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rurallib

(62,433 posts)
Tue Nov 15, 2016, 10:26 PM Nov 2016

We are scared to death about losing Social Security and Medicare

I am fairly sure that the new plans will either bankrupt us or kill us.

My guess is that most everyone in my age group and health situation is feeling the same.

Terror comes in many ways.

73 replies = new reply since forum marked as read
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We are scared to death about losing Social Security and Medicare (Original Post) rurallib Nov 2016 OP
I am scared too. AirmensMom Nov 2016 #1
Same here shenmue Nov 2016 #3
They're not just touching the third rail ThoughtCriminal Nov 2016 #7
Any of them even try it, and they and the party are toast. n/t duffyduff Nov 2016 #24
I Think The Rethugs Will Try. They Think They're Invulnerable Vogon_Glory Nov 2016 #34
Who is "everybody"? Paul Ryan is not "everybody" or even anybody. nt duffyduff Nov 2016 #27
Mostly republicans. AirmensMom Nov 2016 #38
I'm scared that I'll never see it. Island Blue Nov 2016 #2
I know lots of folks who are absolutely horrified right now because of this. riversedge Nov 2016 #4
Both Bear Creek Nov 2016 #5
We're 50 and 54 Bettie Nov 2016 #6
I'm 70 and on both left-of-center2012 Nov 2016 #8
We're your age, left-of-center2012. stolnepounder Nov 2016 #14
"they can't take ours away" left-of-center2012 Nov 2016 #17
Who says they are going to do any of it? duffyduff Nov 2016 #25
I think it would blow up in their faces if they tried because manicraven Nov 2016 #28
I really hope you are right. AirmensMom Nov 2016 #39
But now he's the "reasonable" one... annabanana Nov 2016 #45
He is sure as hell going to try and scare us along the way rurallib Nov 2016 #48
The scariest part of all is that I think phylny Nov 2016 #9
100% THIS Bigredhunk Nov 2016 #18
Those of us still on it will have benefits reduced (i.e. no COLA for inflation) SharonAnn Nov 2016 #32
They'll loot the money from someplace else or something Bigredhunk Nov 2016 #33
Nope. You seem to think all GOPers are the same and vote lockstep. duffyduff Nov 2016 #23
I think you might be surprised at the power of the current administration. phylny Nov 2016 #41
In 1994 when GOP got control of Congress, both Hortensis Nov 2016 #49
It is impossible to do it with SS. duffyduff Nov 2016 #26
It's divisive ageist bullshit. bettyellen Nov 2016 #30
I am 58 years old. phylny Nov 2016 #42
Were they aware of Ryans objective to do away with Medicare? Trump will do a deal. SleeplessinSoCal Nov 2016 #66
Isn't The "Greatest" Generation Nearly Gone? ProfessorGAC Nov 2016 #36
You need to show up at your GOP congressperson's town hall meetings Trekologer Nov 2016 #44
Call lou ky dem Nov 2016 #56
I have a 39 year old son who is bi polar and on disability. To look at him, he seems like a big OregonBlue Nov 2016 #10
My husband is 74 and I'm 65 so we are both on Medicare and collect SS. mnhtnbb Nov 2016 #11
Not sure if this would help you if it becomes necessary, but manicraven Nov 2016 #29
That is an option...but means leaving less to our boys. mnhtnbb Nov 2016 #37
I'm not a professional TBA Nov 2016 #58
That's my understanding, too, that they are very costly. mnhtnbb Nov 2016 #61
But it wont be there for the millennials anyway ErikJ Nov 2016 #12
God emperor DavidDvorkin Nov 2016 #13
same here n/t KT2000 Nov 2016 #15
The GOP will privatize it, if nothing else. C Moon Nov 2016 #16
No, they won't. It will NEVER happen. duffyduff Nov 2016 #22
it will never happen Skittles Nov 2016 #63
Almost 62 SCVDem Nov 2016 #19
Did Hillary ever mention this in her campaign.? ErikJ Nov 2016 #20
She talked about strengthening and expanding both SS and Medicare.... bettyellen Nov 2016 #31
Yes. AirmensMom Nov 2016 #40
Yes I was looking forward to that True_Blue Nov 2016 #57
Not. going. to. happen. duffyduff Nov 2016 #21
This is an interesting piece by Josh Marshall at TPM salin Nov 2016 #46
if this happens i guess this is how Democrats will get the white working class again JI7 Nov 2016 #35
The republican death dealers have full control workinclasszero Nov 2016 #43
Thanks all you (stupid, senile, disgusting) old people who voted for Trump. Vinca Nov 2016 #47
My biggest arguments at the bar? SCVDem Nov 2016 #50
My blood pressure is only now returning to normal levels after a heated argument Vinca Nov 2016 #52
Yes, it does. I can't believe how many people bought his lies and have given themselves up mnhtnbb Nov 2016 #67
Part of the motivation behind this next round of tax cuts to the rich ThoughtCriminal Nov 2016 #51
"Starve the beast" has been their strategy for a long time rurallib Nov 2016 #53
This is where we make our stand, in townhalls in every Congressional District represented geek tragedy Nov 2016 #54
Is there any hope that the medical establishment Liberalynn Nov 2016 #55
Me too! loyalsister Nov 2016 #59
Perhaps there are 3 Repubs in the Senate, who will not allow any changes at all... Stuart G Nov 2016 #60
Recent past has shown Republican senators to be a particularly gutless group rurallib Nov 2016 #64
Stress is mounting daily. we will not make it financially after decades of planning. SleeplessinSoCal Nov 2016 #62
Us too and millions and millions more. rurallib Nov 2016 #65
we get tons of "protect Social Security" mailers asking for money. I assume they're scamming. SleeplessinSoCal Nov 2016 #68
the greatest theft ever, all nice and legal rurallib Nov 2016 #69
Even Ryan's plan has an option for staying with traditional Medicare. cbdo2007 Nov 2016 #70
Where is the "Hands off my Medicare" Tea party? LeftInTX Nov 2016 #71
I just applied............... mrmpa Nov 2016 #72
How can those pipsqueaks have so much power? flamingdem Nov 2016 #73

