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LiberalElite

(14,691 posts)
Sat Nov 15, 2014, 10:40 AM Nov 2014

Cost of Coverage Under Affordable Care Act to Increase in 2015

Source: NY Times

http://www.nytimes.com/2014/11/15/us/politics/cost-of-coverage-under-affordable-care-act-to-increase-in-2015.html?emc=edit_th_20141115&nl=todaysheadlines&nlid=46529169&_r=0

-snip-
WASHINGTON — The Obama administration on Friday unveiled data showing that many Americans with health insurance bought under the Affordable Care Act could face substantial price increases next year — in some cases as much as 20 percent — unless they switch plans.

The data became available just hours before the health insurance marketplace was to open to buyers seeking insurance for 2015.
-snip-

Read more: http://www.nytimes.com/2014/11/15/us/politics/cost-of-coverage-under-affordable-care-act-to-increase-in-2015.html?emc=edit_th_20141115&nl=todaysheadlines&nlid=46529169&_r=0

43 replies = new reply since forum marked as read
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Cost of Coverage Under Affordable Care Act to Increase in 2015 (Original Post) LiberalElite Nov 2014 OP
and they just need to reapply at the Exchange.....its very simple VanillaRhapsody Nov 2014 #1
yep, the insurance companies are waiting....hand it over Supersedeas Nov 2014 #33
So are doctors.... VanillaRhapsody Nov 2014 #34
"It's the best we could do..." Psephos Nov 2014 #43
We need universal healthcare and if the country went on a general strike we might get it randys1 Nov 2014 #2
Maybe if more than 36% of eligible voters bothered to vote, things would be different n2doc Nov 2014 #7
"People are way to apathetic and self-centered". About everything nowdays 7962 Nov 2014 #8
bingo!!! Frankly, they should make voting on a weekend, but regardless, except for trying to still_one Nov 2014 #10
Who are they supposed to vote for? candelista Nov 2014 #13
Well, if they did vote overwhelmingly for democrats, there would be the chance of improvement n2doc Nov 2014 #19
When ACA passed, the Dems had a majority in the House and a supermajority in the Senate. candelista Nov 2014 #25
It barely passed in the senate n2doc Nov 2014 #28
"To hope things get bad enough"? candelista Nov 2014 #29
59 is not a Supermajority...sorry. VanillaRhapsody Nov 2014 #36
There were two independents who always voted with the Dems. candelista Nov 2014 #38
.......... VanillaRhapsody Nov 2014 #42
Disenfranchised Voters Blue Idaho Nov 2014 #15
and that isn't happening.....No matter how much you think everyone agrees with us.... VanillaRhapsody Nov 2014 #35
Did they also report that water is wet? Thor_MN Nov 2014 #3
Standard GOP argument against ACA The Wizard Nov 2014 #16
Cost of Coverage Under Affordable Care Act to DECREASE in 2015 Jacoby365 Nov 2014 #4
Good point about the misleading headline. subterranean Nov 2014 #17
Well, the NY Times did such a good job with the Michael Brown shooting. SunSeeker Nov 2014 #22
Insurance companies are a cancer on the system. alarimer Nov 2014 #5
A Public Option is the key. I'm not convinced it will be a lot cheaper, but you'd know what you are Hoyt Nov 2014 #6
It would be a start. candelista Nov 2014 #14
Our plan's monthly premium is increasing 37% = $497 per month! Kip Humphrey Nov 2014 #9
But think how much this helps the insurance corporations. candelista Nov 2014 #39
My plan is going up 10% aintitfunny Nov 2014 #11
PUBLIC OPTION turbinetree Nov 2014 #12
Sure NYT - promote the GOPer story.... just as many people will see rates fall groundloop Nov 2014 #18
Any system that creates "Platinum" people and "Bronze" people bread_and_roses Nov 2014 #20
The first honest post i have read donnasgirl Nov 2014 #21
You are 100% correct. Bortman33 Nov 2014 #26
+1 subterranean Nov 2014 #27
Thank you! nt Mojorabbit Nov 2014 #30
It's terminology borrowed from Plato's Republic. candelista Nov 2014 #40
I guess "switch plans" sounds better than "take an even shittier deal" from our overlords CBGLuthier Nov 2014 #23
amen. That is the agenda (n/t) bread_and_roses Nov 2014 #32
Yeppers. candelista Nov 2014 #41
At least we got in front of this (and I have a suggestion) Babel_17 Nov 2014 #24
After the GOP is finished with it, all that will be left of the ACA is the tax bill. blkmusclmachine Nov 2014 #31
My premiums went from $93 to $103 a month!!!!!!!!111111 jpak Nov 2014 #37
 

VanillaRhapsody

(21,115 posts)
34. So are doctors....
Thu Nov 20, 2014, 01:53 PM
Nov 2014

Since there was no way to eliminate the Insurance Companies under the circumstances we are in.....your complaint is falling on my deaf ears.

