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Related: Editorials & Other Articles, Issue Forums, Alliance Forums, Region ForumsA Year After Sandy, A Slow Recovery For Thousands
NEW YORK (AP) -- A year after Superstorm Sandy catastrophically flooded hundreds of miles of eastern U.S. coastline, thousands of people still trying to fix their soaked and surf-battered homes are being stymied by bureaucracy, insurance disputes and uncertainty over whether they can even afford to rebuild.
Billions of dollars in federal aid appropriated months ago by Congress have yet to reach homeowners who need that money to move on. Many have found flood insurance checks weren't nearly enough to cover the damage.
And worse, new federal rules mean many in high-risk flood zones may have to either jack their houses up on stilts or pilings - an expensive, sometimes impossible task - or face new insurance rates that hit $10,000 or more per year.
"It's just been such a terrible burden," said Gina Maxwell, whose home in Little Egg Harbor, N.J., is still a wreck after filling with 4 feet of water. Contractors say it will cost $270,000 to rebuild - about double what the insurance paid out. The family doesn't have the money.
"What do we do with this house? Just give them the deed back?" she said. "My son is 11. He has a little piggy bank in his room. He said, `Take it, mom.'"
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http://hosted.ap.org/dynamic/stories/U/US_SUPERSTORM_ONE_YEAR_LATER?SITE=AP&SECTION=HOME&TEMPLATE=DEFAULT&CTIME=2013-10-26-13-54-27
jakeXT
(10,575 posts)dixiegrrrrl
(60,010 posts)Delays in payments are not good at all..
Even in the event of "normal" disasters, if you will, the impact lasts for years on those who got hit bad.
It takes a pretty long time for insurance adjusters to make it to your house, since there is damage on a massive scale
and then you have to wait for contractors to reach your house to give an estimate so that the insurance will even pay out
and then you have to wait for repairs from builders who are absolutely swapped with work,
and meanwhile you have to find another place to live, and to put any salvageable items from the house
and still somehow get to work....
and even if your house is livable after quick repairs, gas and electricity are usually out, waiting on swamped repair crews.
And that is if everything goes on a "normal" schedule.
My lil town was without power for THREE weeks after a Cat. 4 hit it in 2004, and we are miles from the coast.