Graphic designer might not have, job-related insurance, but Asst. Fire Chief?

Those are surprisingly common in small-town America.

and of course Texas is fighting Obamacare tooth and nail.

Because Texas does not offer it.

....... just because Texas didn't set up an exchange doesn't mean that Texans can't access ACA coverage. People in states that didn't set up their own exchanges can still get ACA coverage on the federal exahange. You didn't know that?

After reading the page it appears that he must have insurance since it didn't state that there wasn't any. They're looking for money to pay for "excessive" medical bills and help for his wife since she'll be in a wheelchair until she recovers more and they have lots and lots of stairs. This way he can stay home ... or not ... or hire someone.

I'll shut my big mouth so that I won't anger anyone here lol.

A Texas volunteer firefighter responded to a head-on collision, only to discover his wife and son had been in the mangled car.
http://abcnews.go.com/US/texas-firefighter-responds-call-saves-family/story?id=31644470

a job as a paralegal. no medical benefits. he has to get obamacare. this is unusual for law firms who used to be known for great benefits, but things are changing.

You get what you pay for, but even good insurance has caps these days,

One can find themselves hundreds of thousands in debt almost overnight. I don't wish that on anyone.