2016 Postmortem
Related: About this forumI will never own a home. I will probably never save enough in a 401k.
I'm about to turn thirty. My mom and dad when they were my age already had 2 kids and while we weren't rich we had a home in outskirts of Boston and we were happy.
My dad was able to go to school at nights to get his MBA, he worked really hard scraping together what he could so that my mom could stay home with the kids.
We worked and saved and he got better and better jobs that paid better, eventually we bought a home in the burbs. It was huge compared to the tiny apartment we all shared. I had my own room, my mom got and dad BOTH got cars. They were 35 maybe 37 at this time. They saved, we were lucky that both my sister and I could go to undergrad colleges debt free.
I will never know this in my lifetime. I've come to realize that we are now looking at an economy in which I will continue to make just enough to pay my rent, pay off my debt and buy food. I realize now that when people refuse to fight for a minimum wage increase for their fellow American that we have finally dived off the deep end, we have finally insulated the right amount of middle class voters from the horrors of the world that they only wonder why someone flipping burgers would have the audacity to ask for 15 dollars an hour.
I realize that I may never have kids. Not because I don't want them, I do. But I can't afford to take care of myself let alone another person. If I do have kids I doubt very much I will see half the opportunity for work that my father will. I've been temping for a year, haven't had a real job in almost two since the non-profit I was at ran out of federal funding (thanks Republicans).
I realize that my generation has been deferred. Too many boomers wanting too much for too long. I'm sorry if that upsets or incenses you but it's the truth. People climbed the corporate ladder, found themselves in positions of power then consolidated that money and power till only a small group of interconnected people could grab hold. Companies took massive federal loans then never hired anyone, using that money to pad bottom lines and fund bonus pays for executives.
When you tell me that my vote for Bernie Sanders is a waste, when you laugh and chastise me and my generation for wanting free stuff, or for being idealistic. Just remember really what you are doing is insulting us for trying to make this country what it was supposed to be, the land of opportunity. Just because you are already at the table eating doesn't mean they are not hungry people waiting for a chance to sit a the table.
snooper2
(30,151 posts)DFab420
(2,466 posts)am working on the second!
It's hard work to freelance, lots of time hunting the next job, less time actually working on your craft haha. Been hunting around for a studio job but they are few and far between due to the decrease in active studio projects.
PyaarRevolution
(814 posts)Do you do hand-drawn animation as well? Who are your influences and inspirations?
DFab420
(2,466 posts)Animation styles I can do either, 3D or 2D.
John Kricfalusi and John Lasseter would be two of my more modern and well known inspirations. One because he wrote his own rules and really challenged what was considered "kid" vs "adult" cartooning. And the other because his ability to craft stories he wanted to tell and stand up to the Mouse.
Baobab
(4,667 posts)data driven web development
leverage your 3D skills and help build a virtual reality web
My friend Mark basically invented an OS to do that, although he isn't, its still around its called meme.
PyaarRevolution
(814 posts)Miyazaki and love what we see the human hand create(Princess Kaguya takes my breath away and "The Wind Rises" is similarly beautiful in a different way). The issue I have with 3D are the colors and I see these 2D models become so comparatively utilitarian(my opinion) when transitioned to 3D. It feels like we're trying to scrape the human impurities from them when I'm not ashamed to be human.
PyaarRevolution
(814 posts)I'm an emcee and if we can figure something out.
haikugal
(6,476 posts)PyaarRevolution
(814 posts)to Singapore. That place terrifies me but that's another matter entirely.
haikugal
(6,476 posts)PyaarRevolution
(814 posts)This is what happens when you don't care about people and only see profit as the bottom line. We need to reverse the Supreme Court decision that established Shareholder Primacy or another "Citizens United" decision will happen again even if the new Supreme Court throws it out.
haikugal
(6,476 posts)MineralMan
(146,317 posts)by not telling DUers where they can get a copy of it, you know.
Put a link in your signature line and get rid of those graphics. If people can't find your new book, they can't buy it. There's no rule against linking to your own efforts on DU, especially in your signature line.
Show me where I can find your book. I buy books.
DFab420
(2,466 posts)you can get a full color ebook or a paperback coloring book. Self-publishing is expensive...
Demsrule86
(68,586 posts)You must be very talented. I know there is a market for what you do...sounds like you are on your way. If I could pass anything on to my kids, it would be resolve and determination. You keep going even when it seem hard. Good luck to you. Can you tell us the name of your book?
DFab420
(2,466 posts)CoffeeCat
(24,411 posts)in the science/biomedical/legal arenas?
I work in PR/media relations, and I know many people who specialize in creating 2D/3D illustrations and animations for scientific, medical and legal purposes.
Do you have any interest or experience in this field? Are you a freelancer?
If so, I can recommend several companies.
Animation is a tough gig right now. As you know, the industry has changed and wages have drastically decreased. So many big feature films outsource their animation.
Best of luck to you. Let me know if you want some leads in those biomedical/scientific animation arenas. I know that may not be your area of expertise, but if so, let me know.
😃
beaglelover
(3,486 posts)DFab420
(2,466 posts)Moved out to California right afterwards and have been in the struggle ever since.
JaneyVee
(19,877 posts)Join a union apprenticeship.
Apprenticeship programs are a good way to learn a valuable skill set.
That is amusing. That "you can be anything you want to be" speech is complete bullshit. It implies a level playing field and that level playing field does not exist. That is not my opinion, that is a certified fact. The poor and/or disenfranchised have no realistic opportunities for success.
A 5 minute Google search is all it takes to realize the game is fixed.
JaneyVee
(19,877 posts)For example: if you trained hard for a year, next year you could take the city firefighter test and make a sweet salary with great benefits.
lancer78
(1,495 posts)In any capitalism economic system, somebody has to be the loser working menial jobs. That is the way it is.
Splinter Cell
(703 posts)lancer78
(1,495 posts)that in a Capitalist society, someone has to be the loser. Not everyone can be a winner under that system. Minimum income and higher minimum wage would help, but then the country wouldn't be Capitalist anymore.
OkSustainAg
(203 posts)Avalon Sparks
(2,566 posts)It's one of the most dangerous jobs there is.
I smell a whiff of repub 'anyone can make it' talking points....
Poster is right, boomers are the entitled generation.
puffy socks
(1,473 posts)I agree though, its not always possible to attain your dreams but that doesn't mean you can't make good money. You have to keep moving on and forget about job security until you find your niche. Life long careers at any company are a thing of the past for many people now. Corporations look lout for the top executives and top investors.
TransitJohn
(6,932 posts)n/t
progressoid
(49,991 posts)zigby
(125 posts)I'm not here often but you've managed to rack up a pretty impressive # of posts. What do YOU do to justify your lifestyle of internet warfare? Given all the paid trolls maybe I'm in the wrong line of work.
Your empty bootstrap garbage is a cancer in this society, and a pretty stark example of your privilege.
savalez
(3,517 posts)redstateblues
(10,565 posts)Could make my life successful. If that is what you are waiting for you will be perpetually disappointed.
DFab420
(2,466 posts)Right now we have companies that are rewarded for graft and money laundering and illegal trading by paltry fines that they know they can pay and still make a profit.
Rewarded for shipping jobs overseas.
I would rather have a leader that wants to move manufacturing back to the states. I would rather have a leader that bends an ear to unions and not Corporate America. The shareholders get enough attention from everyone else, it's about time that we got someone in the executive branch that is willing to pay attention the American people.
Response to redstateblues (Reply #8)
closeupready This message was self-deleted by its author.
Gwhittey
(1,377 posts)"Pull your bootstraps up"? Are sure you are posting on right forum? Or wait maybe I am not on DU atm.
redstateblues
(10,565 posts)at age 30. I know it's not cool to say that to someone but it's true.
