Your Obamacare Repeal Talking Points Debunker
By TIERNEY SNEED Published JANUARY 5, 2017, 11:32 AM EDT
As Republicans push forward with their plans to repeal the Affordable Care Act, a major element of their messaging strategy has been to paint the current state of affairs as so bad that it warrants potentially kicking 30 million people off their insurance without a replacement plan ready.
Heres a look at what they have been saying and how it stacks up with reality:
The individual market is already in a death spiral. In the death spiral scenario, insurers are forced to raise premiums to cover a sicker than expected pool of customers, pricing out all but the sickest customers, leaving insurers with an even sicker pool and forcing premiums yet higher again. And so on.
Many health care policy experts have warned that repeal without a replacement -- even with a delay -- could cause that kind of collapse of the individual market, because it would eliminate the individual mandate and send healthy customers to the exits. But Republicans have insisted that a death spiral is already happening.
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