AirmensMom

(14,644 posts)
1. I am scared too.
Tue Nov 15, 2016, 10:28 PM
Nov 2016

This used to be the third rail in politics, but everyone seems to be willing to touch it.

Vogon_Glory

(9,127 posts)
34. I Think The Rethugs Will Try. They Think They're Invulnerable
Wed Nov 16, 2016, 05:59 AM
Nov 2016

I think that the Rethugs will try to gut Medicare on top of killing Obamacare. They think they're bullet-proof, and after last week, where the bellowing white males with the "Politicians are like diapers, they need to be changed frequently" bumper-stickers on the back of their cars gave their Tea-publican politicians automatic free passes and sent them back to Congress and their state houses, I fear they've got reason to feel that way.

AirmensMom

(14,644 posts)
38. Mostly republicans.
Wed Nov 16, 2016, 07:28 AM
Nov 2016

You think they won't all go with Ryan? They all hate Social Security and Mecidare. And their constant threats to shut down the government could sway enough dems to do something terrible. That's my fear.

Island Blue

(5,819 posts)
2. I'm scared that I'll never see it.
Tue Nov 15, 2016, 10:31 PM
Nov 2016

I'm 53 and have no idea what I'll do when the time comes. Social work doesn't pay enough to keep you alive very long after retirement.

Bettie

(16,118 posts)
6. We're 50 and 54
Tue Nov 15, 2016, 10:36 PM
Nov 2016

My beloved just came in and said that maybe we're the generation that will sacrifice for the future, by freezing and starving.

I don't want to do that.

stolnepounder

(16 posts)
14. We're your age, left-of-center2012.
Wed Nov 16, 2016, 12:49 AM
Nov 2016

I keep telling myself that they can't take ours away, but I am scared to death for my kids and grandkids!

Remember, though. The good news is that we are getting a COLA in 2017!! Whoopie, that means I can get that beachfront villa in Belize, right? Wait. Say what? It is only 0.3%? Ummm... that is a whole $0.30/$100. Darn, guess I'll have to finance it after all.

left-of-center2012

(34,195 posts)
17. "they can't take ours away"
Wed Nov 16, 2016, 12:55 AM
Nov 2016

The changes in Medicare that I have read about would not affect those of us already on it,
if we can believe what we are told.
As for S/S, I don't know what they'd do.

