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Duer 157099

(17,742 posts)
Mon Jul 15, 2013, 12:31 AM Jul 2013

Another really dark silver lining

Be warned, this is really dark.

But, let's say you don't live in a "Right to die" state, but instead live in Florida. And let's say there are suicide clauses in your life insurance policy. And you have a terminal disease and want to check out early.

Well, all you have to do is convince someone to kill you and make it all look like self defense. Now we know how easy that actually is. Just make sure there are no witnesses, and make sure it looked like a struggle, and even better, have a cell phone recording the whole staged event with the other person screaming for help and even saying that they think you are about to kill them.

Or maybe people already do that? I don't know. Grasping for straws here.

BTW, I'm a believer in a person's right to choose their own departure, especially in the face of terminal illness.

9 replies = new reply since forum marked as read
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Marie Marie

(9,999 posts)
1. Seems to me that it is getting easier to
Mon Jul 15, 2013, 12:41 AM
Jul 2013

choose to end someone else's life than to choose to end your own. Seems kind of back wards to me. I too believe in a person's right to choose their own demise in the case of a debilitating and painful illness. If GZ had been assisting a suicide of Trayvon, he probably would have been convicted.

sadbear

(4,340 posts)
2. Dontcha' think something like that might void a person's life insurance policy?
Mon Jul 15, 2013, 12:47 AM
Jul 2013

I do applaud you for trying to think outside of the box though.

sadbear

(4,340 posts)
9. What about justifiable homicide?
Mon Jul 15, 2013, 08:22 AM
Jul 2013

I suspect insurance companies would find a way out of paying the policy of someone who was killed in the process of 'committing a crime'.

 

BlueJazz

(25,348 posts)
3. Main reason I'm going to go along with your post is Insurance Companies will LOVE ...
Mon Jul 15, 2013, 12:50 AM
Jul 2013

...the Florida justice system even more.

It is rather dark though....

Duer 157099

(17,742 posts)
6. Because you might want your children to get your life insurance
Mon Jul 15, 2013, 02:06 AM
Jul 2013

Some have exclusions for suicide. Unless you're saying do it but let the other person claim they did it in self defense? That's actually even better because then they don't have to deal with the guilt of having actually done it, even if you wanted them to.

rrneck

(17,671 posts)
8. True that.
Mon Jul 15, 2013, 02:11 AM
Jul 2013

Of course, suicidal people, like everyone else, have a history. If someone has a history of depression or life events that would cause or exacerbate it, rather than a history of violence the person claiming self defense might open themselves to a charge of conspiracy to commit insurance fraud. I'm pretty sure insurance companies would pursue that.

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