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onehandle

(51,122 posts)
Fri Jan 3, 2014, 09:35 AM Jan 2014

In Texas, Toll Collection Outsourced To Payday Lender

Source: Huffington Post



WASHINGTON -- If you want to set up an account to use the new toll road in El Paso, Texas, you may have to first stop by a payday lender.

The El Paso Times reports that the Camino Real Regional Mobility Authority will be working with the payday lender ACE Cash Express to help collect tolls for the César Chávez Border Highway toll road, which is expected to open Jan. 8.

While people who want to set up an account to use the road or pay off their toll charges can do so by phone, mail or online, the only places to do so in person in El Paso are at ACE stores. Those individuals who make the transaction at the payday lender "will be charged a $3 fee to set up the account and a $2 convenience service fee to replenish a non-credit card," the paper notes.

In an email to The Huffington Post, CRRMA Executive Director Raymond Telles said his organization has partnered with the North Texas Tollway Authority, which operates toll roads in the northern part of the state. He stressed that the NTTA is the one with the ACE partnership.

Read more: http://www.huffingtonpost.com/2014/01/02/texas-payday-lender_n_4531904.html



Payday lenders should be relieved of their assets, stripped naked, and deported.
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In Texas, Toll Collection Outsourced To Payday Lender (Original Post) onehandle Jan 2014 OP
Virginia income tax refunds mahatmakanejeeves Jan 2014 #1
Washington, a "liberal" state seabeckind Jan 2014 #2
I wonder how much of a kickback Perry got from that little deal. I still can't catbyte Jan 2014 #3
$31,250 Rose Siding Jan 2014 #9
I'll bet it was actually a lot more than that, but that's bad enough. Geeze oh pete... catbyte Jan 2014 #10
Just do it on line yeoman6987 Jan 2014 #15
you act as if everyone has the internet, that everyone has a credit card Skittles Jan 2014 #19
Amazingly, people continue to drive that road, eh? dixiegrrrrl Jan 2014 #4
Probably a hell of an inconvenience to take a different road to work groundloop Jan 2014 #5
Thae same Spanish company managing the toll roads in Austin is having their toll roads in Spain .... marble falls Jan 2014 #11
The looting ctsnowman Jan 2014 #6
Welcome to Texas inc. What could possibly go wrong with turning a gov't function to a payday loan... marble falls Jan 2014 #7
Texas? seabeckind Jan 2014 #13
I used to drive the turnpike. I always hated the fact that these roads paid themselves off years ago marble falls Jan 2014 #14
Were Federal Highway funds used? Historic NY Jan 2014 #8
Probably not. Igel Jan 2014 #18
The fly in the ointment -- for us seabeckind Jan 2014 #12
Cheaper than where I live. Igel Jan 2014 #16
Isn't small government great? Gormy Cuss Jan 2014 #17
Privatized ROADS? You people are fucking crazy. LeftyMom Jan 2014 #20

mahatmakanejeeves

(57,459 posts)
1. Virginia income tax refunds
Fri Jan 3, 2014, 10:05 AM
Jan 2014

The proposal for the 2012 tax year (that is, the one for which taxes were due on May 1, 2013) was that refunds would be issued on a debit card rather than with a paper check, for those who do not have direct deposit. I see they want to do that this year too.

Virginia Tax Refund Debit Card
http://www.tax.virginia.gov/site.cfm?alias=refunddebitcards

What is the Virginia Tax Refund Debit Card?

The Virginia Tax Refund Debit Card is a MasterCard® debit card that gives you easy access to your tax refund. The Commonwealth has contracted with Xerox State and Local Solutions, Inc., to use their Go Program® to manage the Virginia Tax Refund Debit Card program.

The 2013 General Assembly approved language that requires income tax refunds to be issued by direct deposit or on a prepaid debit card as a cost savings measure for the Commonwealth. Paper checks are no longer an option for receiving your tax refund.
....

Please review the complete schedule of fees so that there are no surprises.


Welcome to the Go Program®
https://www.goprogram.com/goedcclient/

With your new debit MasterCard®, you join an elite group of cardholders who receive funds through the Go Program®.


See? I'm not getting screwed. I'm among the elite.

seabeckind

(1,957 posts)
2. Washington, a "liberal" state
Fri Jan 3, 2014, 10:06 AM
Jan 2014

does the same thing and it came back to really bite them if I remember.

They switched contractors and didn't vet the new contractor to make sure their new system was compatible with the old system.

And if I remember correctly, they didn't do a total switchover to the new contractor and ended up with commuters not able to use their transpounder universally.

