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Nye Bevan

(25,406 posts)
Sat Jan 31, 2015, 03:48 PM Jan 2015

Phone scam: someone called me today to tell me I was preapproved for a loan up to $10,000.

Of course I knew it was a scam but I wanted to see how it played out. So I told the (thickly accented) caller I would take $5000. He asked what for, I said for a vacation to Las Vegas, he said fine. He asked me my income and rent and last 4 digits of my SSN so I made up random numbers. He said the terms of repayment would be $300 per month for 18 months, a total repayment of $5400. Very reasonable, no?

Of course there was just one tiny little catch. I had to "show that I could pay the first installment" prior to them sending me the check. To do this I had to go to Walgreens, purchase a "Megabank card" (I guess some kind of prepaid gift card) for $303.95, and call him back with the information. I hope nobody will accuse me of losing all faith in humanity when I say that I suspect that they would have pocketed the 300 bucks and not sent me a check for the $5000.

So I did not go to Walgreens. And when the guy called back I told him that my wife had banned me from going to Vegas, so I did not need the money anymore. He seemed disappointed.

Stay safe out there. And remember, if it sounds too good to be true, unless you're referring to a vibrant and progressive discussion board named DemocraticUnderground.com, it probably is.

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mahatmakanejeeves

(57,484 posts)
3. Sigh. Microsoft calls me from time.
Sat Jan 31, 2015, 04:59 PM
Jan 2015

A few weeks back, it was the IRS calling. They were going to sue me. I needed to call them back. It was a DC number, with a 202-area code.

Then there's Heather from card services....

uppityperson

(115,677 posts)
4. Heather is Rachel's evil twin. That microsoft one gets old, they will never tell me which computer
Sat Jan 31, 2015, 05:02 PM
Jan 2015

has the problem. I am supposed to turn one on and then they can tell me if that is the one with the problem.

Maybe I could tell them to talk to Rachel?

kentauros

(29,414 posts)
5. There's also a robocall out there from "IRS Agent Julie Smith"
Sat Jan 31, 2015, 05:12 PM
Jan 2015

among other aliases. All messages say that you will be arrested if you don't call back about unpaid taxes.

I never answered either of the calls because I know that if the IRS was accusing me of unpaid taxes, I'd get an official physical letter on IRS letterhead, and a likely toll-free number to call for further information. They don't threaten arrest until they've at least attempted contact through the mail, and even then only in extreme cases (or so I've read.)

Plus, I owe no taxes, other than what's on my W2s, so no fear of arrest there, either.

It's a scam, and from what I've read the people on the other end are targeting women and the elderly almost exclusively. They are also antagonizing, using profanity (something I've never heard from any agent of the US government over the phone or in person) and, of course, have thick foreign accents, with a call-center for the background noise.

http://www.consumer.ftc.gov/blog/fake-irs-collectors-are-calling

Nye Bevan

(25,406 posts)
8. Also the real IRS will not tell you to go to the drugstore to buy a "Green Dot Money Card"
Sat Jan 31, 2015, 05:32 PM
Jan 2015

in order to pay your tax bill, and threaten you with arrest if you do not (I got a call of this nature a few months ago).

kentauros

(29,414 posts)
9. You'd think that they'd realize
Sat Jan 31, 2015, 05:34 PM
Jan 2015

that people are going to look things up online before they call back, though. I can understand them thinking that the elderly would be too afraid of consequences to be thinking clearly after such a call, but these scammers must be the epitome of misogynists to think that women are just as easy targets.

Trekologer

(997 posts)
11. I like getting those calls because I mess around with them
Sat Jan 31, 2015, 09:08 PM
Jan 2015

I figure that the longer I keep the guy on the phone, the less time he has to find someone who would fall for it.

