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Related: Editorials & Other Articles, Issue Forums, Alliance Forums, Region ForumsObamacare: Man With HIV Thought He'd Be 'Dead Within 6 Months,' Now Has Awesome, Cheaper Insurance
Obamacare Success Story: Man With HIV Thought He'd Be 'Dead Within 6 Months,' Now Has Awesome, Cheaper Insurance
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Last week Dan called back again.
"I'm the AIDS patient in Michigan who lost his insurance," he reminded me. "I was panicked I was going to lose all my meds. I take back every word I threw at you. I found insurance. It's better. It's cheap. And I'm keeping my doctor and my plan. I can't believe it."
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Dan was paying $1,485 per month for his old plan with the $1,000 deductible. His new plan under Obamacare, which includes coverage not only for all his prescriptions but for dental and vision -- which his old plan did not -- is costing him over $500 less per month, at a total cost of $914, with the same deductible. That's not to mention that he got it with the pre-existing condition of HIV. I don't want to downplay or obscure what are some real problems that some people with HIV are reporting regarding getting drugs fully covered under Obamacare, or what other people are reporting about higher deductibles in the new plans. But Dan's story obviously shows that a lot of people have been swept up in the hysteria when there is indeed great health insurance out there for them.
"Dental and vision!" Dan exclaimed. "Yes, the deductible is all tax-exempt. It's a health-savings plan. So it's all tax-exempt. It's a wonderful plan."
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"I want to say to all your listeners: I was terribly wrong," he said. "Now I'm going to push myself as a huge Obamacare success story. I'm bragging it to everyone."
MORE:
http://www.huffingtonpost.com/michelangelo-signorile/obamacare-success-story-m_b_4413329.html?utm_hp_ref=gay-voices
Pirate Smile
(27,617 posts)Agschmid
(28,749 posts)Kicked love this!
Cha
(297,574 posts)as much as Dan.. only not quite!
Bless his heart and ObamaCare~
markpkessinger
(8,401 posts). . . and does so without saddling him with astronomical co-pays, it's great news. Many insurers, however, are charging substantially higher co-pays for HIV drugs. The ACA requires insurers to cover some, but not all, HIV drugs. The problem with that is that sometimes one anti-retroviral drug ceases to be effective HIV patients, and they must switch to a different regimen. See http://www.democraticunderground.com/10024161236