In Fresno, CA: Wells Fargo foreclosed on a women who had Breast Cancer and depended on oxygen

http://www.fresnobee.com/2013/11/28/3637137/ill-woman-loses-fresno-home-in.html

( I just posted snips of the article)

Kilgore signed paperwork for the loan on a day she was ill, court documents said. Sales representatives told Kilgore it was a fixed-rate loan, said Noble. But after reviewing paperwork, her mother realized the loan's costs and called the next day to rescind her signature, court documents say. But World Savings refused to rescind the contract.

Kilgore said bank officers "made false statements ... that caused her to refinance a loan and sign a deed of trust against the property," court records say.

Kilgore became part of a class-action suit against Wells Fargo, which did not sell the adjustable-rate loan but acquired banks that had. She was promised a loan modification -- but that never happened. When Wells Fargo foreclosed on her condo, she was left homeless.

Temporary restraining orders were filed this year on Kilgore's behalf when Albert agreed to take her case a few months after Kilgore was diagnosed with chronic obstructive pulmonary disease. By then, her cancer appeared to be in remission.

For Kilgore, remaining in her home was a matter of life and death, Albert said. She needed oxygen, and the electricity to power the equipment was expensive. Medicare helped pay for the electricity, but only if Kilgore had a permanent address.

Since she was a pick-a-payment client, Kilgore was eligible for a class-action settlement, Albert said. A $2 billion settlement was reached in 2011 with Wells Fargo on thousands of California loans. Under the settlement, Wells Fargo said it would modify her loan to keep her in the home, Albert said. Kilgore was sent a check for $170 with a promise of a loan modification.

In June, Kilgore was evicted by sheriff's deputies from her home. With no permanent address, her oxygen subsidies would stop.

Another attempt to stop the foreclosure went to a second federal judge in September, who ruled that the merits of the larger class-action suit were under consideration by another judge, so he couldn't rule while that case was pending.

In his ruling, U.S. District Court Judge Jeremy Fogel wrote that he was "deeply sympathetic to Kilgore's medical needs and financial circumstances."

In the wee hours of Oct. 16, Kilgore was in a Fresno hospital with "a bad case of asthma," Noble said. She thought her mother would soon be released, and when she saw Kilgore resting comfortably Noble went to sleep in a nearby room. A short time later a nurse nudged her awake to tell her that her mother had died.

The morning after Kilgore's death, Albert filed a claim against Wells Fargo seeking $250,000 for her wrongful death. She said Kilgore was owed money or a loan modification under a class-action settlement, which had nearly 15,000 California plaintiffs.




( if you know of similar cases of Wells Fargo borrowers please post)