She had to drop her insurance, it was running her $325 a month. She finally finished her enrollment today with the help of a navigator. The ACA plan is going to be around $50 because she will get a credit. Oh what good news. Why didn't America do this years ago?

Universal Health Care, which would have cost her a lot less in taxes probably. They Republicans have us giddy over their original market-based plan from the 1970's.

Applications completed after this date will become effective the next Month but I believe the cut off is March 31 for 2014 but that deadline may be extended too. Congrats on a successful enrollment. My grand daughter is still working on her application in Indiana. She's a full time college student with too much income for the really low Medicaid limit in the State but not enough to qualify for a subsidy. Indiana residents like many other repub led states are being screwed since there is no Medicaid expansion. I sincerely hope folks in these states understand how they are being harmed and vote accordingly.

Supposedly, the penalty is what kicks in after March.. They will probably have a hard time enforcing the penalty anyway, once people start signing up...or it will be prorated..

If you sign up April 1, you coverage will not start until May

I hope to sign up next month.

January 1 was the 23rd. However The deadline for open enrollment is March 2014. You cannot go more than three months without coverage.

I tried for two hours without success to sign up for insurance and decided to wait until after the rush to sign up. It gave me a little more time to digest the various options.

I'll tell you one thing. The insurance companies are making a killing off or health insurance. The amount they charge for the benefits paid is ridiculous. Bring on single payer and cut out the insurance companies altogether. I'd rather pay a somewhat higher Medicare bill and not have to worry about all the hassels of choosing a plan that fits in my budget and worrying about how to pay for it...

They are doing a terrible job of marketing to young adults.
I'd they want them to sign up there should be a full time, savvy marketing staff flooding popular websites and social media with entertaining and informative ads.
Nothing like that is happening.

I'm a freelancer so my income is unpredictable. I was worried about that aspect of enrolling. I had an online chat with a Healthcare.gov person, who wasn't as directly responsive as she could've been so it took me a while to get the information, but here's how it ended:

I put in my total income before taxes. So we were supposed to use gross adjusted?
If I did it wrong, then it will give me a little buffer if I happen to earn more this year.
Really hard to predict income in advance.