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GOP Leaders Urge Return To 'High-Risk Insurance Pools' That Critics Call Costly
Some Republicans looking to scrap the Affordable Care Act say monthly health insurance premiums need to be lower for the individuals who have to buy insurance on their own. One way to do that, GOP leaders say, would be to return to the use of what are called high-risk insurance pools.
But critics say even some of the most successful high-risk pools that operated before the advent of Obamacare were very expensive for patients enrolled in the plans, and for the people who subsidized them — which included state taxpayers and people with employer-based health insurance.
The argument in favor of high-risk pools goes like this: Separate the healthy people, who don't cost very much to insure, from people who have pre-existing medical conditions, such as a past serious illness or a chronic condition. Under GOP proposals, this second group, which insurers fear might be expected to use more medical care, would be encouraged to buy health insurance through high-risk insurance pools that are subsidized by states and the federal government.
Republican Speaker of the House Paul Ryan made the case for high-risk pools on public television's Charlie Rose show in January.
But critics say even some of the most successful high-risk pools that operated before the advent of Obamacare were very expensive for patients enrolled in the plans, and for the people who subsidized them — which included state taxpayers and people with employer-based health insurance.
The argument in favor of high-risk pools goes like this: Separate the healthy people, who don't cost very much to insure, from people who have pre-existing medical conditions, such as a past serious illness or a chronic condition. Under GOP proposals, this second group, which insurers fear might be expected to use more medical care, would be encouraged to buy health insurance through high-risk insurance pools that are subsidized by states and the federal government.
Republican Speaker of the House Paul Ryan made the case for high-risk pools on public television's Charlie Rose show in January.
http://www.npr.org/sections/health-shots/2017/02/18/514991567/gop-leaders-urge-return-to-high-risk-insurance-pools-that-critics-call-costly?sc=tw
In other words Republicans practice INSANITY: doing over and over what HAS BEEN PROVEN TO NOT WORK and somehow expecting different or better results - or maybe they just hope to convince Trump's supporters that the result will be better, regardless the ACTUAL RESULT.
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