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JDPriestly

(57,936 posts)
Thu Jul 30, 2015, 06:14 PM Jul 2015

If Americans only knew. Medicare for All is always there for you, even when you travel in the US.

Medicare for all means that health insurance is truly portable. (The one insurer does not have to be the government.)

We lived in Europe. Every country we lived in (and we lived in several) had some form of single-payer insurance. At a minimum, I could go to a new doctor with no restrictions other than that he/she accepted the dominant insurance company of the country (which all of mine did) every so many months or weeks. Even when we moved from one country to another and had a big medical crisis, there was no coverage problem. My new doctor just got everything worked out. And I had a huge, huge medical crisis in a country when I had insurance in another country.

The great thing about single-payer is that it is portable.

If you live in Maine and go to visit your sister in Texas and you have single-payer insurance, a simple, quick phone call gets all your costs minus at most a small co-pay covered. The doctor can correctly assumed that his fees and all your costs WILL BE COVERED. Because everybody is insured, and all costs for every person are covered. No hesitation. The focus is on the medical treatment, not how much it will cost and who will pay.

If Americans thought about the convenience, the flexibility and the portability (being able to carry it with you and use it where you are) of single-payer insurance, the system we have now would be gone -- in an instant.

Let's say I am on Medicare Advantage. I am scheduled to go on a trip and I am sick. It would be complicated for me to use my current insurance, Kaiser (which I love) in a small town in the Midwest where there is no Kaiser. It could probably be arranged, but if I get appendicitis or food poisoning or a stroke or anything else while I am traveling, I will feel great anxiety about how my insurance coverage will work in my family's hometown. Might slow my care and my recovery and taking care of the bills would be, or will be complicated.

If we had single-payer, everyone would be covered. Whether you are covered or not, how much your co-pays are to be, all of that business stuff would be so easily and quickly apparent. Our health-care insurance coverage now is for the Middle Ages when people traveled by foot and never very far.

Just don't get sick when you are out of state because your insurance coverage may be a hassle. For starters, your new doctor will have to take the time to make sure you really are covered for the treatment you need.

Why are we doing this to ourselves in a society in which we move and travel so much? Our system does not meet our needs. Why?

With Medicare for all --- no stress over that coverage issue. Everybody is always covered for standard treatments (and even unusual ones in certain cases).

Medicare for All is even available when you are on vacation. If Americans only knew.

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think

(11,641 posts)
2. Thank you for sharing your experiences and how Medicare for All would improve medical coverage
Thu Jul 30, 2015, 06:36 PM
Jul 2015

no matter where a person would be in the US.

All the more reason to vote for Bernie Sanders!

JDPriestly

(57,936 posts)
3. I am a Bernie supporter. But hey, Hillary supporters and even Republicans should be
Thu Jul 30, 2015, 07:05 PM
Jul 2015

supporting Medicare for All if only because it would mean portability of insurance with no glitches. Every state should accept and honor the insurance of every other state.

Private insurance companies could choose to have a portable system, but many of them would see it as cutting into their ability to say no to certain treatments and being difficult for them to manage.

But this is something we really need, especially in this age of divorce and broken families in which a child can be sent clear across the country to spend the summer with a parent with only partial custody of the child, businessmen travel frequently, and families join each other just to be together in states other than their own to say nothing of vacation travel.

Medicare for All just makes so much sense no matter who your candidate is.

There should be additional private insurance available to those who wish to buy it for coverage for treatments, etc. that are not necessarily covered by Medicare for All. Like single rooms in hospitals. (Private insurance, for example, covered a private room as a choice not just when you are very ill when we lived in Europe. I liked sharing a room. I think there were twelve women in the room in which I recovered after my first child was born. Sounds awful? I loved it. I learned so much from the other women many of whom already had children at home. No problem getting your child to nurse. You just watched that lady over there who already had four at home. Best teacher on earth. But if you wanted more privacy, you could buy private insurance.)

 

think

(11,641 posts)
4. It would be great to have O'Malley & Clinton on board with Medicare for All but so far they're not
Thu Jul 30, 2015, 07:32 PM
Jul 2015

As you say Medicare for All just makes sense.

I am one of those people who travels within the US at certain times of year kind of like a snow bird. A single payer program like you described would be very helpful for me.

Outside of all the other positive benefits of single payer it does sound like it would be great system for many that travel a fair amount like business people and the others you are mentioning. One would think that snow birds would really like such a plan.

pnwmom

(108,980 posts)
5. I agree. I strongly supported the ACA, but as a stopgap, not as a permanent solution.
Thu Jul 30, 2015, 08:02 PM
Jul 2015

The permanent solution is some version of Medicare for All.

Unfortunately, even the ACA almost didn't get through our Congress, so it's hard for me to believe that any President could quickly get Medicare for All passed.

JDPriestly

(57,936 posts)
6. Bernie is organzing grassroots people to pressure Congress and the government
Thu Jul 30, 2015, 08:18 PM
Jul 2015

and keep an eye on what is going on. I don't know whether that will work, but it seems to me that it is time for that.

What I would like to see regardless of who wins is a website that we can go to that lists all bills before Congress, has videos of all the speeches by all members of Congress related to that bill and position papers by private and public interest groups and individuals on the meaning and potential repercussions of the bill.

Every amendment should be available for us to read, and links to current law mentioned or addressed in the bill should be included in the text.

So that if the bill or public law refers to an existing bill, section 111(a), then that is underlined and you can immediately link to that section 111(a). We could then watch Congress.

Regardless of who is elected, we need to be much more proactive. I think we are starting that naturally with our many petitions sent to Congress by interested groups and parties.

The TPP is a fear reaction to the democracy that the internet is making possible. We need to enlarge the scope and impact of our democratic possibilities on the internet, not narrow them.

But that is Bernie's concept at the core although I am also talking about some of my personal dreams.

This is, however, basic to Bernie's "contract" with his supporters. He has told us over and over that he cannot change things unless we remain very active as a grassroots organization in dealing with Congress.

I thought and hoped that Obama would do that more, but he hasn't. I suppose that such a grassroots movement will take a lot of follow through. Presidents tend to be very busy, but I think Bernie is so determined to make that work that he will.

This is one of the reasons that I support Bernie, one of many.

Thespian2

(2,741 posts)
7. K & R
Thu Jul 30, 2015, 08:18 PM
Jul 2015

How right you are...I live in Canada, so I am covered no matter what province I am in...in addition, if I need some form of medical care not available in my province, I will be referred to the nearest province that can provide that service, and I am still covered for treatment by my province...very portable...

zabet

(6,793 posts)
9. Medicare for all
Thu Jul 30, 2015, 08:47 PM
Jul 2015

Must be leaps and bounds better than my regular medicare.....which I have been on for 14 years. I have seen my coverage diminish each year and with the rollout of other programs..... my prescription coverage has went to teetotal crap. To the point that I cannot afford all of my meds.

Before anyone says this.....I have called, begged, and pleaded with the prescription drug manufacturers..... with Medicare.... with every option pointed out to me.....no dice. At least my doc will slide me free samples when possible.

But yes....my Medicare card is usable anywhere in the US.

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