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mrmpa

(4,033 posts) Sat Oct 19, 2013, 12:32 AM Oct 2013

Explain this to me if you can..........

I have finally been able to complete my application at healthcare.gov. For my income for 2014 (projected) I filed for $8,000. This is based on my maybe, just maybe finding employment.

So, with the app filed, with $0 help from the government, my silver plan will be $486 a month. $5382 a year, WTF.

9 replies

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Explain this to me if you can.......... (Original Post) mrmpa Oct 2013 OP

You should qualify for subsidies that lower the total. Fridays Child Oct 2013 #1

No...... mrmpa Oct 2013 #2

At $8,000 annually, wouldn't you be eligible for Medicaid? Fridays Child Oct 2013 #4

I'm in PA and I have filled out....... mrmpa Oct 2013 #6

So, in Pennsylvania, you can be disqualified if you're not disabled? Fridays Child Oct 2013 #8

A conundrum, when you add in the fact that I own my home...eom mrmpa Oct 2013 #9

You're well below the 100% poverty rate for any state, so there's a mistake. NYC_SKP Oct 2013 #3

I know there's a mistake somewhere........ mrmpa Oct 2013 #5

At the unexpanded level, does $8,000 disqualify you for Medicaid? Fridays Child Oct 2013 #7

Fridays Child

(23,998 posts)

1. You should qualify for subsidies that lower the total.

Reply to mrmpa (Original post)

Sat Oct 19, 2013, 12:34 AM

Oct 2013

Are you being dinged for tobacco use?

ETA: http://kff.org/interactive/subsidy-calculator/

mrmpa

(4,033 posts)

2. No......

Reply to Fridays Child (Reply #1)

Sat Oct 19, 2013, 12:39 AM

Oct 2013

I do smoke, but I checked non use of tobacco, and use of tobacco and non use was about $128 less a month. I just don't get that with my low income my subsidy is $0.

Fridays Child

(23,998 posts)

4. At $8,000 annually, wouldn't you be eligible for Medicaid?

Reply to mrmpa (Reply #2)

Sat Oct 19, 2013, 12:47 AM

Oct 2013

mrmpa

(4,033 posts)

6. I'm in PA and I have filled out.......

Reply to Fridays Child (Reply #4)

Sat Oct 19, 2013, 12:49 AM

Oct 2013

all the forms for Medicaid (which the Governor) has not expanded, and was denied. Denial was due to the fact that I have no disability that precludes me from working.

Fridays Child

(23,998 posts)

8. So, in Pennsylvania, you can be disqualified if you're not disabled?

Reply to mrmpa (Reply #6)

Sat Oct 19, 2013, 01:02 AM

Oct 2013

What if you're not disabled and you're earning an income but you still live at or below the poverty level? Or what if you are looking for work but can't find a job?

mrmpa

(4,033 posts)

9. A conundrum, when you add in the fact that I own my home...eom

Reply to Fridays Child (Reply #8)

Sat Oct 19, 2013, 01:04 AM

Oct 2013

NYC_SKP

(68,644 posts)

3. You're well below the 100% poverty rate for any state, so there's a mistake.

Reply to mrmpa (Original post)

Sat Oct 19, 2013, 12:39 AM

Oct 2013

You need to try the calculator again or use a different calculator.

No way you're paying that much, I'd be surprised if you had to pay anything.

Of course, it depends a bit on what state you're in. I hope it's not Florida or Michigan.

Here's a link: http://www.familiesusa.org/resources/tools-for-advocates/guides/federal-poverty-guidelines.html

Find your state's poverty line.

mrmpa

(4,033 posts)

5. I know there's a mistake somewhere........

Reply to NYC_SKP (Reply #3)

Sat Oct 19, 2013, 12:47 AM

Oct 2013

I did the online chat, because I wanted to look at my application again, to make sure everything was good. In order to do that I have to call the 800#, and ask for that capability & the request would be "prioritized". I called and the service rep was lost, so I will call again.

The web site has the a link for "life changes", but it won't be available until 11/15. I live in PA and Corbett has not expanded Medicaid.

Fridays Child

(23,998 posts)

7. At the unexpanded level, does $8,000 disqualify you for Medicaid?

Reply to mrmpa (Reply #5)

Sat Oct 19, 2013, 12:54 AM

Oct 2013

Also, having to request the capability of reviewing one's own application and then needing to wait for that request to be prioritized is not effective or efficient. I'm not sure why applicants can't freely log in to, review, and modify, their own records, applications, and so on.

Frustrating! The programmers must be baggers who want to see the ACA fail.

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