General Discussion

Duer 157099

(17,742 posts) Fri Jun 29, 2012, 01:21 PM Jun 2012

I must be naive

I keep hearing people talk about letting their health insurance go because in the long run it will be less expensive.

Yes, coverage is expensive, but not once have I considered it as a real option. Yes I could use the money for something else. No, I don't have any serious health condition(s) (yet).

On the other hand, if I were unable to afford it, I'd be relieved that I didn't have the burden anymore and could still count on some form of health care.

I doubt that those who can even somewhat afford their health insurance will let it go just to save the money.

4 replies

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I must be naive (Original Post) Duer 157099 Jun 2012 OP

I'm 64 and must be naive as well. I've had a single hospital stay (except for sinkingfeeling Jun 2012 #1

I'm even worse.. my Aflac kicks in July 1st. Motown_Johnny Jun 2012 #2

I'm 61 and just had my appendix taken out onethatcares Jun 2012 #3

I don't understand either RockaFowler Jun 2012 #4

sinkingfeeling

(51,474 posts)

1. I'm 64 and must be naive as well. I've had a single hospital stay (except for

Reply to Duer 157099 (Original post)

Fri Jun 29, 2012, 02:58 PM

Jun 2012

the birth of my son 42 years ago). I've had a single illness requiring care...but it was the big 'C' and total cost was something like $320,000. I'm glad I had insurance.

Motown_Johnny

(22,308 posts)

2. I'm even worse.. my Aflac kicks in July 1st.

Reply to Duer 157099 (Original post)

Fri Jun 29, 2012, 03:13 PM

Jun 2012

I'm spending even more money on health insurance now.

onethatcares

(16,185 posts)

3. I'm 61 and just had my appendix taken out

Reply to Duer 157099 (Original post)

Fri Jun 29, 2012, 03:15 PM

Jun 2012

haven't got the complete billing yet but my wife carries our insurance through her job.

I think the bill from the doctor/surgeon/hospital/anethesiologist and several mundane assorted

people will more than cover the cost of our plan for the past 3 years.

RockaFowler

(7,429 posts)

4. I don't understand either

Reply to Duer 157099 (Original post)

Fri Jun 29, 2012, 03:25 PM

Jun 2012

I just got out of the hospital for gallbladder removal!!

I have a high deductible, but it is nowhere near the $100,000 that I would have to pay if I didn't have insurance. I was in there for 5 days. I had to get the endscopic test, a CT scan, a EKG, an MRI & a hydra-scan before they did the laproscopic procedure. Plus all of the good drugs. Yeah - I'm scared to see that bill and the thought of what could have been if I didn't have insurance.

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