LiberalElite
(14,691 posts)that they were at least on your side. I'm old enough to remember that. (65)
redstateblues
(10,565 posts)I'm am a hard core Democrat but I never thought about that when I struggled through my 40s. I believe Democrats help people in need but at the end of the day I never felt like the person in power affected my efforts to have a better life.
GummyBearz
(2,931 posts)In your previous post when you said
"In my darkest, poorest years(and there were many)I never thought that a politician could make my life successful. If that is what you are waiting for you will be perpetually disappointed. "
You were talking about back before Reagan, supply side economics mentality, NAFTA, H1-B visas, etc, fucked over everyone with a good skill set which could be out sourced. I understand why you don't get it.
artislife
(9,497 posts)souless.
Svafa
(594 posts)I don't want kids, but if I did, I can't imagine how I'd afford it. I actually have a "decent" job compared to most of my friends. I have a master's degree and a better job than most of the people I know my age. Still, I live in a one-bedroom apartment and I don't remember the last time I was able to make a savings deposit. I am just getting by. At my age, my parents owned a home, had me, and my brother was on the way. I can't fathom anything like that.
PyaarRevolution
(814 posts)Going Tiny and self-sustainable? If we can get our necks off their leashes we can further demand what needs to be done and see it achieved.
It's like that saying about a man/woman who has nothing to lose is the most dangerous one of all, I say this regarding equal chances of committing violence or dedicated to the path of Ahimsa.
Svafa
(594 posts)PyaarRevolution
(814 posts)It may allow you the leverage to enable where you really want to go...even if it takes a little while.
Drive an Uber, make jewellery, write blogs, house clean, personal trainer, pet sitter.
If you fill your down time with a passion, but charge people, you can build up that savings.
I freelance for a medical publishing company on the side. That has allowed me to pay off some medical bills, but not much else.
I'm glad you're doing that.
Over time, things will get better. Keep the hope up!
Svafa
(594 posts)positions than I am, so I feel like I have no business complaining. But this OP really hit home, so I had to chime in.
metroins
(2,550 posts)There is hope.
We all can do this. Times are a changing.
PyaarRevolution
(814 posts)People need time to think, meditate, to absorb data. What you are suggesting is for someone to keep so busy they can be hoodwinked. I know you don't mean this intentionally but it's the end result, keeping so busy. I'm letting myself be more distracted than I should using some social media and need to unplug and deep think.
The "side work" everyone needs to learn is how to code and use Meshnet as well. If you don't think you have time, "find it!", even at your job because those in power wish to destroy the Internet as it stands now, to end Net Neutrality and make forums like "Democratic Underground" a dream. This includes learning how to code to protect your privacy on the Internet, learning how to set up Tor to cover yourself if you find yourself wanting to whistle blow on your Corporation without getting burned by the government for it. Oh and to obviously avoid being blackmailed as well for some petty sexual act that the puritanical people of your area might take umbrage regarding. Here's a link to a cheap burner PC you can possibly use for privacy: www.getchip.com/ . It's a $9 PC that def. has some power under the hood and it's price allows you to dispose of it if need be.
Oh and ALWAYS read, I could suggest certain books but sometimes the oldest books, even in fiction, historical or not, you can find the most certain relevance. I'm thinking about trying to learn Quantum Physics, specifically Quantum Entanglement, I want to figure out how a force field might be created and have some practical ideas for it's use.
I mean I could cite that the current American elite see the American middle class as no more than the Yangban(nobility) of Korea saw the average person in the past(not really human or a concern). The same goes for the Heian-Kyo era Japanese nobility seeing the common person as not very different. They gave terms like Eta(Filth) for some(the Burakumin). The same goes for Marie Antoinette and what she said to her people preceding the "French Revolution".
Avalon Sparks
(2,566 posts)Eom
raccoon
(31,111 posts)clothes. Kids wore hand-me-downs from older sibs and cousins.
People sure as hell didn't hire limos for proms; if you had, people would have said you were out of your mind.
Most kids had to share a bedroom with at least one sib. Many families had a one-bathroom house.
Yes, prices have gone up up up.....AND ALSO people's expectations are higher.
artislife
(9,497 posts)that the standard of living of your parents is never going to be yours. Wes gots ours
Smh
Baobab
(4,667 posts)Things could be much worse, look at the plight of the Hong Kong cage people.
Svafa
(594 posts)if I lose it. Hopefully it won't come to that!
PyaarRevolution
(814 posts)allows them to lie and to see you lie low at their feet, to the 18th Century beat, be a miner no more is the score.
brush
(53,787 posts)Things get better then.
Svafa
(594 posts)Sorry, my love life is...well...
In all honesty though, it's sad that we need to partner up just in order to stay financially afloat. My best friend confided in me just today that she wants to break up with her boyfriend, but she owns the home they both live in and can't make the mortgage payments on her own. So she's going to be stuck in a relationship she's unhappy in just out of financial necessity. It's just a sad state of affairs.
brush
(53,787 posts)It can happen out of the blue, just live your life and you might find that special person where you least expect it.
Svafa
(594 posts)If I meet someone, great! But if not, better to be single than be with someone just for the sake of being with someone.
Demsrule86
(68,586 posts)My hubs is the love of my life...in some years I carried him...in other years he carried me ...sometimes we just limped along hand in hand...but we had glorious years too...just having him made any situation better.
we can do it
(12,189 posts)But , it's Ohio- so if you don't mind that it's an option.
metroins
(2,550 posts)There are decent homes for 50k in Michigan. A friend of mine bought hers for 22k and spent 10k over two years. It's now a beautiful home.
In Texas, brand new big homes go for 100-150k.
FHA only takes 3.5% down. Saving 3-5k is an attainable goal.
DFab420
(2,466 posts)doesn't actually afford you a better chance.
metroins
(2,550 posts)And there's other states.
savalez
(3,517 posts)They moved to the "outskirts of Boston".
Why compare your situation to theirs when you are unwilling to do what they did?
DFab420
(2,466 posts)could live...
Then they got married in my grandpa's backyard. Year later my mom quit smoking, 9 months after that it was my sister then a few years later I ruined it for everyone.
savalez
(3,517 posts)You said, "thats where two young students could live."
I take that to mean that the area was "cheap" (your word).
If I am correct, your parents found a place that they could afford. Do the same! Lots of people commute long distances because they want to live in their own home.
Do you really want a home? If so, you can do it. Maybe you don't. No problem with that either. I'll tell you this though, if you absolutely needed to, like your Dad did, you would. You got what it takes. You just gotta want it.
Baobab
(4,667 posts)The percentage of people who telecommute is rising exponentially. Soon services liberalisation will let corporations have their employees telecommute from anywhere all around the globe. Also, they will let them have them work anywhere.
that will mean a lot more subcontracting. Wages will fall a lot more.
snooper2
(30,151 posts)Our client is looking for an Illustrator to create an image that he can use for a T-shirt design. This is an offsite assignment.
We are looking for talented Illustrators that have a style that leans more towards realism. (ie: not comic, cartoon, etc. )
The client would like to have a vintage picture turned into an illustration. Hours are limited so we're looking for a confident artist that can get started and complete this project quickly.