Got the IRS routine, played along. The guy tells me that I have to go to Walgreens right now and buy the Green Dot cards and that he has to stay on the line while I go (the story is that he has to "verify" the "vouchers" before directing me to the local office to drop off paperwork). So string him along for over an hour, telling him rambling stories to make sure that he was still there and not talking with someone else. The guy eventually tells me "I cannot know these details about you, it is against regulations."

After I gave him made up card numbers he passed me to someone else who was very rude and pushy and then started swearing at me then eventually hung up after threatening me.

On other occasions, I've not played along and called them out on them running a scam. Guy hangs up on me. I call back, he hangs up, I call back again, he hangs up yet again. This continued for a while until I got bored.

These guys are using throwaway MagicJack accounts. When they get identified as scams, they throw the devices away and get new ones with new phone numbers so they're almost impossible to track down, unfortunately.

kentauros

(29,414 posts)
13. I understand about playing with them.
Sun Feb 1, 2015, 12:10 AM
Feb 2015

But this is a robo-call, with an artificial female voice giving you a number to call. I'm not calling long-distance just to mess with someone scamming people

Hassin Bin Sober

(26,330 posts)
6. I love fucking with them. I figure the more time of theirs I waste, the less time they have to scam.
Sat Jan 31, 2015, 05:18 PM
Jan 2015

This is one of my favorite scam baits of all time.



The perpetrators of Advance Fee Fraud (AFF), known internationally as "4-1-9" fraud after the section of the Nigerian penal code which addresses fraud schemes, are often very creative and innovative.


http://www.419eater.com/html/bigman.htm


TITLE: Busted!
SCAMMER NAME: Ony Obo
SCAMMER LOCATION: Lagos, Nigeria
SCAMBAITER: Shiver Metimbers


For a slight change, we have a scammer trying to ply his trade via a different routine. This time it's a repentant dying man, wanting to distribute his millions to charity. Of course, were someone to reply to this email wanting to help, the victim would have course pay fictitious "fees" to a fake barrister that the scammer would hire to handle the cash transfer.

We've had carvings and artwork from scammers on quite a few occasions now, and I think it's time to move on to other ways to cause misery for these thieves, so for my final attempt at getting artwork out of a scammer I'll try for something a little different.



It all starts way back near the end of July 2006...



From: Ony Obo
To: Brian Anthony
Date: July 23rd 2006
Subject: HELP ME TO SPREAD GOODNESS

Hello my friend,

Hope this day finds you well?, I am Ony Obo a merchant in Nigeria, I have been diagnosed with Esophageal cancer, It has defiled all forms of medical treatment, and right now I have only about a few months to live, according to medical experts.

I have not particularly lived my life so well, as I never really cared for anyone (not even myself) but my business. Though I am very rich, I was never generous,I was always hostile to people and only focused on my business as that was the only thing I cared for. But now I regret all this as I now know that there is more to life than just wanting to have or make all the money in the world.

Now that God is about to call me, I have willed and given most of my property and assets to my immediate and extended family members as well as a few close friends. I want God to be merciful to me and accept my souL. I have decided to give also to charity organizations, as I want this to be one of the last good deeds I do on earth. So far, I have distributed money to some charity organizations in the U.A.E, Algeria, Sudan, Europe and Kenya. Now that my health has deteriorated so badly, I
cannot do this myself anymore.

I once asked members of my family to close one of my accounts and distribute the money which I have there to charity organization in Bulgaria and Pakistan, they refused and kept the money to themselves. Hence, I do not trust them anymore, as they seem not to be contended with what I have left for them. I will want you to help me collect my last deposit and dispatched it to charity organizations which I deposited in security/finance house abroad,

which no one knows of is the huge cash deposit of (Twelve Million Eight Hundred Thousand U.S dollars) I have set aside 25% for you, then 5% for any expenses incured.

