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EEO

(1,620 posts)
Sat Nov 15, 2014, 04:57 PM Nov 2014

Help: I Applied for SSDI and Need Social Net Advice in Meantime, PT/Freelance Work Ideas

I can work a few hours a week, but have chronic pain and that limits me greatly. It is just recently I have come to accept that my expectations for what I should be able to do just don't match the realities of my health. I have had to sell my home due to being unable to work enough to pay my mortgage, and bouts where I have not been able to work at all, and am now living with relatives.

I am not looking for money, but I am looking for advice. I am a solid writer and can do freelance work, but wouldn't know where to start. I have no income and not only need advice on what social programs may be of help to me while waiting for SSDI, but I need to do something to feel productive. I am feeling trapped and know this is going to be a long-haul with SSDI, despite seeing a ton of specialists and having a pretty strong case.

Any advice from the community will be appreciated.

28 replies = new reply since forum marked as read
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Help: I Applied for SSDI and Need Social Net Advice in Meantime, PT/Freelance Work Ideas (Original Post) EEO Nov 2014 OP
Have you tried Odesk or Elance? bravenak Nov 2014 #1
Will any work you do screw up your disability claim? dixiegrrrrl Nov 2014 #2
An important thought. My sister in law is an artist who is now disabled. If she paints anything that jwirr Nov 2014 #26
I've volunteered tutoring GED and adult basic education LeftInTX Nov 2014 #3
Try elance.com Marrah_G Nov 2014 #4
Couple of options MooPie Nov 2014 #5
The wait will not be as long Control-Z Nov 2014 #6
Yep, Attorneys take about 25% of the claim but worth it. bahrbearian Nov 2014 #17
Yes. So worth it! (nt) Control-Z Nov 2014 #20
I've wondered about this daredtowork Nov 2014 #24
You are in the GREAT TRAP daredtowork Nov 2014 #7
Yeah. I feel like I am in the middle of a field of landmines. EEO Nov 2014 #10
It's very stressful, which makes things worse daredtowork Nov 2014 #21
and you're supposed to keep "getting medical treatment" the entire time despite $$$$ zazen Nov 2014 #12
Yeah. I am 33. They are going to drag me through coals and make me earn it. EEO Nov 2014 #15
Yes - doing "writing" work might be very dangerous daredtowork Nov 2014 #22
Try CreateSpace write a short story/children book/ article and let them sell it for you charge .99 Vincardog Nov 2014 #8
Thanks. I will look into it. Will write under a pen name... EEO Nov 2014 #14
This will still generate tax records daredtowork Nov 2014 #23
Kick for some good ideas. postulater Nov 2014 #9
I'm going to die homeless on the streets. hunter Nov 2014 #11
kick for exposure. Hope you get lots of good DU advice Liberal_in_LA Nov 2014 #13
I wish you the best of luck UglyGreed Nov 2014 #16
If you have a qualifying illness why can't you get SS? n/t JimDandy Nov 2014 #18
My wife makes too much UglyGreed Nov 2014 #28
I've been a freelance speechwiter... meaculpa2011 Nov 2014 #19
Make sure you get an attorney, first. moriah Nov 2014 #25
I live in Rhode Island, which may help me out a bit as it is one of the more liberal states. EEO Nov 2014 #27
 

bravenak

(34,648 posts)
1. Have you tried Odesk or Elance?
Sat Nov 15, 2014, 04:59 PM
Nov 2014

Money sucks but you can find some decent jobs if you look hard enough.

jwirr

(39,215 posts)
26. An important thought. My sister in law is an artist who is now disabled. If she paints anything that
Sun Nov 16, 2014, 12:25 AM
Nov 2014

sells they consider her working.

One other tip: Try to make sure that you stick with one doctor who understands your case and considers you disabled. I makes the whole process easier.

LeftInTX

(25,381 posts)
3. I've volunteered tutoring GED and adult basic education
Sat Nov 15, 2014, 05:13 PM
Nov 2014

Lots of GED/ESL pre-GED struggle with writing and English grammar. It doesn't pay anything, but it's kinda fun.

Many clubs and local organizations appreciate and need writers.