Must have samples
Submit resume (and samples if applicable) to: Dallas6@jobalert.creativecircle.com
30+ days ago - save job - original job
http://www.indeed.com/viewjob?jk=2ebc53e76395d481&q=Illustrator&l=Dallas%2C+TX&tk=1ah9sb6bvafhnd2g&from=web
Animator
Cyanide & Happiness - Dallas, TX
http://www.indeed.com/cmp/Cyanide-&-Happiness/jobs/Animator-7616da7c34211a37?sjdu=QwrRXKrqZ3CNX5W-O9jEvfc3KCw7S-nfRTpAWX89gqopRdOUt6bctfQUAKbbP7KXAssh7hn7EK8DJeDaiLxw4g
Graphic Designer (full time)
Stevens Transport 184 reviews - Dallas, TX
http://www.indeed.com/cmp/Stevens-Transport/jobs/Graphic-Designer-429a79cf8704273b?sjdu=QwrRXKrqZ3CNX5W-O9jEvU90iA7fRBqeJlVl7UBc1Fy8ZiLCCoBN8_DBTgOchE3_Y9gngdkhgt4OFAd8D4iVfSF25ZHUU8DDHT6jq56ikWk
Graphic Designer
CHEERLEADING.COM - Dallas, TX
$20 an hour
http://www.indeed.com/cmp/CHEERLEADING.COM/jobs/Graphic-Designer-8c16063cad749309?q=Illustrator
Creative Imaging Artist l Dallas, TX
TracyLocke is looking for an experienced artist to join our Creative Imaging department.
Creative Imaging artists are responsible for for bringing creative ideas to life for some of todays most popular brands.
https://careers-tracylocke.icims.com/jobs/1495/creative-imaging-artist-l-dallas%2c-tx/job?mode=job&iis=Job+Board+-+Indeed.com&iisn=Indeed.com&mobile=false&width=985&height=500&bga=true&needsRedirect=false&jan1offset=-360&jun1offset=-300
Graphic Designer
A to Z Printing & Promotions - Richardson, TX
$16 an hour
http://www.indeed.com/cmp/A-to-Z-Printing-&-Promotions/jobs/Graphic-Designer-d8edf61237c328e9?q=Illustrator
greymattermom
(5,754 posts)is mostly a scam. My daughter is also an illustrator and has applied for over 100 jobs there and is qualified for all of them. Two interviews, no offers in 4 years. The only real jobs seem to be on craigslist. Those are mostly part time or contract, but at least they seem to be real.http://www.indeed.com/forum/cmp/Creative-Circle/s-your-take-Creative-Circle/t303153
Baobab
(4,667 posts)nt
ohheckyeah
(9,314 posts)Five years in Virginia we able to buy a nice 1500 sq. Ft. House with 1 1/2 acres for $133,000. We were in our 40s and 50s when we got married. I only worked part time because of health issues. It's doable.
Baobab
(4,667 posts)Also, the US (and other developed countries, but it seems especially the US is now being expected to do this, ) is basically committed to give away a bunch of jobs by really bad ideological choices that we've been pushing for 20 years to help major corporations make money overseas. Visualize a huge debt that they expect us to pay back by opening up big chunks of the economy to foreign competition that cannot hep but be a lot cheaper than us, largely by virtue of the burdens already put on us by them.
All the firms from the developing countries will have to do is put in lower bids and be qualified to do the work, we will have to let them do it. It may push wages down to very low levels. At the same time, governments are prohibited from making changes which would lessen the burden on people, by means of entitlements given to multinational firms to preservation of whatever regulatory state that existed at the time of the signing of whatever the applicable trade agreement is.
So, we wont be able to say, give lower interest loans to students unless they are being given now- and the risk to student of going to school and not getting a job will increase as automation becomes more ubiquitous- that is the backdrop to all this, the vanishing of jobs, especially unskilled jobs but really, all jobs will be effected.
We wont be able to change health care because all these foreign firms that are supplying the doctors, nurses, and other services will have invested in it and to free ourselves we would have to compensate them for "their" lost expected profits in the future, first.
To avoid this we would have to be putting in carve outs now.
womanofthehills
(8,718 posts)My boyfriend helped me build mine. For years, we only worked on the house a few weekends a month and it was really fun. I built it as I had the money. One year, I had the foundation poured, next year we framed it, etc. My neighbors live in straw bale and tire (earthship houses). There is a movement now for container houses and small houses. The thing about building your own house, is you get to be creative - I love my house.
ohheckyeah
(9,314 posts)That's impressive.
Svafa
(594 posts)I can still barely make ends meet.
metroins
(2,550 posts)I made a post above about it.
Look, I understand your predicament. I felt that way only a few short years ago. There is hope. There are ways.
Sometimes you have to radically change to grow.
Living without hope sucks.
Bluenorthwest
(45,319 posts)about town and sort of 'oversee' and whatnot. Am I right?
metroins
(2,550 posts)I am self employed.
I think you have a misconception of my job though.
Romulox
(25,960 posts)A nice home in the suburbs costs as much in Michigan as it does on the coasts (not including NYC, LA, etc.)
$50,000 will buy you a dump in a dangerous part of town. Expect to pay $150,000-$300,000 for a modest "starter" home in most parts of Michigan.
I know the area very well. Charlotte has cheap homes that aren't "dumpy".
The "dumps" you speak of are the types of homes I grew up around in Baltimore.
You buy what you and your family can afford and Michigan's "dumps" are much safer than Baltimore "dumps".
Romulox
(25,960 posts)metroins
(2,550 posts)Under 100k.
I think you can find a decent house out of 52.
Some are around 50k.
Romulox
(25,960 posts)Metro Detroit and Metro Grand Rapids are pricey.
haikugal
(6,476 posts)Answer especially to somewhere like Texas...gawd help you!
The entire economy is being disrupted and will NOT benefit us. There is nowhere to go in essence, so buckle up and start working locally.
RedCappedBandit
(5,514 posts)1939
(1,683 posts)and in the lower peninsula north of say the line from Bay City to Holland?
gollygee
(22,336 posts)Demsrule86
(68,586 posts)And we have cheap houses in decent areas. Dated houses ...take some work...but good bones.
gollygee
(22,336 posts)I live in a cheap part of Michigan and you can't find a decent home for 50k here. You'd be hard pressed to find anything for 50k here.
And it costs money to move. People can't just up and move.
haikugal
(6,476 posts)If it wasn't for his dad and I being willing to pass on the property before our demise he wouldn't have a home either, and as things are now neither would I.
It's very hard out there for our young and it breaks my heart.
If the election isn't stolen Bernie will be a very real step forward.
LP2K12
(885 posts)I am thirty year old male with no college degree. My wife is twenty eight and also has no degree.
I am three classes away from my Associate's at which point I will start my Bachelor's. My college has been paid for with military funds and public grants.
We have three children, ages 8, 6 and 4. All are in public schools.
We own a home in another state which we rent out to another family and we live in a rental in Michigan.
I make $55,000 a year. I contribute to a 401K and an HSA. I have health coverage through my employer. I am in upper level management for a health care company. My wife's earnings contribute to the other half.
After high school I enlisted in the Army. When my enlistment was over I joined a company as an hourly employee and worked my way up over two years to management. I then transitioned to health care and started over, first hourly and then as a supervisor and finally landed where I am now.
We also own two cars which we are current on.
We are not left wanting. We have food, shelter and entertainment. We coupon and try to spend minimally when possible.
Don't ever give up. You can get to where you want to be.
Best wishes.
savalez
(3,517 posts)that all it takes is necessity, hard work and sacrifice. The trifecta for success. You are well on your way if not there already.
RedCappedBandit
(5,514 posts)savalez
(3,517 posts)RedCappedBandit
(5,514 posts)that all it takes is necessity, hard work and sacrifice. The trifecta for success.
If those are the only three variables, what does that say about those who don't achieve "success"?
savalez
(3,517 posts)Mine is happiness. The poster I responded to seems quite content. I believe his actions got him there.
RedCappedBandit
(5,514 posts)savalez
(3,517 posts)You're wrong though. And you have a bad habit of putting words in other people's mouths.
