The point of banking reform is not just about the 2008 crisis. It's to cut down the power of banks.

Quibbling over which piece of legislation would have prevented the 2008 crisis totally misses the forest for the trees. The problem isn't just subprime loans, or just "shadow banking", it's the huge concentration of economic and political power that rests in the hands of so few people. And the ONLY thing that will remedy this is TO BREAK THEM UP. Which is what Bernie Sanders wants to do. And just like Teddy Roosevelt did with the oppressive trusts over 100 years ago.