All they have to do is die at retirement age and viola! problem solved and money saved!

and died before they could collect?

Do their families get a refund?

Using the survivor benefits.

But other than that, insurance does not work that way. Aside from defined benefits, what you pay an insurance company is not refundable. Social Security is insurance, not a savings account.

redeemed should the insured terminate the policy. Some do not. Cash value policies may be better for someone who insures their life for a specific beneficiary who dies first.

And it was never intended or promised to be redeemable for cash.

If you want a n insurance that is redeemable, buy private insurance.

further modified. Then you commented on Social Security.

My experience with insurance agents over the past 40 years is they have been more eager to sell us policies with no cash value because they believed there was no incentive to terminate it and take the cash value. That would perpetuate their hold over us and their commissions would continue. Once in their system, they felt that they had you where they wanted us.

Thanks for posting it .

So if Romney/Ryan get elected, I won't have healthcare when I retire.

see the real enemy. That's been my sad experience recently.

and the really bad stuff slides right by. If people don't get their act together and pay attention to the right things this is going to be a pretty pathetic place for most people, and for many it already is.

I just turned 64, I actually have reasonable savings. With that and Social Security in a few more years, I've been looking forward to a quiet retirement. My total income will be noticeably under $60,000, however.

It's as if they want the people to die off early. A little eugenic action plan.

....and that's at an expected life span of 75. So yes, the Lurch the Fucking Stiff^TM/Eddie the Fucking Rapist Enabler Parasite^TM plan will end up killing me.

Fuck both of you, collective phlegm.

will never get any health care.

As it is now we have seniors who have to chose between eating and healthcare.

I hope the dems have something up their sleeves to get this message out, because I am sick of hearing RR's lies about Obama spending Medicare monies.

From our accounts in the Caymans? LOL

Most seniors don't have that much money.

A "Death to seniors!" kind of guy? Good grief.

Will cost around $6400. RyanRomney will cause people to pay more drugs. Medicare will go broke in less than 4 years. They take $700 billion to give tax cuts to the wealthy.

calls it the Devil's Budget because it looks good, sounds good but is totally evil.

We can't afford anymore out of pocket costs for health care and this would devastate us financially and our families morally.

That means the federal income tax pays 75% of the bill for non-hospital expenses and part D, the drug benefit. This is regardless of income so that Warren Buffett types can get 75% of their doctor and drug benefits paid by our general treasury...that is severely in deficit.

Part A is only 30+% of Medicare expenses. This is the part that we pay into as workers.

If we don't cut regular expenses, how feasible is it that the treasury will be able to support all these medicare payments plus interest on the debt plus all the grants to states plus the military plus research and all the rest?

The numbers don't work out.

1. Eliminate the income cap on Medicare and SS withholding for employees and employers. The main reason SS and Medicare are campaign issues with the Republicons is because employers hate having to pay their share and they have the wherewithal to buy political influence.

2. Bring home our troops from useless foreign wars. Shut down 180 military golf courses around the world. Cut the defense budget (Sequestration is the best thing to happen to this country since FDR.).

Either of these would restore the budget to surplus.

Actually the premiums are adjusted for income and the ACA made the rich pay more. But they still get subsidized. That makes no sense to me.

commensurately.

That's what it all magically comes down to, just in time for election season.

* Old people will have to pay more for health care.

* Women will have to pay more for health care.

* Minorities will have to pay more for being minorities.

* Everyone will have to pay more in taxes so rich people can pay less.

I've been shutting down political discussions for eighteen months now by saying, "you're going to pay yourself up to $3000 in recovered tax revenue if you sit this one out or vote all-Democrat." Many folks haven't believed me, but they haven't seen the Republican finger in their wallet just yet.

They will. Have you ever met a Republican who didn't take the money?

So far less than 1300 have tweeted that item.

All you need is a twitter account and then just go to the article at ThinkProgress and hit the twitter bird.

They are going to take our Social Security and Retirement Savings. That is a given. The question is simply how they will do it. If we won't give in to their demands to privatize social security then they will just have to take it in increased health care costs as they strangle Medicare and Medicaid. Either way, they plan on taking it. The sinking economy has forced a huge chunk of private retirement savings into their hands as people cash out their savings to survive. The bloated ticks that feed on us would prefer getting our social security all at once, but if we start getting prissy and refuse to just hand it to them. they will just milk it away month by month.

Republicans won't believe and independents won't see.