Please keep me - and / or us updated on things you find out. I'll do the same. It might help me decide to make a change this year. I'm just not how this will all work but I'm putting off all preventative care until '14.

I'm so wanting to dump my individual plan after a 15 and then 20 percent increase in under 6 months. With a huge deductible. We are lucky CA is on top of this but I do have to wonder how so many new people will be able to get subsidies.

Well one more reason to be glad Brown won, whew!

I will update what I find out as well. I am hoping to retire after many years as my question indicates. Only thing holding me back is health insurance costs. As I re-figure our retirement income to include my wife's it would be more around $45K per year for both of us but still within the 400% of FPL.

I'll be 49 this week and my Blue Shield is really going up. I pay on my own. My 50 yr old boyfriend has no ins, so this great for him!

Terrifying, isn't it? To be getting to "our" age and wanting health insurance...the pricing...NUTSO!

So, I am keeping my fingers crossed that this works out for Californians (I'm beyond lucky, to have super-great coverage via my employer...we'll see if there end up changes to that eventually.)

p.s....I will mention that my brother in law, who got laid off from his job in Michigan at about age 64 (!!!) and then laid in a chair for a year, waiting for Medicare to kick in, as he needed a hip replacement (and then got the hip done ASAP)...bitches and moans about "Obama Care" and other "government freeloaders"!

The hypocrisy makes me sick.

As for the in-law, I suppose in the interest of family harmony you can't call him out.

Really, I think all Californians are gonna be okay.
Thanks.