Welcome to DU! The truly grassroots left-of-center political community where regular people, not algorithms, drive the discussions and set the standards. Join the community: Create a free account Support DU (and get rid of ads!): Become a Star Member Latest Breaking News General Discussion The DU Lounge All Forums Issue Forums Culture Forums Alliance Forums Region Forums Support Forums Help & Search
11 replies = new reply since forum marked as read
Highlight: NoneDon't highlight anything 5 newestHighlight 5 most recent replies

Raine1967

(11,589 posts)
2. This is a pretty cool website for success stories:
Fri Oct 25, 2013, 02:57 PM
Oct 2013

It's not DU'rs but it's asking people to submit stories. ACA Success Stories story.http://acasuccessstories.tumblr.com/

Here's just one:

How my state’s embrace of the ACA is saving me thousands

I’m a single young professional, not covered by health insurance, working on my application to grad school. Two years ago, I looked at the price for health insurance for an individual, and it was discouraging. A bare-bones policy would have cost me almost a thousand dollars, and would still leave me bankrupt if anything went wrong. I’ve been uninsured since then, compulsively hoarding money so I could pay the bills if something went wrong and I became terribly injured or sick, and paying the full uninsured cost whenever I needed something looked at.

Today, I signed up for health insurance through the New York State of Health exchange. The price for a solid silver-level plan before subsidies was only a bit more than a third of what I had been quoted by the Freelancers’ Union two years ago - $350. With the tax credit, it’s even less. Now that I know my out-of-pocket is capped, I can put my savings toward going to grad school and becoming a certified teacher, as I’ve wanted to do for years.

Why could I have such amazing success? Because New York City has a public health option. It’s called MetroPlus, and it’s run by the city’s Health and Hospitals Corporation largely as a public benefit. It had been providing Medicaid services and coverage for city health employees, but now it’s being made available to all of us through the exchange. Because it isn’t seeking massive profit, it can charge lower prices - bringing costs down for people who sign up, and also driving down the prices from other insurers. On top of that, our otherwise feckless governor made sure to negotiate hard with the insurance companies, bringing costs down further.

We’re not all the way yet, and things can be better. But I am giddy with relief, knowing that I can follow my dreams and give back without the threat of bankruptcy hanging over my head.


I would love too see success stories here on DU -- I've seen a few but it would be awesome to see them all in one spot.
 

Hoyt

(54,770 posts)
3. I have insurance through my employer, but I am no longer concerned about losing it since
Fri Oct 25, 2013, 03:24 PM
Oct 2013

I cannot be denied coverage for pre-existing conditions. That opens up a bunch of opportunities, and removes a lot of concerns.

Puzzledtraveller

(5,937 posts)
6. I am a Medicaid eligibility caseworker
Sat Oct 26, 2013, 01:25 AM
Oct 2013

We are currently running two programs. Individuals and families are able to sign up online through our states exchange. In office however we are still only conducting eligibility for current Medicaid programs. We will begin taking HBE's applications in office in December. Recently I had a client who needed to apply for Medicaid for a newborn. Prior to coming into our office they applied on-line but the coverage of course would not go into effect until 1/1/14. Under our states Medicaid the newborn would likely be eligible for children's Medicaid and having the child covered is a priority. I took the clients application and our system linked with our HBE to show that they also were approved under the HBE system indicating that they had successfully signed their family up. I was happy to see this as it validates our system and shows that individuals and families are getting through. Not a personal story but one from the inside I wanted to share.

 
8. I got Medicaid.
Sat Oct 26, 2013, 01:44 AM
Oct 2013

My mother, who has been without insurance for most of her life got a silver plan with a $1,000 deductible for only $13.21 a month.

Rstrstx

(1,399 posts)
9. Once you're able to hack into the site they're great
Sat Oct 26, 2013, 02:32 AM
Oct 2013

What would have cost $180 per month for someone who could not have afforded it is going to be a very reasonable $22 per month for a 0/500 policy. Many plans are even better than what are published, you just have to make it to Level 34 of the healthcare.gov video game before you can see them (it's certainly the hardest video game I've ever played).

After the technical issues get ironed out and those responsible for creating the website are sent to prison the first reform should be for the people who are falling in the "doughnut hole" because they make too little to qualify for a subsidy but too much to get Medicaid in the states that opted out. It's insane that someone who makes $11,490 per year can get a policy for about $230 per year while someone who makes $11,489 would have to pay $3,240 for the same policy.

Now we'll just wait and see if the bill really does come from Blue Cross like they said it would (there was a box to click on that said "Pay Now" and it just led to a page saying you'll be getting a bill in the mail).

moriah

(8,311 posts)
11. I'm eligible through Arkansas's Medicaid expansion - 6% cost sharing plan through the Exchange.
Tue Oct 29, 2013, 11:27 AM
Oct 2013

I like that because it means I can keep the plan when I start making more than what I am now -- when my income gets to where I have to pay my part on the premiums as well (I'm a little over 100% of the poverty line at the moment, below that has 0% cost sharing), it'll be a more seamless transition.

Latest Discussions»General Discussion»WHat we need is some ACA ...