Meet the husband and wife team destroying Worker's Comp across America
If you live in a state where Bill Minick and his company Partnersource has done its dirty work, your employer can opt out of Worker's Compensation plan and replace it with one designed by Minick -- he also writes state laws defining the terms for private replacements to Worker's Comp -- and backstopped by his wife Dr. Melissa Ton's medical practice, who gets to decide whether you deserve treatment. If she denies your claims, Minick's company gets a bonus from his clients.
Minick's pitch goes like this: eliminate worker's comp and companies will save money while providing more benefits and rooting out benefits cheats. The reality is that under Minick's system; supervisors get to accompany workers to the doctor's office; employers can deny claims if for employees who seek a second opinion or take more than 24 hours to initiate a claim; employees who are permanently disabled can have their benefits arbitrarily capped.
Minick maintains that while his system allows for these abuses, they're checked by the power of employees to sue their employers for bad behavior. But Minick's system limits employees' legal choices through dirty tricks like requiring them to sign away their right to sue while they are bleeding on stretchers in an emergency room; or limiting their recourse for bad employer actions to arbitration conducted by a panel chosen and hired by employers.
What happens to employees who are crippled by their employers when employers are let off the hook for it? The taxpayer foots the bill.
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