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Why are we against means testing for Medicare? (Original Post) Pedalpower Apr 2012 OP
Because Medicare isn't charity. Fawke Em Apr 2012 #1
Because it's an insurance program most people pay into with the shraby Apr 2012 #2
Because Cheney Turbineguy Apr 2012 #3
Means testing will make it "welfare" and the sheep will be turned against it... Odin2005 Apr 2012 #4
The reasonable thing would be medicare for all Marrah_G Apr 2012 #5
Once you draw a line Kelvin Mace Apr 2012 #6
Thanks for the replies... Pedalpower Apr 2012 #7
the biggest expense to revenue problem rurallib Apr 2012 #10
Agree with allowing Part D to operate as the VA does for prescription purchases. pinto Apr 2012 #14
I'm not against it madokie Apr 2012 #8
Medicare is already means tested to some extent. bornskeptic Apr 2012 #9
Very helpful... which is more in the red, A or B? Pedalpower Apr 2012 #12
Medicare and Social Security are EARNED BENEFITS Matariki Apr 2012 #11
+1 jtuck004 Apr 2012 #15
Means testing always triggers a race to the bottom Prophet 451 Apr 2012 #13
Medicare is already means tested to some extent - pinto Apr 2012 #16

shraby

(21,946 posts)
2. Because it's an insurance program most people pay into with the
Wed Apr 4, 2012, 01:53 PM
Apr 2012

understanding that it will be available to them on reaching 65 yrs. of age. It is NOT an entitlement program as the pols are wont to call it, except people are entitled to have it on reaching the required age.

Odin2005

(53,521 posts)
4. Means testing will make it "welfare" and the sheep will be turned against it...
Wed Apr 4, 2012, 01:54 PM
Apr 2012

...because the sheep hate "welfare". Same reason FDR made SS an entitlement for everyone.

Marrah_G

(28,581 posts)
5. The reasonable thing would be medicare for all
Wed Apr 4, 2012, 01:55 PM
Apr 2012

But to answer your question: Insurance companies don't want to insure people over 65. The cost would be so great that I am not sure what limit you would want to have on means.

 

Kelvin Mace

(17,469 posts)
6. Once you draw a line
Wed Apr 4, 2012, 01:55 PM
Apr 2012

and say "everyone on his side 'no soup for you!', then the line will invariably be moved.

Also, Medicare/Social Security are not "entitlements". They are programs we all pay into. To take it away based on income would be like the life insurance company telling your family that they were wealthy enough, and that despite paying premiums for 30 tears, they were not going pay out.

Pedalpower

(61 posts)
7. Thanks for the replies...
Wed Apr 4, 2012, 02:02 PM
Apr 2012

I was thinking that means testing, with a required PUBLIC supplemental policy could help close the expense-to-revenue gap.

I certainly do see why that would look bad to those who paid in all those years. It would be a bit of a breach of contract.

rurallib

(62,432 posts)
10. the biggest expense to revenue problem
Wed Apr 4, 2012, 02:15 PM
Apr 2012

is the drug portion passed by Bushco that forces medicare to pay top dollar for prescription drugs.
Allow Medicare to negotiate prices like the VA and you would see that hole close up in no time.
But, guess what? Our Republican congress critter friends have million$ and million$ of reasons to stop that from happening.

pinto

(106,886 posts)
14. Agree with allowing Part D to operate as the VA does for prescription purchases.
Wed Apr 4, 2012, 02:45 PM
Apr 2012


Seems pretty cost efficient to me. Buy in bulk, get a bulk price. Pass on the savings.

madokie

(51,076 posts)
8. I'm not against it
Wed Apr 4, 2012, 02:09 PM
Apr 2012

If what is meant that if a person has millions then they should pay their own way, they should want to pay their own way and not have to be made too but since many won't do that they need to be made to. I suspect many do that very thing out of respect for our country and the rest of us plus the fact that they are still good people even with all the wealth but some of the rich assholes are just that, assholes.
My apologies for using this kind of language but in my very limited vocabulary I have no options.

bornskeptic

(1,330 posts)
9. Medicare is already means tested to some extent.
Wed Apr 4, 2012, 02:09 PM
Apr 2012

Part A, the hospital insurance, is paid for from the trust fund, without regard to income or wealth, but Part B, the Medical Insurance, is paid for through a combination of premiums and money from the general fund. Most people pay a premium of about $100, which is only about 25% of the total cost. Those in higher income brackets pay a higher premium. I think the largest premium now is currently about $320.

Contrary to what many here seem to believe, no payroll taxes go towards Part B, or for that matter, Part D, coverage. Misunderstanding about that seems to fuel much of the hostility to means testing.

Pedalpower

(61 posts)
12. Very helpful... which is more in the red, A or B?
Wed Apr 4, 2012, 02:35 PM
Apr 2012

Thank you!

Which part tends to run more overbudget, A or B?

Matariki

(18,775 posts)
11. Medicare and Social Security are EARNED BENEFITS
Wed Apr 4, 2012, 02:17 PM
Apr 2012

And the sooner we start using that language (instead of 'entitlements') the safer those Earned Benefits will remain.

Prophet 451

(9,796 posts)
13. Means testing always triggers a race to the bottom
Wed Apr 4, 2012, 02:39 PM
Apr 2012

As soon as something becomes means tested, it always, always leads to regulations becoming tighter and tighter and more and more people being cut off.

pinto

(106,886 posts)
16. Medicare is already means tested to some extent -
Wed Apr 4, 2012, 02:57 PM
Apr 2012

They pay 80% of "usual and customary charges" which are set regionally. The other 20% is payable by the insured. Many states' Medicaid programs (primarily means tested) will cover the insured's 20% co-pay.

Those inelligible for Medicaid have 3 options - pay out of pocket, buy one of those Medicare Advantage supplements or request "assignment" (the provider agrees to accept Medicare's 80% as full payment).

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