RedCappedBandit
(5,514 posts)Jitter65
(3,089 posts)people in financial bondage. Sold my home 12 years ago. Been living in a condo since. Absolute freedom. It was much more affordable than a home...all utilities included in condo fee, safe secure, and get offers almost weekly inquiring if I want to sell. Before I bought my home, I lived in a garden apartment where I raised my kids through high school. The rent included all utilities, own washer/dryer/dishwasher. Walkout patio with huge playground and picnic area. It was wonderful and gave such freedom. (1970-1994). The house was a nightmare, always having something to fix, taxes, neighborhood council, shoveling snow, cutting grass...
Able to save lots of money now once we sold.
Be your own guide, don't be brainwashed by standards others set. But if it's dream...go for it! Good luck.
PyaarRevolution
(814 posts)I consider it treading water while someone is trying to push your head down and drown you. You do remind me something, I wish there was a not-for-profit real estate company. THAT would help make things a lot more affordable for people to own homes.
However, another problem we have in regards to homes however is that they're no longer built for storage. They're so lazily made and they don't take into account the concept of open vs. closed space, or rather active vs. inactive space. IF we had more small houses that had a lot of inactive or closed space built into it, many people would be willing to buy smaller houses and they could afford them and they would likely be happy(imo).
The thing we, as human beings, don't tend to understand is that there is no type A or B organizational personality(imo), there is one with varying tendencies towards one or the other. The truth is chaos is intrinsic to the human being, it's a coping method towards change, to keep us from emotional breakdown. Some tend to overcompensate to combat this in-borne chaos(type A) while others slump into letting it overtake us more than we should(type B). I'm more guilty of the latter. This all being said, if you tightly control the active space, letting a LITTLE chaos seep through I believe you will be inherently more relaxed. I'm not talking about a big mess desk, rather a few things out of place. Keep in mind these are all my opinions in organization, coming from being a Daoist partially.
Jitter65
(3,089 posts)PyaarRevolution
(814 posts)Having someone else getting rich off of me having a sheltered space. I guess I see it no differently than medical care really.
mythology
(9,527 posts)Sure someone else does the shoveling or the fixing, but you're paying the landlord to pay people to do that.
And you're not building equity for yourself.
anotherproletariat
(1,446 posts)I'm still a college student, but my older brother is your age, and just finished his residency in urology. He accrued about $70K of loan debt getting through college and med school, but just joined a partnership in a practice where he is guaranteed a very generous income (well into the six figures), and so doesn't see paying off his debt as a major problem. He pretty much gave up his 20s in school and training, but his future looks very bright. We did not grow up wealthy, but we are not poor either. Our parents didn't own a home until their mid-30s. So, depending on your path, it is still possible to succeed these days.
I have several cousins who are doing well in allied health fields and engineering. There are certainly good jobs out there, we just need to point young people in the direction of these fields, and provide education enabling those who desire advanced education the ability to achieve it.
Sunlei
(22,651 posts)with Obama, "Office of the President"
https://www.usajobs.gov/Search/?Keyword=Illustrator&Location=&homeRadPublic=public&search=Search&AutoCompleteSelected=False&CanSeekStatusJobs=False
greymattermom
(5,754 posts)most of them have over 400 applicants. Try searching on a site that gives you that information.
Sunlei
(22,651 posts)If you have another website for job search then share the link with the OP.
hamsterjill
(15,222 posts)I'm not trying to diminish the intent of your post. I understand, I believe, what you are trying to say. But I think you must also be realistic about your expectations.
I have a 32 year old daughter, so I'm probably about the same age as your parents. I was a divorced mother taking care of a small child. I had to scrimp and save and push and demand as much as I could get at my job. I was lucky in that I always had a job, but I didn't make all that much. Just enough to pay the bills. I couldn't afford to buy a home, and in fact, didn't buy one until 5 years ago. It was never a big deal to me. I had an old vehicle that constantly broke down, and I can remember sitting at the kitchen table many, many nights after my daughter was in bed, trying to figure out which bills to pay and which to try to hold off paying.
Be thankful (which I believe you are) that your parents helped you get a start. Be flexible as to employment and be assertive. This county still IS the land of opportunity, but you have to work your ass off to find that opportunity. I applaud your idealism, but get real, too.
Lydia Leftcoast
(48,217 posts)I spent the 1970s in graduate school, and I came out with my degree during the Reagan recession, which meant that I had to patch together a living as an adjunct during the school year and a clerical and industrial temp for three years until a full-time job (but year-to-year) opened up in my field. After two years of insecurity, I got a tenure track job and was denied tenure.
That was when I went free-lance, and it has not been easy. I have made as little as $50 a month and as much as $8000 (once), but I have been below the median household income for the past few years.
There are many of us 1940s and 1950s types who never had a chance to be smug fat cats. We did have it easier as young people. I went through graduate school on fellowships that no longer exist. But a lot of my peers have been thrown on the scrap heap at age 50 or so and foresee only struggles from here on out.
You have more in common with that set of boomers than you know. Don't assume that just because your parents lived the affluent life that all of us did.
Ferd Berfel
(3,687 posts)Ignore the right wing assholes. Stay on it!
Arugula Latte
(50,566 posts)I don't know that it's fair to the babies to bring them into a melting world.
My kids are older teens and the joys of my life, but I don't know if I had to decide about it at this point if I'd go ahead with it. I feel terrible for them sometimes, knowing how dire the future is looking.
Bernie is the only candidate who actually cares about the lifeforms on this planet. Hillary only cares about pleasing her corporate CEO base.
mmonk
(52,589 posts)MineralMan
(146,317 posts)I hit my thirties. I'm a freelancer, too, and have been since 1974. There were some lean years and some very good ones. Freelancing, whether you're a writer or an artist is a very iffy way to make a living, really. I supplemented it with several small businesses that were unrelated to my main profession. It wasn't until my mid-30s that I actually did OK, income-wise.
My advice: Don't fix on a single way of earning money. Diversify yourself and find out what's possible for you. Try some new things, and extend your skill set in as many ways as you can. You've chosen a pretty narrow, specialized career. If it's not working for you, branch out by extending what you do beyond what you are currently doing.
Finally, who is elected President in 2016 will have zero impact on your earning potential. You're out of the main track. You're the only one who will affect your income. It's called freelancing. It's a very, very tough way to go. I'm still doing it, at age 70. You make your choices and you may or may not succeed as you hoped. It's not the President, truly.
Unsolicited advice, yes, but you opened the discussion.
Runningdawg
(4,520 posts)if you think you will never get a chance at home ownership. I felt that way at your age and then by complete accident I heard of a local program that was only for a first time homeowner who was willing to move to an "up and coming neighborhood". Qualifying was easy, the down payment was only 5% and the interest rate was low.
Yeah I got the OMG you are going to live THERE are you??? Yes, damn it, I am going to live there.
See the thing that made it work was the fact that most of the people in that neighborhood got the same deal I got and come hell or high water we were determined to make it work. Not just work, flourish. I paid 28K for a 2 bed 1 bath classic Sears bungalow in 1999. The work I did was all cosmetic and I would estimate I spent 5K. I sold it for 78K in 2010.
There are still programs like that out there, contact a bank or a few real estate agencies and ask, you might be surprised.
My husband I were house hunting recently. No matter how many times we stressed our budget of 85K realtor after realtor told us we were being unrealistic. We were never going to find something in our price range. One lady tried her best to sell us on a money pit with a price tag of 129K. We walked away and she actually called us stupid.
We got a new realtor, one that lived in the neighborhood we wanted to live in. It took her 2 weeks. We now live in a 3br, 2 bath home with wood floors, high ceilings, beautiful tile, bathrooms and kitchen. We have a large fenced yard beautifully landscaped and with plenty of room left over for a large garden. The asking price was 57K but our realtor told us there were 4 other contracts on the house. We made an offer of 59K in cash and closed in 2 weeks. The cash came from the money I invested from the sale of the first house. We have lived here one year. The county just accessed our property at 70K. A home one block over just sold for 225K.