MooPie

(406 posts)
5. Couple of options
Sat Nov 15, 2014, 05:20 PM
Nov 2014

Sign up to be an on-line tutor. Can't remember which ones, but there are several legitimate ones that pay $10/hr. Also, for extra money that you can earn on your schedule look at Amazon Mechanical Turk. I learned how to make $30 - $40 week that goes into an Amazon account. It's not much, but it buys necessities and you work on your schedule.

daredtowork

(3,732 posts)
24. I've wondered about this
Sat Nov 15, 2014, 10:33 PM
Nov 2014

If the attorney makes the money off the claim, and the "pay off" is the back money owed from the effective filing date...isn't it in the lawyer's interest to delay as much as possible so the back pay will be a larger amount?

daredtowork

(3,732 posts)
7. You are in the GREAT TRAP
Sat Nov 15, 2014, 05:26 PM
Nov 2014

It may take you years to get SSDI, depending on how well your claim meets certain "cannot work" criteria and how much support you have from YOUR doctor, and hopefully YOUR lawyer (do not use Social Security's doctors, they will just test your motion range and put you on the appeal list until you get to a judge THREE YEARS later...).

Meanwhile you are in a TRAP because getting disability is about proving you CANNOT work.

So the world expects you to be living with your family or living in limbo all that time.

What people generally do is go on to welfare, but welfare is not enough money to cover realistic rent. Where I live welfare only goes toward rent ($336/month) - which means NO MONEY FOR BASIC NECESSITIES the whole THREE YEARS you are waiting for SSI/SSDI! If you attempt to earn that money it comes out of your rent! (click my sig to see how this works!). This $336/month is a loan, and you're already asking landlords in an area where normal rent is around $900/month for a ROOM to *wait* for you to get SSI/SSDI. Then you make excuses for month after month and try to find programs that will get your basic needs met. You will come across shockers like how all govt. programs to pay bills are "discounts" whereas you are receiving NO INCOME to make up the portion you are supposed to pay on your heat bill, phone bill, etc.

So, anyway, you are in a trap. Make sure any work you do is for cash only. Don't take a check - that will ultimately be reported to the government by the other person's taxes even if you run it through a bank account. Anything you do to try to help yourself will screw you up. IT IS A TRAP. Just try to get CASH any way you can and hold out for as long as you can until you get SSDI.

And get a lawyer so you will get SSDI faster.

EEO

(1,620 posts)
10. Yeah. I feel like I am in the middle of a field of landmines.
Sat Nov 15, 2014, 06:06 PM
Nov 2014

I do have a lawyer and both she and my doctors said very limited work is okay. I hate being in this position. Stress worsens symptoms.

daredtowork

(3,732 posts)
21. It's very stressful, which makes things worse
Sat Nov 15, 2014, 10:25 PM
Nov 2014

Anything you do by accident could screw your case. At least you do have a lawyer to advise you. Whew!

zazen

(2,978 posts)
12. and you're supposed to keep "getting medical treatment" the entire time despite $$$$
Sat Nov 15, 2014, 06:28 PM
Nov 2014

I find that bizarre as well.

Good luck. I'm a similar position. I'm waiting until 50--it's much more difficult before 50 to "prove" disability because the threshold of expectation is so high, especially when you're highly educated and experienced. I think you can work 10 hrs a week or something, but definitely not full-time (not that I've been able to for years).

EEO

(1,620 posts)
15. Yeah. I am 33. They are going to drag me through coals and make me earn it.
Sat Nov 15, 2014, 07:56 PM
Nov 2014

That's why I have about a dozen doctors and a lawyer.

daredtowork

(3,732 posts)
22. Yes - doing "writing" work might be very dangerous
Sat Nov 15, 2014, 10:29 PM
Nov 2014

That's exactly the sort of work Social Security might argue that you can still do! It's much easier to establish your case if you did manual labor and have a disability that inhibits mechanical skills.

Another trap relates to mental illness. Let's say you have social anxiety disorder. You need to see a therapist to prove you sought treatment. But the fact you sought therapy is reaching out socially. Catch-22. At least that's what it looks like to me. A lot of "mental" disorders might fall under this category, and how you fare would depend on the mood the Social Security analyst happens to be in that day when they analyze your case.

