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Horse with no Name

(33,957 posts)
Wed Mar 28, 2012, 02:09 PM Mar 2012

Being mandated to buy health insurance AND automobile insurance are NOT the same

I mean seriously?

Automobile insurance protects THEIR property if YOU maim it...and health insurance just protects YOU...therefore, it is of NO benefit to the rich for you to have it...therefore...the mandate is different.

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pinto

(106,886 posts)
2. And, uninsured drivers drive up insurance rates for all drivers; the uninsured public likewise
Wed Mar 28, 2012, 02:15 PM
Mar 2012

drive up health care costs and insurance premiums for all. A subsidized health insurance mandate, if it is actually affordable, benefits all within the scope of the current legislation.

hughee99

(16,113 posts)
3. Plus, one is from the fed and the other from the state government.
Wed Mar 28, 2012, 02:16 PM
Mar 2012

The state can make you buy health insurance from a private company (they already do in MA), the federal government? We'll find out.

gratuitous

(82,849 posts)
4. Auto insurance covers many things
Wed Mar 28, 2012, 02:21 PM
Mar 2012

If you cause a collision with another car, your insurance covers the damage to that car, the medical expenses of anyone injured in the collision, AND keeps you off the hook for those expenses. So your auto insurance does indeed protect you financially, as well as serving a larger public interest in holding down the costs of those inevitable collisions for everyone.

abelenkpe

(9,933 posts)
5. No health insurance mandate protects everyone else from having to pay
Wed Mar 28, 2012, 02:29 PM
Mar 2012

for those who currently refuse to pay for their own. The mandate will make health care less expensive for everyone, including the rich.

Of course single payer would be a better solution but whatever.

LynnTTT

(362 posts)
7. I think it's exactly the same.
Wed Mar 28, 2012, 03:51 PM
Mar 2012

The state requires me to purchase a product that covers the risk that I might cause financial damage to others. The state does not require I insure the car; that's what the finance company requires. So the state has determined that innocent people must be protected from the possibility that in the future my actions may cause financial loss to another. Just in the same way that an uninsured person who gets sick or injured and gets medical help from a doctor or hospital caused an economic loss to that doctor or hospital. Who in turn raise rates for all of us, so we all suffer financially, to the tune of $ 1,000 per family policy..

What's the difference?

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