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Omaha Steve

(99,665 posts)
Tue Dec 23, 2014, 02:24 PM Dec 2014

ObamaCare Rise: Nearly 2 Million More Americans Enroll for 2015

Source: NBC News

More than 6 million Americans in total have enrolled for individual insurance plans for 2015 through HealthCare.gov, Department of Health and Human Services Secretary Sylvia Burwell said on Tuesday.

HealthCare.gov sells individual plans created by the national healthcare reform law in 36 states. The rest of the states, including California and New York, have their own online exchanges and those figures are not included in these latest numbers.

About 1.9 million new customers have signed up. The balance — or 4.5 million people — are re-enrollments, Burwell said during a webcast press briefing. And roughly 30 percent of those re-enrollments included people who actively signed up for coverage in 2015, she added.

Video at link.


Read more: http://www.nbcnews.com/storyline/obamacare-deadline/obamacare-rise-nearly-2-million-more-americans-enroll-2015-n273861

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KingCharlemagne

(7,908 posts)
5. My wife and I will have to drop our CoveredCA coverage in January. Premium went
Tue Dec 23, 2014, 05:16 PM
Dec 2014

from $2/month (after premium assistance) to $57/month! (Apparently the health insurance premiums rose far more than the premium assistance). Feels like bait-and-switch to my wife and me. Oh well. We're no worse off than we were before ACA. Even with our Bronze plan this past year, an acute medical emergency would have put us into bankruptcy (due to the !0,000 out-of-pocket maximum) and next year a medical emergecy will put us into bankruptcy, just a little faster.

 

cosmicone

(11,014 posts)
6. $57 a month is nothing
Tue Dec 23, 2014, 05:48 PM
Dec 2014

I end up paying almost $654/month with a 4,000 out of pocket max.

If you really end up running a $100K bill, the hospitals will probably write-off a lot of your $10K anyway.

 

KingCharlemagne

(7,908 posts)
7. They can't get blood out of a turnip. I don't have $57/month for a plan with a $10K
Tue Dec 23, 2014, 05:53 PM
Dec 2014

out-of-pocket deductible. Hope I get a job soon.

The ACA has always struck me as a 'pay now or pay later' type of health insurance reform. Your $650/month preminums and much lower out of pocket represents a 'pay now' approach whereas my $2/ month (in 2014) and much higher out of pocket represents the 'pay later' side of the equation.

We're no worse off than we were before ACA, just no better off now.

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