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Anybody check your insurance rates on Health.gov my premium per month went up 350% for 2018 (Original Post) Ellipsis Nov 2017 OP
My friend: 80 per month now down to two dollars per month Cicada Nov 2017 #1
Does that take into account any subsidy? And I'm confused about the premium going up 350%, pnwmom Nov 2017 #2
Yes... but the subsidy itslef is less. Ellipsis Nov 2017 #3
The subsidy is tied to your income, but also grows Ms. Toad Nov 2017 #4
Thats good to know... Ellipsis Nov 2017 #5
Ms. Toad is right. The subsidy should be rising along with the premium increase, pnwmom Nov 2017 #8
The good news is I'll be paying much less next year Maeve Nov 2017 #6
Send Trump a Thank You note. coolsandy Nov 2017 #7
I doubt he'll be at the same address. Ellipsis Nov 2017 #9

Cicada

(4,533 posts)
1. My friend: 80 per month now down to two dollars per month
Wed Nov 1, 2017, 09:47 PM
Nov 2017

Northern California.

Maybe her income is lower, maybe it’s the weird result of Trump’s recent actions.

pnwmom

(108,980 posts)
2. Does that take into account any subsidy? And I'm confused about the premium going up 350%,
Wed Nov 1, 2017, 10:05 PM
Nov 2017

which would mean it was 3 and a half times higher than before -- and the "plan itself" "almost doubled."

Ellipsis

(9,124 posts)
3. Yes... but the subsidy itslef is less.
Wed Nov 1, 2017, 10:24 PM
Nov 2017

sorry I'm not articulating it well. I'll probably changes plans. I'm also in WIS. My income rose some over last year 10 % or so.


The plan did almost double.

Ms. Toad

(34,075 posts)
4. The subsidy is tied to your income, but also grows
Wed Nov 1, 2017, 10:31 PM
Nov 2017

to compensate for the premium going up. A 10% increase in income shouldn't decrease your subsidy enough to make your share go up 350%

(The individual subsidies are not affected by Trump's executive order.)

Ellipsis

(9,124 posts)
5. Thats good to know...
Wed Nov 1, 2017, 10:39 PM
Nov 2017

The plan price went up 40 percent over last year. It was a good company and a good silver plan.

pnwmom

(108,980 posts)
8. Ms. Toad is right. The subsidy should be rising along with the premium increase,
Wed Nov 1, 2017, 10:43 PM
Nov 2017

so that your premium won't be larger than 9% of your income.

Here is the Kaiser Foundation subsidy calculator.

http://www.healthreformbeyondthebasics.org/kaiser-family-foundation-subsidy-calculator/

Maeve

(42,282 posts)
6. The good news is I'll be paying much less next year
Wed Nov 1, 2017, 10:41 PM
Nov 2017

The bad news is that this is because my only choices are a variety of HMOs that limit my doctor/hospital choices drastically. Hubby gets to keep his doc and I'll be switching to her as well, but the nearest ER is no longer going to be in our plan. (Our current insurer jumped ship, so no 'regular' insurance plans in our county next year).

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