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OBAMA: Let's break down what she really means by a mandate. What's meant by a mandate is that the government is forcing people to buy health insurance and so she's suggesting a parent is not going to buy health insurance for themselves if they can afford it. Now, my belief is that most parents will choose to get health care for themselves and we make it affordable.

Here's the concern. If you haven't made it affordable, how are you going to enforce a mandate. I mean, if a mandate was the solution, we can try that to solve homelessness by mandating everybody to buy a house. The reason they don't buy a house is they don't have the money. And so, our focus has been on reducing costs, making it available. I am confident if people have a chance to buy high-quality health care that is affordable, they will do so. That's what our plan does and nobody disputes that.

http://transcripts.cnn.com/TRANSCRIPTS/0802/05/ltm.02.html

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SEN. OBAMA...According to Senator Clinton...there are more people covered under her plan than mine is because of a mandate. That is not a mandate for the government to provide coverage to everybody; it is a mandate that every individual purchase health care...If it was not affordable, she would still presumably force them to have it, unless there is a hardship exemption as they've done in Massachusetts, which leaves 20 percent of the uninsured out. And if that's the case, then, in fact, her claim that she covers everybody is not accurate....

MR. WILLIAMS: And Senator Clinton, on this subject --

SEN. CLINTON...Senator Obama has a mandate in his plan. It's a mandate on parents to provide health insurance for their children. That's about 150 million people who would be required to do that. The difference between Senator Obama and myself is that I know, from the work I've done on health care for many years, that if everyone's not in the system we will continue to let the insurance companies do what's called cherry picking -- pick those who get insurance and leave others out.

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SEN. OBAMA...I do provide a mandate for children, because, number one, we have created a number of programs in which we can have greater assurance that those children will be covered at an affordable price. On the -- on the point of many adults, we don't want to put in a situation in which, on the front end, we are mandating them, we are forcing them to purchase insurance, and if the subsidies are inadequate, the burden is on them, and they will be penalized. And that is what Senator Clinton's plan does.

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http://www.nytimes.com/2008/02/26/us/politics/26text-debate.html?pagewanted=print

Edwards Statement On Health Care Mandate
November 28, 2007

Chapel Hill, North Carolina – Senator John Edwards released the following statement today on the need for clear, direct answers on how we will reach universal health care:
"We need true universal health care reform that covers every single man, woman, and child in America. It is wrong to leave anyone without the care they need. A universal system will work better for all of us – delivering better care at lower cost.

"Barack Obama's plan leaves out 15 million people. The truth is that some people will choose not to buy insurance even though it's affordable, knowing that the rest of us will pay for their emergency room visits.

"But it is just as bad to say that everyone will have insurance without a plan to get there. Hillary Clinton says her plan will cover everyone through a 'mandate' but does not provide even the most rudimentary idea much less a detailed plan of how this 'mandate' would work. To get fundamental change in our health care system, we need a fundamental change in our politics. That starts with being clear and direct about what we are going to do and how we are going to do it."

Edwards' truly universal health care plan will ensure that every American has health insurance. He will require proof of insurance when income taxes are paid and when health care is provided. Families without insurance will be enrolled in Medicare, Medicaid, SCHIP or another targeted plan or be assigned a plan within new Health Care Markets.

Families who lose coverage will be expected to enroll in another plan or be assigned one. For the few people who refuse to pay, the government will help collect back premiums with interest and collection costs by using tools like the ones it uses for student loans and taxes, including collection agencies and wage garnishment.

http://www.presidency.ucsb.edu/ws/index.php?pid=91170#axzz1qqZ9tZYk