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BlueStreak

(8,377 posts)
Thu Oct 24, 2013, 06:11 PM Oct 2013

I have been a critic of the ACA on several grounds. One big ACA success is barely mentioned

I want to be fair and balanced. The healthcare.gov roll-out was first degree IT malpractice (this coming from a person who developed large-scale IT systems for 40 years.) And in my particular region, we have no competition in the exchange, resulting in policies more than doubling in price. The insurance companies continue to be out of control. There is much to be unhappy about with regard to ACA. For some of us, it just isn't the system that was promised.

However, let me mention one aspect of ACA that I think is proving to be hugely successful, a major source of real cost savings and better HC delivery, yet it is barely mentioned. That is in the area of integrated records.

Both of my parents have been in the hospital a lot recently, and my mother actually passed a few weeks back. I am highly critical of the care my mother received. However, throughout this process, it became clear to me that the hospital system had made huge advances in online records. There is now a complete record of all tests, all dispensing of drugs, all procedures, all examinations. And this record is instantly available to every doctor practicing within that hospital network.

As an example, my father needs some prostate surgery. Today I took him to the cardiologist who must clear him as fit for a general anesthetic. The cardiologist did not have to do any new tests because there was a recent EKG at the hospital, and a neurologist had done an ultrasound of the heart last week in response to another condition we were concerned about.

This is huge. The doctor is more efficient. We got what we needed in a single 15-minute visit. There were no redundant tests run, and all those decisions are clearly documented. Repeated a million times, this must result in huge cost savings throughout the system.

I remember when the ACA first passed, lots of docs were bitching about the fact that the law required them to upgrade their computer systems, and actually gave them a truckload of money to help that along. But now that this is bearing fruit, we hear nothing about it.

I just wanted to say something nice about the ACA for a change.

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I have been a critic of the ACA on several grounds. One big ACA success is barely mentioned (Original Post) BlueStreak Oct 2013 OP
I thought the phone enrollment was very successful. nt valerief Oct 2013 #1
This will do more than save money ... surrealAmerican Oct 2013 #2
The practice I work for got (and will get) around $40K per doctor dbackjon Oct 2013 #3
Physicians not always talked to each other. Would be interested to see examples Hoyt Oct 2013 #4
Here you go BlueStreak Oct 2013 #5
 

Hoyt

(54,770 posts)
4. Physicians not always talked to each other. Would be interested to see examples
Thu Oct 24, 2013, 07:04 PM
Oct 2013

of premiums doubling.

 

BlueStreak

(8,377 posts)
5. Here you go
Thu Oct 24, 2013, 09:59 PM
Oct 2013

See http://www.democraticunderground.com/?com=view_post&forum=1002&pid=3912964

In my situation, there is basically one company on the exchange (Anthem). Indiana's Governor is a teabagger type. I'm sure they did absolutely nothing to encourage any competition. The result is today I have an Anthem policy for under $600/mo high deductible HSA covering two people aged 58 and 60. It has a very large provider network -- basically any practitioners I would ever want to see is in network.

After 2014, they will only offer ACA policies. The cheapest ACA policy on the exchange is over $1300 and has a TINY provider network. None of my docs are in that network. And unlike my current policy, if I go out of network, I have to pay 100% of the costs with the ACA policy.

In other words, I would have to pay more than twice my current premium for a piece-of-crap policy that doesn't give me access to any of my doctors. yes, I might be able to get a government handout to cut the net cost of that piece-of-crap policy, but what good does that do me? I buy insurance so that I can see the right doctors if I have a serious disease. the ACA doesn't do that in my instance.

Please stop assuming that this system works wonderfully for everybody. It doesn't in some areas where there is real competition, I bet it is great. But there are a lot of situations like mine. This is a much bigger deal than the healthcare.gov screw-ups. But until I could finally get into healthcare-gov this week, I had no idea what the facts were. They are not pretty.

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