Senate GOP expected to add new penalties for the uninsured into their health bill
Source: Vox
Updated by Sarah Kliff and Dylan Scott Jun 24, 2017, 11:00am EDT
Senate Republicans are expected to revise their health bill early next week, adding in a provision that could lock Americans out of the individual market for six months if they fail to maintain continuous insurance coverage.
Health insurance industry sources familiar with the plan say the change could be announced as early as Monday.
The six-month waiting period would fill a big policy gap in the current Better Care Act, which requires health plans to accept all patients but doesnt require all Americans to purchase coverage, as the Affordable Care Act does. Experts expect that this would cause a death spiral, where only the sickest patients purchase coverage and premiums skyrocket.
But the six-month waiting period could also complicate the Senate Republicans repeal efforts, because it may run afoul of the chambers complex reconciliation rules. Republicans are using whats called budget reconciliation to pass their health care bill with a bare majority of 50 votes and avoid a Democratic filibuster. But the rules governing reconciliation restrict what policies the GOP can include in their bill the waiting period is one of the provisions thought to be in doubt.
Read more: https://www.vox.com/2017/6/24/15867614/senate-health-waiting-period
no_hypocrisy
(46,119 posts)within a year?
democratisphere
(17,235 posts)I disagree. It couldn't be worse.
Cal Carpenter
(4,959 posts)if they're dead.
SHRED
(28,136 posts)What then?
Fucking evil Christians.
bucolic_frolic
(43,176 posts)All I can say is, don't get sick and avoid medical care to the extent you can.
You're at risk of paying for it, not to mention unintended side-effects, misapplication
of medicine, unintended addiction (do they have to dose so large?), infections,
recovery complications.
It's not worth it to me. I'm becoming more of a Christian Scientist as I grow older.
Surely this will catch up with me, sooner or later, but at least I'm not offering my
body to the medical and insurance cartel for profit.
'We've bled you all life long, would you like to add $200,000 in medical care as a donation
to the Overlords before you pass?'
Wellstone ruled
(34,661 posts)looked like pre ACA. Remember those COBRA's that were worthless if you moved from one State to Certain other States. How about those wonderful Plans for a Hundred Bucks a month,really really great,yah right,10k dollar deducible(plans based out of Texas by Companies tied to the Bush Family).
Excuse the language,Same Shit just a new day my friends. And Cigna will do their Merger with Humana or what ever. 13 Billion Dollar deal,and you wonder why McConnell is so gung ho.
grantcart
(53,061 posts)People like me will gamble that nothing will happen and if something catastrophic does happen, who cares?
Expect the insurance industry to pressure to defeat this bill.
Batship
(28 posts)I'm terrified. I'm 56 and self-employed. With last year's jump, my premiums went up to about two-thirds the price of my mortgage. I managed to pay those premiums by borrowing, so now I'm in a hole. Because Trump the the Republicans have sabotaged the ACA, premiums are going to skyrocket regardless of whether the new bill passes. And in September, I'm going to get a notice telling me that my premiums will now be higher than my mortgage.
I simply won't have the cash. No matter how I slice and dice it, even if I reduced my food bills to $50 a week and didn't turn on the electric at all, even if I gave up my phone completely... I just can't afford two mortgage payments. Not when I'm already scraping by month to month just to pay everything and pay my taxes (self-employed, so there's functionally an extra tax to pay).
I'm 56 -- so nobody's going to hire me. At least, not at more than I'm making now, month to month. And any less, and I can't pay the bills.
Round and round it goes... And I have to just sit back and let myself find some sort of peace with the fact that no matter how many draconian penalties they attach to this monstrosity, I just won't have the cash. Period. So it can be six months, or twelve months, or two years -- I can't pay it.
Luckily, I've been healthy. I haven't actually even been to a doctor for about six years (because I can't afford the co-pays and deductibles, either).
First time in my life: no insurance. I've never collected a dime of unemployment, despite layoffs that decimated a once-secure industry. And to think that a dirtbag like Mitch McConnell is now basically saying I'm some sort of a grifter... it's really, really disheartening. And it really doesn't matter whether the thing passes or not. Many, many of us are screwed regardless.