<added on edit> My new state, Indiana, contracts EVERYTHING. And is constantly looking for new contract opportunities.

catbyte

(34,393 posts)
3. I wonder how much of a kickback Perry got from that little deal. I still can't
Fri Jan 3, 2014, 10:13 AM
Jan 2014

understand how a guy who's spent most of his adult life in government became a millionaire. I've worked in the public sector for over 30 years & live paycheck to paycheck. That damned conscience of mine is such an inconvenience!

 

yeoman6987

(14,449 posts)
15. Just do it on line
Fri Jan 3, 2014, 11:54 AM
Jan 2014

I have an EZ pass and a Sun Pass and was able to do everything on line. No need to go anywhere.

dixiegrrrrl

(60,010 posts)
4. Amazingly, people continue to drive that road, eh?
Fri Jan 3, 2014, 10:21 AM
Jan 2014

At some point, instread of being sheared, sheeple gotta say NO!

groundloop

(11,519 posts)
5. Probably a hell of an inconvenience to take a different road to work
Fri Jan 3, 2014, 10:42 AM
Jan 2014

Boycotting a road is a good idea, but people aren't going to do it if it means adding time and miles to their daily drive. Unfortunately they're a captive audience to Prick Perry's greed.

marble falls

(57,093 posts)
7. Welcome to Texas inc. What could possibly go wrong with turning a gov't function to a payday loan...
Fri Jan 3, 2014, 11:16 AM
Jan 2014

shark?

marble falls

(57,093 posts)
14. I used to drive the turnpike. I always hated the fact that these roads paid themselves off years ago
Fri Jan 3, 2014, 11:50 AM
Jan 2014

didn't know they were being privatized, too.

Igel

(35,309 posts)
18. Probably not.
Fri Jan 3, 2014, 01:24 PM
Jan 2014

Local bond issue. In Harris County--same state, same laws--the toll roads are essentially "private" in the sense that the Harris County Toll Road Authority builds them and maintains them without tax money. It has a bond issue supervised by the state that it pays off using its toll funds; it pays for its own staff and facilities.

Tolls mostly go for maintaining roads that are paid off (if there are any at this point) and for making bond payments. In addition to tolls, it charges a $15 set up fee for toll-payment accounts.

Some of the local toll roads are also co-extensive with tax-funded state highways, which creates a bit of a problem because those can't be toll roads (unlike in some states--so I-95 in MD was a toll road, and I've been on the Pennsylvania Turnpike; I think an interstate in OK or OH/IN was also a toll road, but it's been a while since I've been on them).

The local workaround to having a toll state highway was to have the frontage road bear the official designation. So Hwy 8 is the loop around Houston. Some was built with public funds and is free. Other places were built with HCTRA funds and the official "Hwy 8" has traffic lights, is the access road, and is free.

There are also toll-access HOV lanes on public freeways, built with HCTRA money and not tax money.

seabeckind

(1,957 posts)
12. The fly in the ointment -- for us
Fri Jan 3, 2014, 11:45 AM
Jan 2014

I noticed that so many of the outsourcing moves are based on long term contracts, 20, 30 years. That means that even if a democratic regime takes over, they are still burdened with this contract and cannot easily reverse it without paying penalties.

Like the parking meter business in Chicago. No wait...that wasn't a republican.

Anyway, after doing this contract where the infrastructure that was built using taxpayer money is then funnelled to the private concern to reap profits instead of providing bonus funds could have been invested into more infrastructure,

the public system that could have done this operation is then dismantled and even if the public sector wanted to bring the function back, it has to train and rebuild.

We have seen examples of this recently, like the security clearance vetting of contractors which turned out to be a joke.

So not only do these vultures rape our system, they make it nigh impossible for us to escape.

Igel

(35,309 posts)
16. Cheaper than where I live.
Fri Jan 3, 2014, 01:16 PM
Jan 2014

The toll authority where I live has a small number of offices set up specifically for the purpose of issuing EZ tags and collecting money for EZ Tag accounts. They piggyback on nothing.

Danged inconvenient. There are 6 locations for the county, 1700 sq miles, population over 4 million. If they set up more locations, they'd have higher overhead, increased costs.

Less for more. Never been to a payday lender, perhaps there's another way of doing it that doesn't cost more or increase the inconvenience, but it gets a lot of service locations to the population least likely to have online access.

Gormy Cuss

(30,884 posts)
17. Isn't small government great?
Fri Jan 3, 2014, 01:17 PM
Jan 2014

I hope that those who want to drown the government in a bathtub are enjoying these soapy fees.

LeftyMom

(49,212 posts)
20. Privatized ROADS? You people are fucking crazy.
Sat Jan 4, 2014, 12:11 AM
Jan 2014

We have tolls on some of our bridges. They pay for bridge maintenance. That's it.

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