on insurance companies to actually provide service, or no pre-existing condition exclusions allowed for anyone with a coverage gap, and the cap on old age rate-jacking raised from 3x to 5x.

Now, there's a big IF you can belirve what that idiot said on FOX NEWS, he specifically said their plan would INCLUDE making sure that ins. co's had to ignore pre-existing conditions.

What I said in the earlier post was based on a plan that the house "Republican Study Group" released publicly last year.

The introductory parts of that plan were full of high-sounding language about "ensuring access to health care for all Americans" and other such aspirational language, but when you looked at the actual provisions there was nothing there.

Despite its reassuring claims that it would make sure that people with preexisting medical conditions could get coverage, the actual provisions only provided, paltry, voluntary block grants to states to help them set up their own programs for "high-risk" individuals, if they were so inclined.

I'm betting that this so-called plan is exactly the same. A bunch of recycled GOP ideas that will do almost nothing to solve the serious problems with the U.S. health care system.

thought you could convince people, didn't you?

nice try. but fail.

Obamacare without required maternity coverage
Obamacare without Medicaid expansion
Their plan allows them to charge however much more based on age --Obamacare doesn't

The question for you is why you'd seek to misrepresent the Republican plan for health care in such a way that makes it sound better than it actually is.

Why would you do that? And why would you seek to try to make them look better, while criticizing Alan Grayson and Bill DeBlasio as you have recently.

Even if this program would actually work.

in their state?

That's what I get from : "It also allows insurers to sell plans across state lines".

So much for state sovereignty. Not when profit calls.

years ago. Gave us the promise of low interest rates on our cards because we could go across state lines.. What happen, they all moved to the state with laws that allowed higher interest. So the rates went from 7% all the way up to 28%.
What a deal.

income to first buy the insurance BEFORE they are eligible for any tax credit? How will that help the poor and those working for poverty wages who simply can't afford any additional costs?

Republicans want to go back to the good old days of punishing sick people by jacking up premiums on sicker patients, and allowing insurers to sell plans across state lines which would strip away many state mandated patient and consumer protections. There is another perk for insurers with a convenient denial of coverage clause that requires "continuous coverage", because if you're too sick and too poor to buy healthcare then you must not really need it... yeah?

and someone who is spending 100% of their income is supposed to save for health care. Repukes are toxic and evil.

( )

"Like the Affordable Care Act, dependents are able to stay on their parents’ healthcare plans until they’re 26, and no one can be denied coverage for pre-existing conditions -- although this plan calls for a specific ‘continuous coverage’ protection where individuals moving from one plan to another cannot be denied.

Gone, however, are age-rating ratios banning insurance companies from charging older Americans more than three times what they charge younger individuals. The new federal baseline would be five-to-one, essentially lowering costs for younger, lower risk consumers."


Looks like a big screw for older people that cannot get on Medicare yet. Also, the ‘continuous coverage’ loophole is a potential nightmare for people who lose their jobs, and with it coverage. When you are unemployed, tax credits are not much help in getting insurance to avoid a gap.

Age-rating ratio going from three to five means older people, already paying absurd amounts of money, will pay more.

No mandate? So what does that do to the individual market and premiums?

Tax credits do not pay premiums

Taxing policies above 30k in value is a nominal change as cadillac plans are already taxed.

Continuous coverage is required so that pre-existing conditions cannot be excluded. This is ok, not a big change from once was, except pre-ACA this mandate only pertained to the group market, not individual policies. So what about the person who has never been able to afford insurance yet has a pre-existing condition. I believe continuous coverage is a responsible requirement. It is, in effect, a mandate for any sensible person.

Selling across state lines is permitted in the ACA.

A cap on monetary damages? I'm more concerned about frivolous lawsuits where people look at suing doctors, etc for anything and everything hoping to get a quick settlement, kind of like a lottery win. This extends to so many arenas.

Now, how about regulations requiring minimum coverage, no yearly/lifetime limits, and all the other good features of the ACA.

Most important of all. Where is the hard stuff? Cost controls? Limits on how much big pharma can rip off consumers? Medical device overcharge. And on and on...

That's just a start.

are ruthless people, bound and determined to destroy ANYTHING Obama has done, including the name "Obamacare" itself. And the right wing media feed into this idea. They never reference it as the ACA. Their hatred for this man is unbelievable. They will not stop until they destroy him, which will never happen. It's their way or the highway. It's time we send them on the highway. I totally oppose anything the GOP comes up with, because we all know it's all about them, and screw everyone else.

Knowing how long it took to get this to pass, and it's working, why reinvent the wheel? If you have issues with the law(yes republicants, it's the law), let's address your changes.

GOP loves giving money to corporations!

Because the GOP wants to allow the insurance companies to sell policies across state lines...and the insurance companies want to move to the state that allows them to charge the most...if this bullshit takes hold in the US your premiums will shoot up like a rocket!

The strange thing here: can anyone think of a form of insurance that is "sold across state lines"? Auto insurance, life insurance and homeowner's insurance are all sold only within the state. I can drive to the state of Washington to buy a car, but the F&I people will write my policy based on Idaho rates.