FUCK YOU, you evil assholes. FUCK YOU for stealing my country. Honestly, if there was anything I could do to make sure no Republican EVER held office in America again, I'd sign on the dotted line.
Honeycombe8
(37,648 posts)regardless what happens, looks like.
The ins. cos. are the main problem, IMO. They take billions of dollars out of our health care system as profit.
Honeycombe8
(37,648 posts)It was for far less money, but if you have a field, a skill or profession, there are employers who would want you (unless you have a lot of medical conditions or look unhealthy...employers like to hire healthy workers).
But those jobs didn't have good health ins. The first job had so-so insurance. The other offer(s) I got later didn't offer insurance (gave a stipend to use to buy a private individual Obamacare policy).
Skittles
(153,169 posts)we need a thread where people tell us their real-life stories
it is people like you who don't have to wonder what will happen, because you ALREADY KNOW
on edit, I don't think they EXPECT to get blood from a stone - they know older people have more healthcare needs so they charge them ridiculous rates in the hope they will drop out - repukes think it is fine for insurance companies to only cover HEALTHY YOUNG PEOPLE
Ilsa
(61,695 posts)They need to have names of victims of these cuts.
And I'm so sorry. Ive called by senators, not that it will do any good.
BigmanPigman
(51,608 posts)I chose to go with the ACA and the subsidies since it was beneficial financially. Since then I have been diagnosed with two more chronic conditions (I couldn't even get insurance before the ACA). Now, 4 years later, I have been told I can't get the expensive teacher plan at any price since I opted out. I have a disease that will kill me, no cure, and so extremely painful that 50% of people with it kill themselves due to the pain within 7 years of being diagnosed. There are surgeries that I could get to reduce the pain until I die but that is out of the question now. I guess jumping out of a window will make the GOP happy. I'll video record it for them to show at parties. Ya gotta love the the good 'ol GOP! Yippee!
By the way, I have called all 100 senators at least three times each since Jan and have attended 6 protests. I am doing what I can while I can. Half of the calls caused me to break down and cry while talking to the staffers. Is there a word that is more hateful than "hate"? If there is I need to add it to my vocab.
keithbvadu2
(36,823 posts)Honeycombe8
(37,648 posts)This isn't exactly a mandate. It's a consequence. You can only enroll during a certain time period. If you don't, you can't enroll until next year. The ACA had enrollment periods, too, and you couldn't enroll after that, unless your situation changed (like you moved, lost your job, etc.).
The Republicans are convinced lots of people gamed the system by joining only after they got sick. Some did that, but I don't think many did. I think it was mainly INS. COS. that games the system, but they are doing nothing about that (requiring them to have robust provider networks, big drug lists).
Doug the Dem
(1,297 posts)The direct murder of poor people. (Hey, that's what it seems they're leading up to!)
lindysalsagal
(20,692 posts)You don't need no hospitals, anyway.
nwduke
(350 posts)They have a committee to give crapola laws a fancy name so the gullible will think it benifits them, like "Right to Work" essentially a bill that allows employers to fire anyone they want without cause, now the "Better Care Act" another piece of crap legislation and the "American Health Care Act" it's got to be great cause it has "American" in it. NOT! Wake up America, the GOP only cares about the 1%. No wonder they accept so much special interest lobby money 💰
Matthew28
(1,798 posts)I now believe that the GOP wants to turn us into a third world country with an over bearing elite that doesn't give a damn about the other 95%.
People need to freaking wake up and vote them out.
lindysalsagal
(20,692 posts)That will mean more hospitals will go broke caring for the uninsured.
That's what everyone keeps forgetting: We pay for healthcare one way or the other: O'Care actually funded hospitals. and since it's a right to have healthcare in america, all americans have to fund it. So simple.
People didn't think the government could impose seat belts, no-smoking indoors or vaccinations, either. but we did for the health of the nation and for financial stability.
dalton99a
(81,515 posts)TexasBushwhacker
(20,196 posts)So that penalty is bad, but this one is good?