Don't give up!!! It CAN happen for you too, if you take the time to research real estate in your area and are willing to make some compromises.
we can do it
(12,189 posts)There are programs to help lower income persons buy with 1% out of pocket (OHFA in Ohio for example)- Don't give up - there are a lot of resources available to help.
onecaliberal
(32,863 posts)The Midway Rebel
(2,191 posts)Plus over 100k in student loan debt. Feel the burn.
Hoyt
(54,770 posts)I think we have too many people to expect every generation to do better than the previous one. I also think, the best way forward -- even if we wise up and figure out a way to ensure a basic income -- is to work hard to make/help the rest of the world progress. Yeah, I know, that makes me a TPP supporter, etc. But I'm fine with corporations making money -- as long as it's ethical, considers the environment and human rights, and advances society. Let them do well, then tax the living hell out of them to fund things people need. That means government should participate more in how corporations operate to make sure what they do is socially desirable, here and abroad. Otherwise, I really do not believe things are going to get better for young people. Eventually that will impact everyone, even old folks like me who will probably have to work full or part-time until I just can't.
And seriously, I did not even have a chance at a house until I was almost 50. I suspect it will have to go when I can't work a substantial number of hours, but not there yet.
Good luck. Enjoy your youth.
PyaarRevolution
(814 posts)A FAIR Trade agreement will but the TPP as well as TTIP is designed to destroy strong labor safety standards and environmental standards as well. To make medicines more expensive for those who have Cancer and other diseases so drug companies can make a bundle. I think that it even extends copyright in other countries as well.
Hoyt
(54,770 posts)without what you fear. Countries just keep lining up hoping for foreign investment that brings jobs and tax revenues, which brings progress.
Drugs are a concern. However, if drug makers decide to increase prices in countries that simply can't afford, the drugs won't be sold there, and the drug manufacturer will lose revenue. Right now, drug manufacturers sell drugs in poor countries at much lower prices than here, England, etc., because it's the only way to sell them. I think that will continue. And, as I said, tax the hell out of them.
As to copyrights -- so some animator here in the USA gets a few extra years before India can take his intellectual property? What exactly is wrong with that?
PyaarRevolution
(814 posts)Mickey Mouse was going to fall into the Public Domain a few years after Sonny Bono passed that law that extended copyright to 120 years after the creator's life in terms of that body of work.
Imagine if Mickey was Public Domain now and what some people could do with their vision of Mickey, that might springboard them into creating their own artistic creations and being very successful.
I mean look at Shakespeare and what people have done with his work since it's in Public Domain, it's allowed a whole new generation to see the accessibility of his work with "10 Things I Hate About You", "Richard 3" with Ian McKellen, "Hamlet" with Ethan Hawke, "Romeo and Juliet" with Leonardo DiCaprio, etc.
Extending copyright is about moving it into perpetuity where everything some artist has created becomes permanently owned by a Corporation. There's a reason why Max Keiser says we're moving into "Digital Feudalism" and Feudalism doesn't WORK, it's a failed, reprehensible, economic system that stifles innovation, endorses laziness and generally makes things insufferable except for the top 10th of 1%. We know these people, they're called rentiers and they're parasites on society. They're the described "idle rich".
Man, Joe Madison, you were right about what Harriet Tubman said.
Hoyt
(54,770 posts)Drugs, do and should, have a much shorter period.
It might be reasonable to set the rate for the rights to some relatively small amount. For instance, as I understand it, I can record and sell a song as long as I pay the few pennies per song that are required under copy right laws. Just don't have a problem with that.
I wonder what our animator in the OP thinks, or Prince and a host of the other artists, writers, inventors, etc.
PyaarRevolution
(814 posts)Your lack of objection suggests that you think it would be ok if I had to pay a corporation every time I used Beethoven, Mozart, adapted Shakespeare, Voltaire, etc. You don't find that absurd?!
I don't think their children, grandchildren, corporations, etc. have the right to make money off their works in perpetuity.
Hoyt
(54,770 posts)longer than the copyright period.
Your philosophy seems to be that people who create a wondrous work of art don't deserve to reap financial benefits when other people listen, read, enjoy, etc., it.
I have no problem paying the Woody Guthrie Foundation -- a corporation, by the way -- a few pennies to buy a recording of Deportee or Pretty Boy Floyd and listen to it as long or as many times as I care to for those few pennies. If it's that good, it's worth it to be preserved. If it's not good, we won't listen even if it's for free.
PyaarRevolution
(814 posts)I'm talking about using the symphony that was composed(on paper as Beethoven penned it) and recording it from someone I hire or doing it myself for a movie and not having to pay the royalty for the composition as penned by Beethoven.
What I'm saying is that these people want to set things up to where you will have to pay for that composition forever. With Mickey Mouse I'm talking about someone possibly using Walt's design and creating a background that takes it in a whole new direction or even someone doing their own take on Mickey designwise. As long as Disney has the rights that will NOT be allowed and inspiration is as much of an environmental factor as oneself. No man is an island in regards to creativity and therefore when that man has been justly re compensated for what their creation has generated within' their lifetime and a short time beyond, for their kids, it should go back to the society that helped foster it's creation by environmental factors.
Hoyt
(54,770 posts)PyaarRevolution
(814 posts)As being allowed to go to Public Domain. NO creation should be owned in perpetuity by ANY later progeny/individual or Corporation.
I'm just ASTOUNDED you think this is acceptable, I think I'm going to be sick.
I feel like I'm arguing with a person who accepts the same logic of the Supreme Court ruling on Imminent Domain in Delaware or Maryland which essentially found that any increase in tax revenue can justify it. Therefore if I own a house but you want to place a condo there and it generates more tax revenue then they can seize it. Yes the corporation argued it was blighted but that area was definitely up for debate from what I heard. Sad that Scalia and Thomas were the only ones who respected the private property rights and disagreed with the Liberals on the court and Alito.
Hoyt
(54,770 posts)with you having to pay a small royalty if you use someone's work for your own profit. Fact is, you can pick up a guitar and play anyone's song for you own pleasure without paying a royalty -- it's when you profit from it that you gotta pay a royalty. Doesn't bother me a bit.
If that makes you sick, sorry.
PyaarRevolution
(814 posts)It's the idea of this being done in perpetuity(forever) when the creator is long dead. I find that absurd and completely illogical.
Hoyt
(54,770 posts)to build a purple home for an orphanage. The investor would not pay very much because Prince might die. So the orphanage gets scaled back to some beat up trailers. Would that make you feel better?
beachbum bob
(10,437 posts)Animation....graphic design.....illustration are not areas of great opportunity.... Perhaps 30yrs ago..
PyaarRevolution
(814 posts)Why is the OP foolish? They should take a career where they can make a ton of money at even if they're miserable? Yes, never mind the fact that the job they have passion about might make them happier then by extension their happiness will effect the society they live around in a positive fashion. That might have all sorts of a positive effect around unseen.
It's amazing what a detrimental path can do to society as a whole. Look at the CIA or FBI and the instances of alcoholism they have, because they don't LIKE what they have to do at their jobs, likely a lot of work under corporations.
MirrorAshes
(1,262 posts)I'm a 35 y/o with an English degree facing many of the same problems. Sure wish there would have been a clearer list of "good decisions" when I chose my major. Silly me pursuing the things I'm good at.
I'm even a Hillary supporter, but I feel this guy's pain, and he doesn't need to be insulted on top of everything else for the perfectly reasonable life choices he's made.
beachbum bob
(10,437 posts)was perhaps not a good one for me financially... I didn't see that...I have kids who haven't made good life choices either...I tell them never too late to change course...but it's not a financial issue I'm paying for...I found a way to go to college at age 38...I found a way to pay for it...never had second thoughts either...