Its the best we could do for the moment....to say otherwise is naive.

n2doc

(47,953 posts)
7. Maybe if more than 36% of eligible voters bothered to vote, things would be different
Sat Nov 15, 2014, 11:18 AM
Nov 2014

That is, if they could think past the koch bullshit. People are way to apathetic and self-centered to stage a general strike. Half of the population would be going behind the strikers backs asking for their jobs.

 

7962

(11,841 posts)
8. "People are way to apathetic and self-centered". About everything nowdays
Sat Nov 15, 2014, 11:29 AM
Nov 2014

Most People just dont give a shit about ANYTHING but themselves. You see it with people blocking traffic to talk, standing in the way in a store, talking loudly on a cell phone in the middle of a crowd, etc etc etc.

still_one

(92,219 posts)
10. bingo!!! Frankly, they should make voting on a weekend, but regardless, except for trying to
Sat Nov 15, 2014, 11:31 AM
Nov 2014

mislead and prevent people from voting or getting to the polls, anyone who doesn't vote deserve the consequences of that action.

I think it is nonsense this GOTV. Either you care enough about the issues and the people or you don't, and if you don't, then maybe they shouldn't be voting, and let others decide their fate.

 

candelista

(1,986 posts)
13. Who are they supposed to vote for?
Sat Nov 15, 2014, 12:10 PM
Nov 2014

This is the Democratic Party's health care plan. Randy is right. It would take a general strike, but we are nowhere near being able to do that.

n2doc

(47,953 posts)
19. Well, if they did vote overwhelmingly for democrats, there would be the chance of improvement
Sat Nov 15, 2014, 01:30 PM
Nov 2014

Since repubs control everything, there is no chance that things will get better. I don't know why it is that people have to assume that the ACA can't be improved, that it has to always work this way. But until they get it through their heads that only Democrats can improve it, nothing will change.

By not voting, or voting for the repubs, we just head faster down the river of crap.

 

candelista

(1,986 posts)
25. When ACA passed, the Dems had a majority in the House and a supermajority in the Senate.
Sat Nov 15, 2014, 04:02 PM
Nov 2014

Obamacare passed in March, 2010.

Here is what House the looked like:



Here's the Senate:



And we still got a Republican-style healthcare plan, similar to Romneycare in Massachusetts.

n2doc

(47,953 posts)
28. It barely passed in the senate
Sat Nov 15, 2014, 04:59 PM
Nov 2014

If you remember, they had to pass a flawed version because Scott Brown was elected to Ted Kennedy's seat. They could not fix it because they had to pass the house version in reconciliation, otherwise they only had 59 votes. This is the reason why there is a court case in the Supreme court over a typo.

We all know that single payer was never allowed to happen. And it still won't happen if the ACA goes down in flames. It sure as hell won't happen with repubs controlling everything.

One can dislike what they passed and still hope to improve it. Medicare and Social security have been changed over the years to fix problems (perceived or real).

To sit around and complain that we didn't pass a perfect euro-style health care plan, and to say we can't improve what we have, is not helping things. To hope that things get bad enough for people to revolt is to wish for death and suffering to get far worse. That is not liberal or progressive.

 

candelista

(1,986 posts)
29. "To hope things get bad enough"?
Sat Nov 15, 2014, 05:27 PM
Nov 2014

Please do not put words in my mouth or sentiments in my mind that I do not hold.

Blue Idaho

(5,049 posts)
15. Disenfranchised Voters
Sat Nov 15, 2014, 12:13 PM
Nov 2014

Let's be honest here, corporatists have spent billions of dollars over decades to buy elections and disenfranchise citizens. The effect is compounded by judges at every level in the pockets of the 1%. Now, I have never missed an election since 1968 and I always vote Democratic - but it's hard to ignore the fact that the differences between the two major parties are becoming less dramatic with each election cycle.

Do folks have a responsibility to vote? Absolutely! Do many feel voting isn't worth their time? You better believe it. Maybe they are lazy and stupid or maybe they see a political system hell bent on stealing from the poor and middle class and giving the spoils to the wealthy. Sadly they believe there is nothing they can do about it.

 

VanillaRhapsody

(21,115 posts)
35. and that isn't happening.....No matter how much you think everyone agrees with us....
Thu Nov 20, 2014, 01:55 PM
Nov 2014

they don't or else they won't vote in accordance. We just cannot help that....we got what we could. Which is better than what we had....Is it the best solution...NO....but it IS Progress.

Stop making the good the enemy of the perfect!