I was speaking with my ex the other night and we thought that with our age and health issues we
may not live long enough to see how this 'story' plays out.

 

duffyduff

(3,251 posts)
25. Who says they are going to do any of it?
Wed Nov 16, 2016, 01:32 AM
Nov 2016

Paul Ryan is an addle-brained Ayn Rand cultist asshole.

He is NOT the entire Republican Party.

Mark my words, he won't get away with it.

manicraven

(901 posts)
28. I think it would blow up in their faces if they tried because
Wed Nov 16, 2016, 01:49 AM
Nov 2016

even Republicans don't want to lose those programs.

annabanana

(52,791 posts)
45. But now he's the "reasonable" one...
Wed Nov 16, 2016, 08:31 AM
Nov 2016

He's the voice of the establishment. The "bomb-throwers" just got bigger bombs.

rurallib

(62,433 posts)
48. He is sure as hell going to try and scare us along the way
Wed Nov 16, 2016, 09:11 AM
Nov 2016

He ain't alone by any means.

I just wonder if Dems will really stand up for us or if they will look to "compromise"?
I have no real confidence in them right now.

At least we know Sanders, Warren and Ellison are on our side.

phylny

(8,383 posts)
9. The scariest part of all is that I think
Tue Nov 15, 2016, 10:55 PM
Nov 2016

they'll create a "graduated" system where anyone over a certain age will retain all their benefits and then others will gradually move to a different system.

The "greatest generation" will be pacified and the rest of us will be screwed.

Bigredhunk

(1,351 posts)
18. 100% THIS
Wed Nov 16, 2016, 01:13 AM
Nov 2016

This is exactly what they'll do. They'll divide the population up like walker did in WI with the unions (we'll go after the teachers, but not the cops or firefighters). They'll tell those already on SS/Medicare that theirs will stay the same. They'll go after those who aren't on it yet. (most of) Those who won't be affected will breathe a sigh a relief and won't fight them, since they won't be affected.

SharonAnn

(13,778 posts)
32. Those of us still on it will have benefits reduced (i.e. no COLA for inflation)
Wed Nov 16, 2016, 04:56 AM
Nov 2016

Because there will be less money coming in. It will be going to Wall Street instead because they need the commission money more.

Bigredhunk

(1,351 posts)
33. They'll loot the money from someplace else or something
Wed Nov 16, 2016, 05:07 AM
Nov 2016

I don't think they have the balls to go after the 65+ crowd. Those folks vote.

 

duffyduff

(3,251 posts)
23. Nope. You seem to think all GOPers are the same and vote lockstep.
Wed Nov 16, 2016, 01:27 AM
Nov 2016

That is just ridiculous. They are also interested in re-election, and they would literally commit career suicide.

There is NO movement by the public to privatize it or Medicare.

Ryan is full of shit.

Hortensis

(58,785 posts)
49. In 1994 when GOP got control of Congress, both
Wed Nov 16, 2016, 09:38 AM
Nov 2016

Gingrich and Dole came out jubilantly that same day and BOTH made repeated public comments -- separately and together -- about how maybe they'd repeal Social Security.

We're talking in the first hour or so here. The internet wasn't what it is now, and that was the last I heard of that, so I assumed the response was not promising. But what they revealed was a real wakeup call to me.

They're passionate to destroy both if they can. First will be a major campaign to finish convincing most conservatives that both programs really are on the point of a failure that will be disastrous to millions of they don't act to protect us. Maybe by "privatizing."

Itm, I'm worried about our magnificent, and often even noble, USPS, established by the Second Continental Congress in 1775 (!) with only one purpose: to serve us. Yet every one of the conservatives I've discussed it with have absolutely no problem with further destroying the fabric of American life by just giving it away to the 0.01%. And paying lots more themselves for far poorer service.

