I'm not a lawyer, but I don't believe a lender has the right to dictate anything to you if you are meeting the terms of the contract.

Will be able to do anything. Remember, all the president does is act like a figurehead. The speaker of the house has far more power as he is the one who allows bills to get to a vote.

But I don't think I ever mentioned BERNIE in my post, so I'm curious as to why you even brought that up?

It is pretty easy to guess the nature of your post. Unless there are strong majorities of dems in the house and senate, any real change is a pipe dream. A lot more people will have to suffer before that day comes, and Sanders, if elected, will not be able to do squat without that happening. Neither will Clinton btw.

Doesn't it make sense to support the one who isn't being financed by the banks, insurance companies, energy industry, and defense contractors?

in Tennessee. Call the Tennessee Bar Association or look at their web site for referrals. You want someone who specializes in homeowner issues. Should be easy to find someone in your area. Ask for a one hour consultation to start. Meet them in person.

... who specializes in this field in your state.

Asking DU for legal advice is no different than asking DU for a medical diagnosis of your physical ailments.

and my best advice is that you really need to speak with an experienced lawyer in your state.

If you don't know of an attorney or fear it will be cost prohibitive, contact the Tennessee Bar Association. They should be able to recommend an attorney or legal aid association. They will not, however, be able to offer you legal advice.

Here's the relevant link to help you get started:

http://www.tba.org/info/find-an-attorney

Note that most legal problems are very fact specific and rely on local law and jurisprudence. Except for the most obvious and cursory legal advice (i.e., don't kill anybody), it's generally considered legal malpractice to offer the type of advice you're seeking.

If you consult an attorney, remember to bring all relevant documents (e.g., mortgage, rental agreements, etc.), as well as the contact information for anyone you've dealt with concerning the matter, such as any bank employees or counsel.

I was just hoping some lawyer on DU might have an idea if I would be wasting my time or if I should just give up.

Contact a real lawyer in your area who is experienced in that sort of thing. Much of law is specific to the state or locality. You also have a contract, it looks like, and contract law is another huge area. Don't ask here. Don't be afraid to pay a bit of money for the legal advice you need.