General Discussion
Related: Editorials & Other Articles, Issue Forums, Alliance Forums, Region Forums$70,000 Per Annum Long Term Care Cost For Families W/End Of Medicaid.
With the end of Medicaid if a loved one has to go into long term care, the family will have to pay the bill with the end of Medicaid. Their assets will be liable to liens and confiscation with the end of the federal mandates protected the assets of the children or other relatives.
The state will NOT cover these costs for the indigent under state plans. And families will be charged with the bills. It was that way before Medicaid and will likely be that way again.
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marybourg
(12,633 posts)some savings and therefore don't qualify for Medicaid.
TheMastersNemesis
(10,602 posts)Medicaid eligibility occurs at near zero asset level. That's can demand payment from families if federal mandate is ended. Which repeal will do. The state will have a free hand to fashion whatever program they want. And block grants theoretically could be used for ANYTHING.
Hoyt
(54,770 posts)can hold the family members responsible (unless the elderly person transferred assets to avoid paying for nursing home care).
Now, what happens to those elderly or ill people who don't have any assets is a real concern. I suspect the state will have to take care of them, as they do now to an extent. I hate to think of what the nursing home care will be like if they only get $40,000 a year, when the care sucks at $70,000.
haveahart
(905 posts)their kids about 5-10 before they think they need nursing care. Property like real estate is put into trusts and stocks etc. are too. Most wealthy people living in my condo are penniless on paper, living only on annuities or SS with health care taken care of by Medicare.
MichMary
(1,714 posts)My elderly parents aren't liable for my bills, and I am not liable for theirs. End of story. Just scaremongering.
cap
(7,170 posts)In Pennsylvania, you are liable under a seldomly enforced law...
TheMastersNemesis
(10,602 posts)Few voters know about the federal mandate user Medicaid. In effect the state can only go after the assets of the person on Medicaid. That means that any asset even real estate must be sold and the money goes for the care. What the state would do is file a lien on any real property. Financial assets would have to be used until depleted. Then after death the real estate would be sold and the money up to the cost of the care is deducted. What is left goes to the estate.
elehhhhna
(32,076 posts)TheMastersNemesis
(10,602 posts)I know that what I say is true because my mother's sisters had to pay a certain amount to the state of Illinois before Medicaid. Without the federal mandate protecting assets of the offspring the state can pass financial responsibility laws. They had those laws in the past and my mother's family faced it when my grandmother went into a nursing home. She was too poor to pay the bills. My mom was out of state so she was not effected at the time.
