One of advantages of me driving an old car is all I have to carry is liability.

Your point about checking out insurance rates before you move is a good idea.

I wish I still drove my 91 Accord, it was originally my dad's, and it's still a workhorse, sitting in the driveway. It was in his name still when he passed last year, and it still will take time to transfer over to my name.

I bought an 08 Camry XLE in May (too much car for me to be honest) but mom loved the color and she needed a win after my dad passed, so I took the plunge to help improve my credit. Put down half, and financed the rest at a sweet 2.9%.

The insurance is a big hit, I need to pay off the financiers, Wells Fargo quickly, so I can get that down, so I am going to buckle down and cut out unnecessary expenditures. Then once it's paid off, I'll give the car to my mom and get her to drive again (Sky Blue Pearl is not my color). I'll start driving the Honda again and try to get it to 300K.

Funny thing about the insurance, even taking comprehensive and collision off, it will still be more expensive than my previous rate, and all because I now live in the city, to help out my mom with rent and not in the burbs in my own place.

Gives me something to think about if/when we replace one of our 20 year old vehicles.
Fortunately we live in the boonies and drive rarely, anymore, so our liability insur. is pretty affordable.

Never buy new. And if you can just maintain your vehicles for another 5-10 years, do it, cause they sure don't make them like they used to. Then get something fuel efficient, my current ride gets 30 mpg highway.

when the tank gets to 1/2 full.
It's a 1993, no problems with it so far.

I have to gas up every two weeks and when the Hurricane blew through the area, it was at least a two hour wait. Wow.

1/2 full tank is same as empty, in my mind.

Being retired and introverted, I don't drive hardly at all anymore.
Saves a ton on gas bills.
and insurance.

until the hurricane. Truly wise, Dixie, now I practice the same and have a gal. backup just in case.

and their quote was the cheapest rate of all the insurance companies. Since my car is older, I only have the basic insurance for about $200 a year.