From what I have read, there are people that are upset because they feel "they are being penalized" because they are married. Evidently they have never had insurance because a family always pays more than a single person.

For every voter turned off by the alleged "family glitch" there will be 400 who are thrilled to finally be able to afford health insurance.

But your concern is noted.

nt

Especially when something like this is slipped in: "'I'm always hearing and reading that Nancy Pelosi said pass the law first without reading it to see what's in it."

"With me, fishing has always been an excuse to drink before noon."

I hear and read that. Which is why I'm concerned.

You just have to stop going to those Teabagger events!!!

Funny, but I talk to a lot of people and read a lot online and have heard NO ONE say that.

If you think about it....there is no way that Pelosi would say such and thing so whoever is saying it is clearly lying.

I talked to an attorney a while back that represented a corporation. They plan on giving low paid employees a $.50 raise, and then kick their families off of their insurance, because it saved the company money.

Feels like trolling to me.

It's just a few web site glitches on a brand new, complex web site with a megaton of traffic. The Republican Party died on this hill. Obamacare is going to be a smash hit, and Republicans sabotaged the country trying to stop it. Sucks to be them.

But your comments about Nancy Pelosi don't seem like they have anything to do with your argument!

In fact, they sound just like a line from a Newt Gingrich robo-call I just received!

Gosh! What are the odds!

PS. Have I told you lately how much I love your username? And the penguins?

Re: name/penguins: Thank you! Glad you like. I like your name, too -- very catchy.

Then it must be a lie. So why share a lie???

Many businesses (think service and retail industry) are well known for paying very low wages and only offering high deductible health insurance policies their workers can't afford to use. These workers and their families should be eligible for subsidies. But the law says they're not eligible for subsidies no matter how low their income is if the employer offers access to employer based coverage. How many Walmart workers can afford the $5,000 deductibles of their family policies? That 9.5% affordability only counts the employee's portion of the premium, not their families, yet the family is still ineligible for subsidies. So instead of finally being able to get medical care, full-time low income workers have to keep paying for high deductible health insurance they can't afford to use! That's just wrong. The working poor don't make much money, but they are working. They don't deserve to be left out. Millions of low income families are going to be impacted by this and they're going to be pissed.

And if the Republicans were serious about helping folks, they would address such issues instead of playing stupid games with the economy. Of course, that is a big 'if'....

... toward single payer. i also believe the ACA will help many.

The posts denying the "family glitch " in this thread are very disheartening. It is a flaw that needs to be corrected. it does not make the law a failure ... it does not mean the ACA is 'bad" ... it is an imperfection in the law that needs to be corrected

http://ccf.georgetown.edu/media/the-acas-family-glitch-could-hurt-families-who-need-chip/

The so-called family glitch in the health law requires employers to provide “affordable” insurance only for the workers themselves – not for their families.

Premiums for individual coverage must not exceed 9.5 percent of a worker’s income. But there is no limit on the employee’s share of premiums for family coverage, which typically costs close to three times as much as individual coverage.

In addition, federal subsidies for people with incomes below 400 percent of the federal poverty level ($45,600 for an individual) will be unavailable for anyone who receives an affordable offer of insurance from an employer. That means workers who can’t afford employer-offered premiums for family coverage will have nowhere to go except the Children’s Health Insurance Programs (CHIP) or Medicaid, if they qualify.

I'm a cancer survivor who lost my job (FMLA ran out) and haven't been able to afford to see my oncologist for over a year. I was hoping the law would help me but it won't. Because of the family glitch, our choices are to sell our home and give away dogs I think of as my babies (I got them to keep from falling into deep depression after my hysterectomy due to cancer) and move to another state that's expanding Medicaid, or keep paying for health insurance we can't afford to use. The law is not to blame for states refusing Medicaid expansion, but it is to blame for the family glitch. If it wasn't for the family glitch, I would be eligible for subsidized health insurance on the exchange I could afford to use. The family glitch is literally putting my life in danger because we can't afford cancer follow up monitoring on a Walmart salary and $5,500 deductible. For others, it may not endanger their lives, but it keeps them from being able to afford medical care. The law should base subsidy eligibility on income alone, not access to unaffordable employer coverage.

Such dire health issues? It would make sense that you have bigger concerns than the Democratic Party.

How many other cancer survivors will be unable to afford follow up care? (I'm fortunate that we have the option of moving to a state with Medicaid expansion to 200% FPL, even though giving up my home and my babies will break my heart.) How many people with other health issues will be impacted? The law needs to be fixed and in order to fix the law, we need Democrats back in control of the House. But there are too many idiots blaming Democrats and that scares me.