If you are interested, please send your prompt reply to my private email address below which you will have to reply to if you will be kind enough to assist;
Email: bigiXXX@yahoo.co.uk

God bless you

Ony Obo

Things to note:

This guy is a grade 'A' P.O.S. Along with this email - which scambaiters have seen many dozens of times in many variations - he sent quite disturbing photographs of a poor guy obviously at death's door in a hospital bed. The images are too depressing and private to publish here, and also, they are not of the scammer himself (obviously). Many scambaiters will be familiar with the photographs as they have been sent by many hundreds of scammers all over the Internet. We now know who the real patient is, and sadly he passed away in May of 2005. This hasn't of course stopped this particular lowlife from spreading his photographs over the net to try to shock people into helping him.

Unfortunately the real patient's wife has became aware that scammers have been passing her husband's photographs all over the Internet, and in fact she contacted 419eater.com about it. One can only imagine the pain and suffering this is causing her. Not only does she have to cope with the loss of her husband, but also the fact that thousands of scammers out there are passing her husband's photos all over the Internet in an attempt to scam people.

Time to teach this worm a lesson.



NOTE: Some names have been changed to protect this in-progress scambait, mainly the scammer's real name.







OK. On with the old faithful "art company" introduction.

From: Brian Anthony
To: Ony Obo

Dear Mr. Obo,

Thank you very much for your very interesting email, however I am afraid that I will be unable to help you at this time. These next three months are by far the busiest and most profitable period for my company and I cannot give any time to anything other than finding new artwork for our galleries especially wooden carvings.

You may already know of me since it was you that contacted me. My name is Brian Anthony and I am the director of Brian Anthony Fine Arts & Artist Scholarships. We are dealers in fine art and ethnic art from all over the world. We run eight art galleries and two scholarship centres here in the UK. We also offer scholarship donations to aid up and coming new artists who may otherwise not have the financial means to be able to produce or improve upon their work. Our scholarship payments range from between $25,000 and $150,000 depending on the potential of the artist.

I am sorry but I am unable to enter into your business proposition at this time, however if you have any contacts in your part of the world who may be artists that you think may benefit from our financial help then I would be very interested to be put in touch with them. We are especially very keen on promoting new artists with experience in wood carving and will be happy to offer a very generous $25,000 to $150,000 scholarship package to young or old artists with good potential who may benefit from our help.

You may see some of our latest recipients and awards on our website (just click on the "visit this page" link on our homepage).

If you know of an artist who could benefit from our financial help and who would be prepared to produce work for us to sell or promote then please do let me know.

Again I am sorry that I am unable to help with your proposition at this time but I wish you luck in finding somebody to help you.

Sincerely,

Brian Anthony
Director
Brian Anthony Fine Arts



Hilarity ensues at link.


TlalocW

(15,383 posts)
10. I'm normally at a computer when they call
Sat Jan 31, 2015, 06:53 PM
Jan 2015

If I can Google them fast enough to verify that they're a telemarketer, I'll answer if I feel like messing with them. Last 3 ones:

1. First result on Google showed me enough info on what kind of scam they were offering so I answered the phone as I loaded it then started telling them that I was Bob from Microsoft and our system showed they had a virus on their computer, and I was going to need them to let me have remote access to their computer so I could rid of it. There was a pause of about 5 seconds then a good-bye and a hangup... So I called them back 5 times getting more and more insistent that they let me have control of their computer. They finally blocked me.

2. I know one blues riff on a harmonica - the kind where you make a complaint play dah-dah-dah-dahdah, and then elaborate on your complaint. I made up a blues song about hating telemarketers that I sang and played for one. He actually was laughing out loud by the time I finished.

3. Last one, I picked up and just yelled in my deepest voice, "WHO ARE YOU??? GIVE ME BACK MY SON!" They immediately hung up.

TlalocW

 

Aerows

(39,961 posts)
12. Rule of thumb
Sat Jan 31, 2015, 10:04 PM
Jan 2015

No one in life will EVER call you up, send you mail, advertise on a website, etc. to give you free (or cheap) money. You have to seek them out for that, not the other way around, and you will have to do work to get it (thus not free!).

Response to Nye Bevan (Original post)

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