The time for campaigning is over. What have we learned from Romney?

We have learned that his entire business career has consisted of tax schemes that range for borderline unethical to clear-cut abusive tax shelters. He will not display the customary number of tax returns. In the end he only fully disclosed one year, 2010. He never did release the promised 2011 return. And there is every reason to believe the 2009 and earlier returns disclose major tax evasion.

We learned that his business career consisted mostly of destroying companies , raiding pension plans and outsourcing jobs by the thousands to China and elsewhere. And he had the audacity top try the cheap Jeep trick at the 11th hour. And that exploded in his face.

We learned that he has some kind of plan for a big tax cut, but he has never provided ANY specifics of either the cost or how he would pay for it. He's talked about it for a year and never provided a single detail.

We learned that he changes positions daily -- refusing to take a position on any issue. Worse than they, it has been months since he had a press conference or even answered any questions asked by reports covering the campaign. How can anybody support a man who changes positions so easily and will not even answer questions?

And now it is time for his closing argument. What is his closing argument? "It is time for a change" That's it? After 4 years of running, that's his best argument? That's all he can come up with?

Seriously, Mitt?