 

duffyduff

(3,251 posts)
26. It is impossible to do it with SS.
Wed Nov 16, 2016, 01:33 AM
Nov 2016

WTF are you talking about "the greatest generation"? That generation has practically died out or they are in their nineties.

phylny

(8,383 posts)
42. I am 58 years old.
Wed Nov 16, 2016, 07:43 AM
Nov 2016

My father, father-in-law, aunt, and uncle are alive. They all voted for Trump. Do you think Ryan will pull the rug out from under them? Neither do they.

SleeplessinSoCal

(9,135 posts)
66. Were they aware of Ryans objective to do away with Medicare? Trump will do a deal.
Wed Nov 16, 2016, 05:57 PM
Nov 2016

A deal for infrastructure spending.

ProfessorGAC

(65,134 posts)
36. Isn't The "Greatest" Generation Nearly Gone?
Wed Nov 16, 2016, 06:18 AM
Nov 2016

What political advantage would be served by doing as you suggest?
Yeah, they're crazy and haters, but they are all essentially career politicians and they don't want to lose their jobs. So, why would they ameliorate a generation that nearly no longer exists?

Trekologer

(997 posts)
44. You need to show up at your GOP congressperson's town hall meetings
Wed Nov 16, 2016, 08:19 AM
Nov 2016

Like the "tea party" in previous years, we need to be invading the town call meetings and holding the members' feet to the fire. Here's what I think that we can do go get the congreeecritter flustered and the other attendees riled up.

Ryan's plan calls for existing beneficiaries to keep Medicare while individuals who would have come into the system instead get a voucher.

- Call the voucher a "discount coupon"
- Ask why the plan calls for existing beneficiaries to keep Medicare as it currently is
- Ask why, if the plan is so good, existing beneficiaries aren't getting the great changes (or insert however the congresscritter described it) immediately
- (if the explanation is current seniors didn't plan for additional medical costs) Use an right-wing talking point: it isn't my fault they didn't plan for their retirement properly. Why do I have to pay for their poor planning?

OregonBlue

(7,754 posts)
10. I have a 39 year old son who is bi polar and on disability. To look at him, he seems like a big
Tue Nov 15, 2016, 11:06 PM
Nov 2016

strapping young man. Mental illness does not show. I am terrified he is the type the deplorables will go after. The disabled are not good at defending themselves. Especially the mentally disabled.

mnhtnbb

(31,399 posts)
11. My husband is 74 and I'm 65 so we are both on Medicare and collect SS.
Wed Nov 16, 2016, 12:35 AM
Nov 2016

Although he is still working part-time, he will likely need to fully retire before long.

We thought we were in pretty good shape to be able to maintain our lifestyle--with less travel and eating out--
when that day comes thanks to his Federal pension, our social security, withdrawals from IRA's and Medicare.
If they mess with SS and Medicare--and it looks like they will--we will probably have to sell our house to get
the equity out for living expenses. Huh. Then you still need to pay for a place to live, which currently, is mortgage free.

And we're among the lucky to even have a home with equity. A$$hole Republicans.

manicraven

(901 posts)
29. Not sure if this would help you if it becomes necessary, but
Wed Nov 16, 2016, 01:54 AM
Nov 2016

my mom, who is 74 also did a reverse mortgage and it really helped her with some huge costs she incurred. She's able to stay in her home until she dies with no house payment or anything. The money really came in handy as she didn't know what else to do when some unexpected developments happened. I was nervous about it, but it's worked out well in her situation. She really wanted to stay in her home and was able to tap into it for money.

mnhtnbb

(31,399 posts)
37. That is an option...but means leaving less to our boys.
Wed Nov 16, 2016, 07:26 AM
Nov 2016

Our problem is the huge property taxes on this place because we live in a very desirable public school district and walking distance
to the campus of UNC Chapel Hill. It takes almost $11 K to pay the property taxes each year. I've been thinking just this morning
of converting a room in our house (with an outside entrance and its own bath) to a rental for a student. Been looking at rents on-line
and think we could get $5-600/mo for it if we put a small kitchenette in it. We already rent a studio apartment above our garage for $725/mo
that has a full kitchen, bath, w/d and probably can push to $750 when the current tenant vacates in May. If we were renting both spaces
we could probably cover the property taxes (valuation due for reassessment next year) and have a little left over for repairs/maintenance.
We had to replace the garage roof two years ago, the water heater last year, and the ac/heat pump this year for the garage apt. It eats up money
available to pay our property taxes! And I suspect that either the apt dishwasher or fridge will need replacement before long because they are
15 years old. Ugh.

