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workinclasszero

(28,270 posts)
Thu May 4, 2017, 05:26 PM May 2017

Rape will be a pre-existing condition with Trumpcare so I have a question

If a woman is raped, what will she do?

Report the rape and have unaffordable health care insurance for life?

Or..

Let the rapist get away with his horrible crime and do it again and again and again?

16 replies = new reply since forum marked as read
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guillaumeb

(42,641 posts)
1. Recommended.
Thu May 4, 2017, 05:37 PM
May 2017

And rape will be framed as the consequence of an unhealthy lifestyle. Another reason for GOP sociopaths to deny coverage.

 

workinclasszero

(28,270 posts)
2. Republican responses: She was wearing slutty clothes so...
Thu May 4, 2017, 05:47 PM
May 2017

She was at a bar so...

She was drinking so...

She wasn't barefoot and pregnant in the kitchen making supper for her man so...

 

workinclasszero

(28,270 posts)
7. Under The New Health Care Bill, Rape Could Be A Pre-Existing Condition
Thu May 4, 2017, 06:08 PM
May 2017
Under The New Health Care Bill, Rape Could Be A Pre-Existing Condition
And women could be charged more for having a C-section or PPD.
http://www.huffingtonpost.com/entry/under-the-new-healthcare-bill-rape-could-be-a-pre-existing-condition_us_590b3773e4b0bb2d0875ea54

Rape and domestic violence could be pre-existing conditions
By Jen Christensen, CNN
Updated 12:03 PM ET, Thu May 4, 2017
http://www.cnn.com/2017/05/04/health/pre-existing-condition-rape-domestic-violence-insurance/

gratuitous

(82,849 posts)
8. Because it was a pre-existing condition used against women before the ACA
Thu May 4, 2017, 06:15 PM
May 2017

See, women who report domestic abuse or sexual assault were deemed to be higher risk by insurance companies. They needed expensive HIV testing, and HIV treatment if those tests were positive. A lot of women accessed the mental health system to help them deal with their trauma. Some were prescribed anti-depressants, which cost money-money. So insurance companies tied these women's subsequent treatment to the initial rape or domestic abuse and denied coverage.

The same held true for women who had c-sections. Practically any subsequent treatment for ladypart stuff was subsumed under the pre-existing condition umbrella, so screenings for uterine or cervical cancer or treatment for, say, endometriosis weren't covered. The insurance companies were quite creating in stove-piping any health complaints to events in a patient's medical history. The Republicans have pried open that door to the bad old days again.

gratuitous

(82,849 posts)
11. Are you talking about a current insurance policy, written to conform to the ACA?
Thu May 4, 2017, 06:22 PM
May 2017

Because the ACA largely eliminated the "pre-existing condition" escape hatch from insurance policies that was such a wonderful vehicle before 2010 for insurance companies to deny claims. If the rider isn't there now, it's because the ACA stops it. If the Republicans have their way, the insurance companies will bring them back before you can say Jack Robinson.

WillowTree

(5,325 posts)
12. No, obviously not, since pre-existing clauses are not premitted in ACA policies.
Thu May 4, 2017, 06:27 PM
May 2017

I'm talking about what pre-existing clauses actually said and how a pre-existing condition was defined.

gratuitous

(82,849 posts)
14. Here's a sample
Thu May 4, 2017, 06:37 PM
May 2017
Medical Benefits and Pre-Existing Conditions. Without limiting the application of Section 8.05, Purchaser shall (a) use reasonable best efforts to waive any limitation on medical coverage for Transferring Employees due to pre-existing conditions under the applicable Purchaser Benefit Plans to the extent such limitations were waived for Transferring Employees under the applicable Business Benefit Plans prior to the Closing and (b) to the extent Seller provides such information to Purchaser within 30 days following the Closing Date, credit fully, in the applicable Purchaser Benefit Plans, each Transferring Union Employee and Transferring Nonunion Employee with all deductible payments and other out-of-pocket payments paid by such Transferring Union Employee and Transferring Nonunion Employee under the Business Benefit Plans which provide medical benefits prior to the Closing during the year in which the Closing occurs for the purpose, as applicable, of determining the extent to which any Transferring Union Employee or Transferring Nonunion Employee has satisfied his or her deductible and out-of-pocket maximum under such Business Benefit Plans for such year. Each Party shall timely provide the other Party with such records and information as may be reasonably requested by the other Party in order to enable the Parties to effect the foregoing.


There are others available through a Google search. The Kaiser Family Foundation has compiled a list of the numbers of persons in each state estimated to be affected by the return of denials due to pre-existing conditions:

http://kff.org/health-reform/issue-brief/pre-existing-conditions-and-medical-underwriting-in-the-individual-insurance-market-prior-to-the-aca/

It's unclear what form the renewed pre-existing condition denial will take, but I don't think it's likely under this Congress that insurance companies will feel constrained to put too many limitations on their denials. That is to say, who's going to stop them?

WillowTree

(5,325 posts)
15. That's not a definition of a pre-existing condition.
Thu May 4, 2017, 06:56 PM
May 2017

And none of the examples at the link that you provided would give any substantiation to the claim that rape or domestic violence would be considered a pre-existing condition. In point of fact, rape and domestic violence are crimes, not medical conditions and the mere fact of one of those crimes would never have met the definition. I defy you to find an application for medical insurance or a claim form that ever asked if there was a history of rape or domestic violence.

Look, I'm not saying that there weren't some sleazy insurance companies that abused pre-existing conditions clauses when they were in use. But at this juncture, there are very real things to be afraid of and this just isn't one of them.

lpbk2713

(42,757 posts)
5. That brings up another question.
Thu May 4, 2017, 06:03 PM
May 2017



If they want to know about a preexisting condition will the
victim be required to disclose her entire sexual history?


chowder66

(9,070 posts)
16. To add to that...what if a child/baby is raped, what will they do? Boys, girls, men, women, lgbt,
Thu May 4, 2017, 07:28 PM
May 2017

senior citizens, college pledges, high school kids, church going kids, gymnasts, the list goes on.
Republicans think that sexual assault, harassment and rape are all brought on by women who you know are women. How can the men stop themselves?

It fucking infuriates me.

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