You mentioned that you could move to a state that expanded Medicaid to get lower rates, doesn't that turn on light for you? States that set up their own exchanges are flourishing and are getting their citizens enrolled. The problem are the leaders of your state. Move to get quality heath care that you can afford, but keep a foot in your current state, explain to people in your current state what they are missing by continuing to allow people like the ones that lead your state to continue to get elected to state and national offices.

The family glitch is a problem, and it needs to be fixed. And if the Republican House can get it's head out of its ass for ten minutes and actually allow some legislation to be passed, it undoubtedly will be fixed.

However, as you yourself point out, you are currently without health insurance. You are one of the people whose life Obamacare has not been successful in improving. Obamacare has not created or worsened your situation. It has simply not changed it.

Your best bet, and the best bet of others whose situation has not been improved due to the family glitch, is to ensure that the House goes Democratic in 2014. Because we know that the Republican House will not allow any legislation that will fix this problem, because they don't WANT to fix this problem.

So, if there is any logic at all in the electorate, all those affected by the family glitch should be the ones most fervently working for Democrats in the 2014 election.

is the high deductibles that are charged for low premium cost policies. The deductibles become more of a problem in states that refused Medicaid expansion. If your governor and legislature were forward thinking, you would be able to get affordable, low deductible policies that you can afford. The ACA has decreased deductibles, even in states that didn't expand Medicaid, that helps, but may be not help you. I am sorry about your situation. You are right to move to another state that did expand Medicaid. Take your babies with you, you need them. I get the sense that you are thinking you will have to live in an apartment and not keep your babies, but every state have lower costs of living regions that you may be able to rent or buy a house in, look for that possibility - but avoid shysters (fraudsters) that work to take advantage of people in your predicament, work with reputable Real Estate agents to sell the house that you have and buy one in the state that you will move to.

affordable insurance but it doesn't make any provisions for the employee's family. So the employee has to pay full, non-exchange rates for other members of the family.

It is an easy fix, if the Republican House allows it to be.

In this case, though, the poster's situation is not worsened by Obamacare. It simply isn't improved. This is certainly something that needs to be fixed, but her assertion that the family glitch is putting her life in danger is not correct.

is better than no person now able to get health insurance. One persons life saved is better than no ones life saved wit no Obamacare.

What is your concern?

"family" parameters. Both sets resulted in lower rates than were available before the ACA. You can throw out vague Trojan horses if you want to, but expect to be called and challenged on your behavior.

From another thread:

Two years ago, I was diagnosed with cancer. At the time, I was lucky to be eligible for breast/cervical cancer Medicaid. I had four cancer-related surgeries and lost my job because my FMLA ran out. (My degenerative disk disease severely limits the type of jobs I'm able to do, which are pretty much non-existent in our area. Now, I've developed bad knees and am unable to pass the physical to go back to work at the place I previously worked for.) When Medicaid claimed I was no longer eligible and gave notice of their intent to drop me, my fiance and I hurried to Vegas to get married so he could put me on his insurance to avoid a coverage gap. Nobody knew at the time if the ACA would make it through the Supreme Court and 2014 was 3 years away. The problem is, my husband is paying for coverage we can't afford to use. He works at Walmart and our deductible is $5,500 and annual maximum $10,000. I haven't seen my oncologist for over a year and I'm supposed to go every 3 months to be monitored for recurrence. I am happy that the new law is helping so many people and I don't want it to go away. But it needs to be improved and I don't see that happening until Democrats regain control of the House. I do NOT blame the Affordable Care Act for refusing to expand Medicaid. I blame the Supreme Court and the state we live in. What I do blame the law for is making family members who are offered health insurance through an employer ineligible for subsidies when their premiums aren't even counted in the 9.5% affordability calculation. The only way for me to be eligible for subsidized health insurance with a 94% actuarial value (meaning I only pay 6% of everything) is for my husband to drop from full-time to what Walmart considers part-time (33 hours or less, which may change to less than 30 hours in 2015). Walmart only offers health insurance for spouses to full-time employees. Several others have shared their experiences, both good and bad, so I thought I'd share mine.

http://www.democraticunderground.com/10023838167

Moving to another state is the only other solution we can find.

There is no trojan horse here. Just the truth and the knowledge that I can't be the only one in this situation.

The "family glitch" in the ACA is a serious flaw for those impacted (explanations are linked too throughout this thread).

The largest problem is that this "glitch" will not be fixed with the current congress.

Pretending the glitch doesn't exist or that it is really not a problem is not helpful.

I don't agree with the tone of the OP, i filly believe the ACA will provide far more good than bad ... but it is NOT perfect (not even close, it needs to be fine tuned) ... but am concerned with the number of posts and posters that are unaware of this glitch or suggest it is unimportant.

same things that concern you, though, I think.