The Wizard

(12,545 posts)
16. Standard GOP argument against ACA
Sat Nov 15, 2014, 12:39 PM
Nov 2014

rates went up. They conveniently leave out the part of going up at a rate beyond inflation. The increases were about 15% a year prior to the ACA, unsustainable in any economy.

Jacoby365

(451 posts)
4. Cost of Coverage Under Affordable Care Act to DECREASE in 2015
Sat Nov 15, 2014, 11:07 AM
Nov 2014

This headline works too:

Cost of Coverage Under Affordable Care Act to DECREASE in 2015.

As much as 28% in some areas.

http://www.nytimes.com/interactive/2014/11/14/us/Where-Federal-Health-Exchange-Rates-Will-Rise.html

subterranean

(3,427 posts)
17. Good point about the misleading headline.
Sat Nov 15, 2014, 01:06 PM
Nov 2014

It gives the impression that rates will increase for ACA plans across the board. The map clearly shows that is not the case, yet the main article mentions not one word about the many places where rates are expected to decrease.

But I'm sure the NY Times would never intentionally mislead its readers. Or would it?

alarimer

(16,245 posts)
5. Insurance companies are a cancer on the system.
Sat Nov 15, 2014, 11:11 AM
Nov 2014

This was completely predictable.

If their rates go up, people can switch to other plans, BUT those might have worse coverage or higher copayments or not have the doctors they want.

We needed the public option, if only to provide pressure on insurance companies to keep their rates reasonable.

People are screwed.

 

Hoyt

(54,770 posts)
6. A Public Option is the key. I'm not convinced it will be a lot cheaper, but you'd know what you are
Sat Nov 15, 2014, 11:17 AM
Nov 2014

getting. Like you say, it would keep private insurers honest.

Kip Humphrey

(4,753 posts)
9. Our plan's monthly premium is increasing 37% = $497 per month!
Sat Nov 15, 2014, 11:29 AM
Nov 2014

Indeed, ALL gold & platinum plans carry similar increases... so it will be bronze or silver - with their ungodly deductibles - for us this year... we can't afford anything else.

aintitfunny

(1,421 posts)
11. My plan is going up 10%
Sat Nov 15, 2014, 11:38 AM
Nov 2014

That includes an increase for growing older. Having bought private and business insurance in the past, this isn't too bad. There were consistently 20-30% increases on most annual renewal periods when I bought private insurance or a group plan for a small business.

The ACA, better than nothing but still insurance driven.

groundloop

(11,519 posts)
18. Sure NYT - promote the GOPer story.... just as many people will see rates fall
Sat Nov 15, 2014, 01:27 PM
Nov 2014

The story could just have accurately said "Cost of Coverage to Decrease in 2015". I imagine (from looking at the chart) that it will all average out to a small increase, but NYT doesn't seem to care about that.

bread_and_roses

(6,335 posts)
20. Any system that creates "Platinum" people and "Bronze" people
Sat Nov 15, 2014, 01:45 PM
Nov 2014

is unethical. Period. Any system that promotes market-based thinking for an essential human need like health care is dishonest and unethical. Period.

 

candelista

(1,986 posts)
40. It's terminology borrowed from Plato's Republic.
Thu Nov 20, 2014, 09:36 PM
Nov 2014

It's in Book III, where Plato has Socrates say that each citizen has a certain sort of metal mixed in with his soul. In the souls of those most fit to rule there is gold, in those suited to be auxiliaries there is silver, and in those suited to be producers there is either bronze or iron. The city must never be ruled by someone whose soul is mixed with the wrong metal; according to an oracle, the city will be ruined if that ever happen.

CBGLuthier

(12,723 posts)
23. I guess "switch plans" sounds better than "take an even shittier deal" from our overlords
Sat Nov 15, 2014, 03:11 PM
Nov 2014

the fucking health insurance companies that have been placed in charge of medical care in this country.

America's insistence that nothing can be done without some assholes making a buck off it will be the death of this nation. Privatize everything until every dollar we spend gets squeezed into the pockets of the filthy rich.

Babel_17

(5,400 posts)
24. At least we got in front of this (and I have a suggestion)
Sat Nov 15, 2014, 03:23 PM
Nov 2014

I have a suggestion. Add a checkbox that says "Notify me when switching plans can save an appreciable amount". Make the amount adjustable. "Any", "1% and greater", "etc.".

This way people get an e-mail when their plan is up and they know they have an option other than just letting their policy renew.

 

blkmusclmachine

(16,149 posts)
31. After the GOP is finished with it, all that will be left of the ACA is the tax bill.
Sat Nov 15, 2014, 07:49 PM
Nov 2014

And I wonder if that was the agenda all along...

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