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qnr

(16,190 posts)
Fri Aug 12, 2016, 12:20 PM Aug 2016

Hey everyone, need some help here - it's pretty desperate.

Last edited Fri Aug 12, 2016, 12:58 PM - Edit history (1)

I've had two posts running for a couple of months about saving my house through a GoFundMe. I've received a few donations, and I really appreciate it.

I've worked out a repayment plan with the mortgage company and they're willing to set things up if they can withdraw $1,092 out of my checking account on the 19th of August.

Unfortunately, as I explain in the GoFundMe, I've been using my overdraft protection for a few months now, and my checking account is currently in the red, to the amount of -$1,007 ($1000 is the limit, though they'll occasionally let me go to -$1500). I'm on a fixed income due to military disability, and the usage of the overdraft wipes out most of my benefits when they arrive, causing a vicious cycle. Neither my wife nor I have any family that we can ask for money, and my credit has been shot because of what has been happening. If I can just get started on the repayment plan, I can put everything back in order. I really need to raise about $1,100 dollars by the 17th (it takes a couple of days for the money to get to the bank). If there is any way that you can contribute, or share with someone that might be able to contribute it would be appreciated so much.

I'm already in the process of working some things out, I just need to ensure that our family of four and our four pets and thrown out onto the street because this doesn't get paid on the 19th. Thank you so much for reading, even if you can't help.

It looks confusing, since I'm already in the red, but if I can get $1,100 in (which means the campaign would need to get to about $1,900) by the 17th, I'll be able to use the overdraft again to cover the automatic withdrawal coming on the 19th.

Here is the link to the GoFundMe: https://www.gofundme.com/kqzfjba4

6 replies = new reply since forum marked as read
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Tobin S.

(10,418 posts)
2. Looks like there is a really kind soul out there looking out for you, qnr.
Fri Aug 12, 2016, 05:25 PM
Aug 2016

Congratulations! That's got to be a big relief.

qnr

(16,190 posts)
3. Tobin - indeed - I will be getting my first good night's rest in months
Fri Aug 12, 2016, 10:35 PM
Aug 2016

Thank you again for your help, especially with everything that you've been going through!

dixiegrrrrl

(60,010 posts)
5. I did not know this bit of info tha someone put on the gofundme site:
Sat Aug 13, 2016, 12:28 AM
Aug 2016

If you're a Vet all you have to do is ask for a loan modification and you could defer you mortgage payment for 6 months. Ask your lender to send form

Are you gonna check that out to see if it is true? Looks like it might give you some more breathing room.

btw...who is your mortgage servicer?

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