Who did your mom go with for her reverse mortgage? What kind of fees did she pay?

TBA

(825 posts)
58. I'm not a professional
Wed Nov 16, 2016, 05:41 PM
Nov 2016

But please look very carefully at reverse mortgage before you do it. It's not a good deal IMO. If I'm not mistaken Suzy Ormon strongly advises against them.

But do your own research. I'm not a professional.

mnhtnbb

(31,399 posts)
61. That's my understanding, too, that they are very costly.
Wed Nov 16, 2016, 05:47 PM
Nov 2016

I'd probably be more inclined to sell--if the market doesn't collapse--which it probably will do within a year or two of Trump's regime.
But when the time comes for my husband to be fully retired, we are dependent upon our combined ss and his federal pension for income
and required withdrawals from IRA's (he already has to take a minimum amount and I've avoided it until I have to in another 5 years).
If the Republicans significantly reduce ss payments--or they are eaten up by much higher deductions for Medicare premiums--then we're in the position
of having to support really high property taxes in order to stay in our home (which is mortgage free) with significantly reduced income. It could
get difficult pretty fast.

 

ErikJ

(6,335 posts)
12. But it wont be there for the millennials anyway
Wed Nov 16, 2016, 12:40 AM
Nov 2016

because they'll prob never make it to that age anyway.

 

duffyduff

(3,251 posts)
22. No, they won't. It will NEVER happen.
Wed Nov 16, 2016, 01:26 AM
Nov 2016

A Democrat pulling this shit would get away with it and it would happen. Look what Clinton did with AFDC. Look what Obama pulled with public education.

No Republican would EVER get away with this shit.

The GOP will commit party suicide if they try this shit.

 

SCVDem

(5,103 posts)
19. Almost 62
Wed Nov 16, 2016, 01:17 AM
Nov 2016

I can't see retiring. I lost everything in 08 and now rent a room.

I see arranging my final exit before I push a shopping cart under a bridge to live.

No guns, maybe a Belushi. How damn depressing!

 

bettyellen

(47,209 posts)
31. She talked about strengthening and expanding both SS and Medicare....
Wed Nov 16, 2016, 02:04 AM
Nov 2016

I guess you never looked at her platform?

 

duffyduff

(3,251 posts)
21. Not. going. to. happen.
Wed Nov 16, 2016, 01:25 AM
Nov 2016

Paul Ryan is not the entire Republican Party. There are more than a few in the GOP who are far more intelligent than he is and will not go along with this notion.

It would be the death of the GOP. Really and truly.

They may be corrupt, but they aren't about to commit suicide.

salin

(48,955 posts)
46. This is an interesting piece by Josh Marshall at TPM
Wed Nov 16, 2016, 08:41 AM
Nov 2016

They *have* voted on it. And will again. The house gop has gone all "Unity" with Trump this week.

http://talkingpointsmemo.com/edblog/a-tool-kit-for-sleuthing-out-medicare-phaseout

 

workinclasszero

(28,270 posts)
43. The republican death dealers have full control
Wed Nov 16, 2016, 07:50 AM
Nov 2016

And I'm 60 years old.

May God have mercy on me because I know Ryan and the death loving republican cult will have none.

Vinca

(50,300 posts)
52. My blood pressure is only now returning to normal levels after a heated argument
Wed Nov 16, 2016, 01:11 PM
Nov 2016

(okay, I screamed and swore) with someone I considered a friend who I just learned voted for Trump. He's a veteran no less. It makes you want to hit your head on a brick wall.

mnhtnbb

(31,399 posts)
67. Yes, it does. I can't believe how many people bought his lies and have given themselves up
Wed Nov 16, 2016, 05:58 PM
Nov 2016

to self-destruction.