MirrorAshes
(1,262 posts)His field is very competitive and very high tech. He likely had to work very hard to be able to,do what he does, and that used to mean something in this country. That kind of work was something to be really proud of, the kind of thing fathers dreamed of sending their sons to college for.
Quit blaming him and look at the erosion of our society when those goals--higher education and a tech industry job--become "bad decisions"
beachbum bob
(10,437 posts)But fault of society... not that I made bad or unwise career choices...that limited income potential....seems like a hefty sense of entitlement I'm hearing...
MirrorAshes
(1,262 posts)You are surely trolling or simply have lost all touch with the ideals of this country if being upset by the notion of pursuing your dreams, getting a good education and a job you're good at, yet still not being able to "make it" in this country is entitlement. That is the American Dream. We may not be entitled to it, but if it is no longer attainable with all of that behind it, there is a problem. Your inability to see that is baffling, but hey, keep blaming the damn millenials I guess.
1939
(1,683 posts)It is just not (and has never been) guaranteed that you will achieve that dream. You and your buds might dream of being the Rolling Stones, but you may never be more than a garage band that takes gigs for free drinks at Thelma's Tavern. You could be the Rolling Stones, but getting there is nit guaranteed.
Me, I always wanted to be a famous baseball pitcher. That was my passion (still is at age 77), but the fact that I didn't have enough talent to make my high school team forced me to look at alternate career opportunities (though I still fantasize about winning game 7 of the World Series).
My career should have hit its peak in 1967 winning maybe 25 games that year. Instead, I was slogging through mud trying to build roads in Vietnam with an Engineer unit.
SalviaBlue
(2,917 posts)You can be anything you want if you work hard enough. (pull yourself up by your bootstraps)
Apprenticeship! (work for free)
Do what your dad did (you know, because nothing has changed economically in 30 years)
Politicians cant help you (in other words, government is the problem
thanks for the meme, Ronnie)
Work more jobs (uniquely American, by the way)
Move (I hear you can get a good deal in Flint)
There are lots of ads for jobs on the internet (you must not be trying hard enough)
I did it (whats wrong with you)
You should have picked a more lucrative career (like a doctor or a lawyer or a hedgefund manager)
Personally, I think you are right about the current situation... It sucks for a lot of people-- young and old. All of the above right wing answers are wrong for most people. Its time to try something that has proven to work. A new New Deal is what we need.
PyaarRevolution
(814 posts)Do you know of any places that would teach me the skills of learning how to make a Boken and Korean Halberd?
Recursion
(56,582 posts)I know of several blacksmithing apprenticeships, though they may not be in your area.
PyaarRevolution
(814 posts)It would be nice to know how to make it and also learn how to use it, though I don't know what Martial Art uses it off the top of my head.
I'm kinda considering going back over to Japan and requesting to learn how to make the Ainu coat as well and then coming back over here and making them, if I can import the tree.
smirkymonkey
(63,221 posts)I definitely have sympathy for the OP. I am a little bit older than him/her, but I am certainly downwardly mobile compared to my parents and those of their generation and I am very well educated and experienced. However between student debt and living paycheck to paycheck, I fear I will never have any financial security either.
People can be so self-righteous. Sure, some people don't always make the wisest choices when they are younger, but the bottom line is that the government and corporate america are squeezing every last drop of hope out of us and it's getting harder and harder to stay afloat.
SalviaBlue
(2,917 posts)but then spout these right wing memes.
laundry_queen
(8,646 posts)JFC I was wondering WTF was going on here.
Avalon Sparks
(2,566 posts)I was thinking the same thing.
They drank the third wave kool-aid
PersonNumber503602
(1,134 posts)In fact, don't most apprenticeships pay? Say unlike internships which may not be paid, but offer credits or whatever?If anything, we need more solid apprenticeship programs in this country.
lumberjack_jeff
(33,224 posts)Very few people over 40 understand the bait and switch that's been pulled on young people. They've been sold the idea by people we're supposed to trust that education is everything, and that a $100k student loan is a smart idea because there are *totally* jobs in your whatever studies major.
SalviaBlue
(2,917 posts)then it must be people who have been indoctrinated to believe the rightwing talking points due to repetition and the lack of liberal counter arguments.
dionysus
(26,467 posts)you start out in a skilled trade like electrician or pipefitter, but it's most definitely paid work! internships are mostly unpaid, from what I've read.
SalviaBlue
(2,917 posts)nadinbrzezinski
(154,021 posts)Pull yourself by bootstraps, what you are describing is exactly what is happening even some medical specialties are nt safe anymore (radiography comes to mind). But they will be smug.
This is why this is just one more sign post
Oh and even though I have been fighting this shit, as a person older than you, I am sorry many are still comfortable and don't get it.
PyaarRevolution
(814 posts)That are smart and work but the question is can I find a place that will have agreeable terms for me, where I own the words. That press.com/ shop or whatever it is doesn't allow you to own what you have created.
nadinbrzezinski
(154,021 posts)And copyright is something many in your generation and mine don't get either
PyaarRevolution
(814 posts)water. Not saying anything more though as I want to be the one to sell it and make money from it.
taught_me_patience
(5,477 posts)Radiologists are some of the highest paid specialists in the medical field. Average starting pay is 350k and average pay is 400-500k.
nadinbrzezinski
(154,021 posts)Abroad to interpret studies. Perhaps you have heard of the Internet? Yes, some are still n staff but doctors have lost their positions.
taught_me_patience
(5,477 posts)Hospitals contract outside radiology firms to read exams, (often offsite) but the radiologists are all based here in the United States.
nadinbrzezinski
(154,021 posts)taught_me_patience
(5,477 posts)Hospitals are "outsourcing" radiology services to tele-rad, but I guarantee you that it is being read only by radiologists licensed in the United States. The author is confusing "outsourcing" to a contracted company to "outsourcing" to India. I work for the largest on-site hospital based radiology practice in the US. I know what I'm talking about on this one.
MirrorAshes
(1,262 posts)35 y/o with a near worthless English degree. Here's the thing, though--Bernie isn't gonna fix all of these problems. These are institutional blockades that will take people like us rooting out the problems from the ground up. Do not put all your hope in any one politician. Identify the things that need to change, and work for those purposes.
Hillary seems a lot less appealing to a lot of people, but IMO she'll also (ironically) get a lot more done for the same people.
PyaarRevolution
(814 posts)I'm curious. I love an editor that doesn't rely on spellcheck and is anal as all get out on grammar. There aren't enough of those at major papers anymore.
MirrorAshes
(1,262 posts)publications, online especially, are always transforming and rebranding and I spend most of my time doing freelance work. That said, editing is the skill I tend to fall back on the most. Whenever I apply for any job in the industry I stress my editing skills because they are highly undervalued. If I could just land something that would stay around for more than a year I'll be in a much happier position
It's the uncertainty that keeps me awake, but I know I still have it a lot better than many people.
PyaarRevolution
(814 posts)If I get my act together I will contact you. Right now I need to take a "Creative writing" class or something to help get me into that mode. I write rhyme, am an emcee and creating a long or even short story comes across as a bit of a challenge for me.
Dem2
(8,168 posts)But I'm spending a ton of money to send my oldest to school for a similar career (illustration, animation) and we've joked from the beginning that she'll never make any money.
DFab420
(2,466 posts)I wish someone had told me my summer jobs slinging coffee and pizzas were great for character building but shit for networking.
If she can work for free for a year or two while still in school it will give her invaluable inroads. Also look into going to a conference in the area, you two could go together if she's local they are pretty interesting. Just have her print out some cards with her info on it and start shaking hands now!
