How Memorizing “$19.05” Can Help You Outsmart the MTA

We’ve all been there. The train is coming into the station, and you grab your MetroCard and quickly try and swipe it at a turnstile.

"Please Swipe Again". "Please Swipe Again". "Insufficient Fare".

The last two words are killer. You think to yourself “I swear I had a balance on this card”. You go and check the card out and you see you have “$2.45”. Yes, you need $2.50 to ride the subway, and you have $2.45 on your MetroCard. Sure enough you miss that train all because of that nickel.

How did you end up in that situation any way? It turns out the MTA has designed it that way. Imagine how many tourists come to NYC and leave with balances that never get used. Imagine how many people lose metro cards with those balances that never get used. And even if it gets used on a later refill, the MTA gets to collect the cash earlier this way! Win win for them, right?

Read the rest at: http://iquantny.tumblr.com/post/96700509489/how-memorizing-19-05-can-help-you-outsmart-the-mta