ThoughtCriminal

(14,047 posts)
51. Part of the motivation behind this next round of tax cuts to the rich
Wed Nov 16, 2016, 01:05 PM
Nov 2016

Is not just income redistribution to the 0.1%, but to force the Federal Government so far into debt, that they have "No choice" but to cut back payments and once again "Repeal and replace".

Oh, and they will blame Obama.

rurallib

(62,433 posts)
53. "Starve the beast" has been their strategy for a long time
Wed Nov 16, 2016, 01:42 PM
Nov 2016

and this time they will really starve it to the point that they will claim "national security" is in danger.

The propaganda on this one will be quite putrid.

 

geek tragedy

(68,868 posts)
54. This is where we make our stand, in townhalls in every Congressional District represented
Wed Nov 16, 2016, 01:51 PM
Nov 2016

by the bad guys.

Give them hell. They're the occupiers, we're the guerillas.

 

Liberalynn

(7,549 posts)
55. Is there any hope that the medical establishment
Wed Nov 16, 2016, 04:06 PM
Nov 2016

will fight back? I mean pharmaceutical companies need customers who can afford their drugs and seniors on Medicare are probably doctors and hospitals' biggest clients.

loyalsister

(13,390 posts)
59. Me too!
Wed Nov 16, 2016, 05:42 PM
Nov 2016

I think they will probably avoid cutting retirement. The scenario that I think is actually possible- maybe even likely, is one where they go after disability and try to force states to absorb the damage with medicaid vouchers.

Stuart G

(38,439 posts)
60. Perhaps there are 3 Repubs in the Senate, who will not allow any changes at all...
Wed Nov 16, 2016, 05:45 PM
Nov 2016

Maybe Collins..and 2 others, ..Alaskan senator.(lady)....then one more....then, if we all the Democrats stick together,,,it can't happen no matter what the rest of them say..or trump,,or Mc..shithead...51 no change..what do you think????

rurallib

(62,433 posts)
64. Recent past has shown Republican senators to be a particularly gutless group
Wed Nov 16, 2016, 05:53 PM
Nov 2016

A few may talk as if they care, but when the time for a vote comes they are usually more than willing to give their vote away. Then they will cover it with some bullshit talking points later on.

Remember that the lobbyists will be filling their pockets with money and that talks louder than anything we can say.

If there were one or two planning to quit, they might be able to withstand the lobbyists cash.

SleeplessinSoCal

(9,135 posts)
68. we get tons of "protect Social Security" mailers asking for money. I assume they're scamming.
Wed Nov 16, 2016, 06:00 PM
Nov 2016

Now Ryan/Trump get to pull off the greatest scam in our history.

Tiny House, here we come.

rurallib

(62,433 posts)
69. the greatest theft ever, all nice and legal
Wed Nov 16, 2016, 06:07 PM
Nov 2016

millions will lose a lifetime of savings and will die. But Republicans will make it all legal.

cbdo2007

(9,213 posts)
70. Even Ryan's plan has an option for staying with traditional Medicare.
Wed Nov 16, 2016, 06:24 PM
Nov 2016

The only thing that will change is that they will outsource the administrative part of managing it to private insurers, which they already do with Medicare Advantage. While that is a terrible idea that will cost taxpayers significantly more money (like most Repube ideas), people utilizing Medicare actually probably won't see much difference.

Social Security on the other hand will have a much more harmful impact on individuals, as the people the Govt is using to manage these investments are significantly better than leaving this up to the American people to choose themselves. So they'll give us 30 funds to choose from to put our Social Security funds, but what happens when someone chooses one that significantly underperforms the market? The govt will have to intervene and give those people more money, so the whole idea behind it is flawed.

mrmpa

(4,033 posts)
72. I just applied...............
Wed Nov 16, 2016, 06:48 PM
Nov 2016

for social security disability. I'm 60 was denied once already, due to my not filling out the paperwork in a timely manner. I've been paying SS since I was 16, my first job. So for 44 years I've paid into it with the promise that it will be there for me. If I receive SS disability I will be able to stay on medical assistance until 65, which as of today makes me eligible for medicare.

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