If you can afford it she should check out Siggraph. It's like E3 for graphics and animation, I wish I had gone in college when I could get student rates. It's pretty amazing.
She does have an aunt who's in the business and has given her a few ideas and an odd job here and there, but she really needs to be doing things on her own. I will share these ideas with her. I'm sure she'll wrinkle her face at me, but I can hope it sinks in later.
Throd
(7,208 posts)I'm doing design in 2D only and I am barely able to keep up with the workload. 55 hour weeks are the norm.
Godhumor
(6,437 posts)politicaljunkie41910
(3,335 posts)The only reason I am saying this is because I took a look at many of the other responses, the vast majority of which were kind and empathetic. But you seemed to respond with a bunch of excuses for your situation.
I have three kids ages 34, 31, and 27. They all have a college degree and jobs. My youngest couldn't find a job in his field when he graduated from college with a Master's degree in Public Administration, so he got a job at the university he had attended as a Student Academic Advisor. It was a contracted position for one year, subject to renewal annually. This particular university uses contract positions how many of their positions so they don't have to lay people off, they can just not renew their contract should budget problems arise. Well after two years and receiving great performance reviews, he received notice that his contract would not be renewed and he lost his job in February of last year. Quite coincidently, his replacement was the daughter of another university employee. My son is black, well spoken, and a hard worker. He knew how had the job market was when he received his Bachelor's degree which is why he continued on in school and obtained his Master's degree. The day he was told that his contract would not be renewed, he decided to get his real estate license and go to work for himself. He had some savings which paid for his real estate training and his licensing fees and other fees (which were many) and his rent.
He had completed the licensing course in a week and was working within two weeks. He sold his first house within the first month, and two houses the following month. I told him to save his money because he could not expect what happened those first two months to be the norm. His broker told him he could earn extra money by showing rental houses that his Broker listed earning a commission for each house rented. He only earned money if he rented one of the properties that he was showing. He also sold two more houses in the coming two months. He then hit a period of almost 5 months without selling another house, but continued to show rentals and it allowed him to establish his own working hours and build a network of clientele through his church. He's not a mogul yet but he says that he knows that he will always have a job, and he's on his way.
I say this only because there are jobs out there if you want to work. It might not be your dream job, but it can pay the bills in the interim. My son never really considered a job in real estate until he was laid off. It was a job he could get into with minimal training and he took it and ran with it. He didn't sit around saying poor me. I don't have a job, I'll never be able to buy a house. Quite the contrary. He's now talking about getting his broker's license, so he can have his own office.
MFM008
(19,816 posts)But at 57, ill be lucky to have a concrete pipe to retire to.
Hillary Rodham Clinton has nothing to do with those circumstances,
Mr. Sanders cannot stop it either.
No one laughs at idealism, I used to have it. Its been replaced by realism.
I was lucky, I used Pell Grants to get a degree.
The politicians that are the problem are on the other side of the aisle.
NorthCarolina
(11,197 posts)Anyone you must be pushed and coerced to vote for is absolutely someone who is not WORTH voting for. That's when your vote is a waste.
PowerToThePeople
(9,610 posts)Bernie knows what is going on. He is the only one looking after the average American. He is the only candidate who has earned my vote.
TransitJohn
(6,932 posts)This 44 year old Gen Xer is right there with you.
Coventina
(27,121 posts)I'm also Gen-X and I also have had much the same life story as the OP.
Throd
(7,208 posts)Which attitude will yield the best results in 20 years?
TransitJohn
(6,932 posts)I'm humanistic, that way. YMMV.
La Lioness Priyanka
(53,866 posts)i do think that your candidate is not going to win, and while that sucks for you (i was on the receiving end of that suckage in 08, so i am saying this emphatically not in gloating), that doesn't mean you wasted your vote.
it's a primary, some times your guy wins, sometimes your guy loses.
the only thing i am genuinely against is this voter fraud nonsense meme, because there is no truth to that. she won, because more people voted for her. That doesn't invalidate your vote. It also doesn't invalidate the votes of people who voted for the other person.
(also, i am completely against people blaming you for your economic situation. the places the jobs are in are the places that are hardest to find affordable rent in. this is why i supported bill de blasio in the NY primary.)
RedCappedBandit
(5,514 posts)PowerToThePeople
(9,610 posts)DFab420
(2,466 posts)I would say you are pretty spot on.
PowerToThePeople
(9,610 posts)when their heads are on pikes lining wall street, they may not be so smug.
IronLionZion
(45,452 posts)On Tue Apr 26, 2016, 08:56 PM an alert was sent on the following post:
Some day soon
http://www.democraticunderground.com/?com=view_post&forum=1251&pid=1842127
REASON FOR ALERT
This post is disruptive, hurtful, rude, insensitive, over-the-top, or otherwise inappropriate.
ALERTER'S COMMENTS
This is pretty outrageous.
You served on a randomly-selected Jury of DU members which reviewed this post. The review was completed at Tue Apr 26, 2016, 08:59 PM, and the Jury voted 3-4 to LEAVE IT.
Juror #1 voted to HIDE IT
Explanation: Tone it down, people! Sheesh.
Juror #2 voted to LEAVE IT ALONE
Explanation: Alerter is up past their bedtime
Juror #3 voted to LEAVE IT ALONE
Explanation: No explanation given
Juror #4 voted to HIDE IT
Explanation: No explanation given
Juror #5 voted to LEAVE IT ALONE
Explanation: No explanation given
Juror #6 voted to HIDE IT
Explanation: threatening, over the top, rude...
Hide it
Juror #7 voted to LEAVE IT ALONE
Explanation: I've seen way worse
Thank you very much for participating in our Jury system, and we hope you will be able to participate again in the future.
Hydra
(14,459 posts)Ayn Rand love fest...and as we know, Ayn Rand was subsidized, and I suspect many of the bootstrappers have conveniently "forgotten" help that they received that allowed them to succeed.
Irony, and a strange looking glass on our party.
LiberalElite
(14,691 posts)jaceaf
(89 posts)I am a lesbian woman of color. My parents never got more than a third grade education and they never quite managed to learn English. I was an illegal immigrant and learned English at the age of 11.
I am a homeowner, formerly in LA County. I sold my home and now own a home in Orange County (gonna turn this place blue).
What is your excuse? Honestly, I don't get this post.
Hissyspit
(45,788 posts)Yes, you don't get this post.
RandySF
(58,900 posts)Fresh_Start
(11,330 posts)seen in the last recession (over 10%).
Mortgage rates were 18%.
I had student loans.
My family was never middle class.
We were immigrants.
My single mom had a grade school education.
English was not our first language, though I learned English in primary school.
There is lots of sacrifice involved but things get better.
You have to believe in yourself.
You have to keep trying.
I've learned to DIY for many things.
And those that I didn't learn, my husband did.
You can do it.
In my case, we are doing better than our parents, but that is because both of our parents were single moms.
wildeyed
(11,243 posts)Your dad got a corporate degree and made corporate money. Now it might be that he just LOVES business, but most people I know who made a choice like that did it for the finacial security, not for love.
You went into a creative field with much less promise of finacial gain, and now you are mad that you don't make as much as your dad did? You chose love and passion, but you also chose risk. Go get a safe degree if you want the security. Either that or start your own business, becuase you need to be entrepenuerial if you want to make it in these quirky professions.
Demsrule86
(68,586 posts)We scrimped and saved for years. We lived in Matamoras PA and hubs commuted to Tarrytown New York. I had to quit my teaching job to care for my son who was born with VSD...hole in the heart. He recovered thank God...I used to think my folks had it so easy...but you know every generation has their challenges. Don't give up. If you want the Boston area that is for sure pricey...but nearby Connecticut is not that much money and there are many houses that need fixing up. We have bought houses and fixed them up our entire life. Don't give up.