Vincardog

(20,234 posts)
8. Try CreateSpace write a short story/children book/ article and let them sell it for you charge .99
Sat Nov 15, 2014, 05:34 PM
Nov 2014

A copy and do that a few million times for real money

* Community: www.createspace.com/en/community/index.jspa
* Resources: www.createspace.com/resources

daredtowork

(3,732 posts)
23. This will still generate tax records
Sat Nov 15, 2014, 10:30 PM
Nov 2014

Which will come back to you. Social Security knows all.

Seriously, talk to your lawyer about every move you make here. Proving you can do soft skill work could totally screw you.

hunter

(38,317 posts)
11. I'm going to die homeless on the streets.
Sat Nov 15, 2014, 06:06 PM
Nov 2014

There's a great freedom in that understanding, and so far this awareness seems have prevented it.

Freedom's just another word for nothing left to lose.



Productivity is something you determine by yourself.

Productivity as defined by this society is 90% crap.

http://en.wikipedia.org/wiki/Sturgeon's_law

Sell it if you got it, but never punish yourself if you don't.







UglyGreed

(7,661 posts)
16. I wish you the best of luck
Sat Nov 15, 2014, 07:59 PM
Nov 2014

I 'm disabled myself but I can not collect SS. I wish you all the best and don't let them bring you down

UglyGreed

(7,661 posts)
28. My wife makes too much
Sun Nov 16, 2014, 04:24 AM
Nov 2014

money and I did not apply when I first got hurt because I thought I would get back on my feet after having back surgery. When I realized I could not work or get retrained my credits had run out. This was back in 1991, I was 26 years old. There's more to the story but I don't want to hijack this person's thread.

meaculpa2011

(918 posts)
19. I've been a freelance speechwiter...
Sat Nov 15, 2014, 09:32 PM
Nov 2014

since 1982.

I can't think of a better life. I left the career track in the Fortune 500 to go out on my own and never looked back.

I'm now 63 years old and still writing. I've supported my family and my time is my own. My ambition is to keep working until they shovel dirt in my face.

Go for it.

Check your local library for books on freelancing. The best I've found recently is "The Wealthy Freelancer" by Steve Slaunwhite.

moriah

(8,311 posts)
25. Make sure you get an attorney, first.
Sat Nov 15, 2014, 10:43 PM
Nov 2014

They do work wonders.

Second, make sure in your reports you fill out about your functioning that you are brutally honest. Don't hold onto the pride that probably makes you diminish your condition to others. The more embarrassing it is to admit, the more SSDI needs to hear it. If you can do something, but things limit you or make it where you can't do them routinely, say what limits your ability to do it. If you can't bathe because scrubbing out the tub hurts too much and you have pets that get in it, admit that and say how long the pain lets you stand in the shower. If you find yourself not keeping up with laundry, explain that you can't keep your clothes clean because you can't get your laundry done under the area of getting dressed. If you have any mental illnesses that may exacerbate your condition, get treatment for them and explain how they limit you as well. Don't be proud here. Be brutally honest.

I don't know what state you are in, but besides the ACA/Medicad Expansion, when I applied there was very little help for me. You can apply for food stamps, but in that instance would need to provide an affidavit that you do not share food with the household, or that the family is feeding you but it's a huge burden on them and they need to stop or they can't pay their bills.

There is remote call center support that is a little more steady than stuff like Elance, but most of them want a commitment of time and have you on a schedule. There's web analysis work through Leapfoce, Lionbridge, and other companies, but they want a minimum amount of time dedicated each month. If you have a car, there is mystery shopping, which helped me at least pay for food for awhile. You test drive cars, stuff like that.

EEO

(1,620 posts)
27. I live in Rhode Island, which may help me out a bit as it is one of the more liberal states.
Sun Nov 16, 2014, 01:32 AM
Nov 2014

I do have a lawyer and a large retinue of doctors and records. I also don't intend to hold much back from SSDI. They need to know I need the help, no matter how much I don't want to admit it. Me being in my early thirties is going to result in having to fight tooth and nail with them, though.

I am covered under the Medicaid expansion and have access to essentially free healthcare. That is the one and only plus out of this mess.

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