LuvLoogie
(7,011 posts)Demsrule86
(68,586 posts)My son just got a house at 25...we live in Ohio where houses are quite cheap...between Warren and Youngstown...he is in Austintown. He lucked out and went to work for GM...auto's provide a decent living so far.
VOX
(22,976 posts)Only because my mom passed away and left a little something, and I got married again.
Otherwise, I'd still be sitting in a 1-bedroom apartment, paying an outrageous rent.
Hardly a wealthy boomer!
Barack_America
(28,876 posts)Don't worry so much about what you don't have, or how you measure up to your parents.
Fact: they had it so much easier than us, but truly, their influence is waning. I've got about a decade on you, and I can definitely feel the shift in my career.
Consume less, save more, keep trying...and just wait.
IronLionZion
(45,452 posts)not many people know what it's like to drive 120 miles, 4 hours each day and be the only US citizen in their workplace. I do. I can't move or rent it out.
But the worst part of my life is not the commute or being repeatedly told that being a natural born US citizen doesn't make me "American". It's the jealous assholes who hate on me for owning a condo and car, and claim that I chose to live in the wrong city in the wrong state because I'm just too stupid to live like the bicycle riding white hippies who don't know their own privilege. And that's after they've found out I've moved all around America every few months and lived in extended stay hotels and cheap roach infested crime infested moldy apartments where nobody in the entire complex is white.
Very recently someone used the word "uppity" to describe my education. There is a strong undercurrent of anti-education to go with the anti-minority/immigrant sentiment fueling Trump's supporters. These people are scary when they talk about putting X people in their place to teach them a lesson.
I try not to complain. My grandparents immigrated to America as doctors for Medicare/Medicaid but motherfuckers live to pretend that I'm the immigrant because it helps them rationalize their hatred and resentment for the undeserving getting stuff like jobs, health care, and home ownership which should be reserved for a better class of people than me.
If you really want to own a home, have you signed up for the wait list for affordable income restricted homes? It's a narrow window to qualify and afford the payments, but I think you need some time with a steady income first before they'll sell it to you. Also look into liberal/hippie co-ops where the people are like-minded and will approve certain types of people to own homes there. Mortgage rates are still low for now and some localities have first time home buyer incentives. America's federal tax policy is heavily biased in favor of home ownership by the way, so even if you bite off slightly more than you can chew at first you can get some good deductions at tax time. The more rural ones are very affordable if you can find work there.
And like any realtor will tell you, home ownership will force you to save and budget responsibly, even if it's painful. I know this because after I bought it, the very next week I was let go from my job.
I'm voting for Bernie, because I want more people to have more choices and opportunities to afford the American dream.
LuvLoogie
(7,011 posts)Silver_Witch
(1,820 posts)I feel for you.
BreakfastClub
(765 posts)Yupster
(14,308 posts)I've had about four different lives. Each completely different.
I ended up in a career I never would have dreamed of and did very well.
Of course that was the third career I tried.
Jester Messiah
(4,711 posts)Truly I am. The waste isn't your vote, it's this whole damned contest.
Norrin Radd
(4,959 posts)been able to afford a car. Still living in a tiny moldy apartment with appliances that haven't worked in years.
artislife
(9,497 posts)and the H supporters sound like republicans for the most part. I dare you all to look and see this.
Pretty telling.
dana_b
(11,546 posts)The good thing is that it's a great place to find those who need to be on ignore.
artislife
(9,497 posts)It is, indeed.
dionysus
(26,467 posts)PersonNumber503602
(1,134 posts)You're still fairly young (slightly younger than me) and you can't say for sure what will happen. While things can suck and seem impossible at times, you never know what kind of opportunities you might come across and/or make happen.
Fumesucker
(45,851 posts)treestar
(82,383 posts)Why are you making that a thing? We are all in this economy.
forjusticethunders
(1,151 posts)It went from "Work reasonably hard and you'll get a solid stable existence for you and yours" to "Work hard and go to college and you'll be financially stable" to "Work hard, go to college, pick the right major from a rapidly shrinking pool of right majors, maybe do 2 more years of post grad and you MIGHT escape flipping burgers or being a temp monkey or having to do both at once".
A lot of the anger and frustration comes from the fact that the goalposts for just living in America are perpetually shifting, and instead of trying to change the socioeconomic conditions that have caused this issue, the tendency is to blame the victims for not being able to keep up with a perpetually accelerating treadmill.
The choice between "MBA" and "Animation" shouldn't be a difference between a comfortable existence and a barely survivable existence.
My Good Babushka
(2,710 posts)I had my first house and was pregnant with my first child before I was thirty. Then when Lehman Brothers collapsed, and the recession hit, we lost that house, and I was homeless with two little ones. You never know how far you will fall, or how hard you can work, or how far you can bounce back. Due to our government-exacerbated cycles of boom and bust, you will find out, I'm sorry to say.
Now I have another house and it's paid off, no mortgage. It was quite a clawing, scraping, fighting journey back up, though, and we had some luck.
I think of when my grandparents were working, my grandfather, the son of an immigrant, in the steel mill, they couldn't have imagined the prosperity they would have in their later years, and maybe the same will be true for us. There may be a new wave of socialism that restores labor to it's seat at the table of governance, and new prosperity, too.
CanonRay
(14,104 posts)let the young people work their asses off.
yodermon
(6,143 posts)They make it personal (about themselves) and/or personal (about your situation) and then give step by step examples of how "see, it's not so bad".
You can always find examples of folks overcoming adversity to "make it". That's the American Dream. But these instances are noteworthy because they are the exceptions. More and more people are falling behind and don't have the resources (internal or external) to move forward. The point of being a Democrat is to make the playing field more level, not sanctimoniously point out how "I" overcame that unfair playing field, and "you" can too.
And it's getting worse: Here is just one metric:
Working harder & hard, and getting paid the same.
And the student loans graduates are saddled with nowadays, yikes.
And for the record, I have a six figure income, a house, 2 cars, 2 kids an a nice 401k. So I "got mine" which has precisely fuck-all to do with this. Holding that over your head is a RIGHT-WING framing.
"Democratic Underground", what the fuck ever.
DFab420
(2,466 posts)dionysus
(26,467 posts)basically brag about themselves... are full of shit.
best of luck to you, you sound like a good person. things will get better, just hang in there!
dana_b
(11,546 posts)will ever have. many of them did have a free college education. Many had one parent who could support the entire family. And they weren't worried as much about retirement, buying a house, etc. They did have it financially easier (in general - of course there are exceptions) than you or I ever did/will.
People who laugh at us are just not good people. They got theirs and couldn't give a shit about you. Ignore them - literally.
Todays_Illusion
(1,209 posts)class are being squeezed out of home ownership by both wage suppression and lending practices.
We are suppose to go along with this as deserved since they have successfully and falsely blamed the world wide economic disaster as being caused by loans to working class people.
A whopper so gigantic I still don't believe so many fell for it.
dionysus
(26,467 posts)family and own a home on a single income and HS diploma, so long as you put in an honest days work... my how that has changed...
Ms. Yertle
(466 posts)What did you expect?
Your dad chose a field in which there was a fairly assured path to financial success. Even today, young people who go into fields like engineering, medicine, accounting, etc. can pretty much expect to have a lifestyle based on a fairly lucrative income.
Graphic arts, not so much.
You were more fortunate than most, in that you didn't have debt for your undergrad degree, thanks to the choices your parents made.
It sounds like you followed your dream, but thought it would bring you financial success as well as personal satisfaction. That doesn't always happen. The choice is, and always has been: What is more important, personal satisfaction, or paying the bills?