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John Delaney goes after Bernie Sanders on MFA... (Original Post) brooklynite Jul 2019 OP
If Delaney gets on the debate stage with any MFAers he could do us oasis Jul 2019 #1
I would think the same place the Obama/Bidencare subsidies come from? Autumn Jul 2019 #2
I'm always amazed that it's ok for we the people to pay taxes that go to private insurance companies Nanjeanne Jul 2019 #14
Yet with MFA it's always "how is it going to be paid for?" or "we can't afford it". Autumn Jul 2019 #17
Because it has to be paid for, and those are not details to be brushed off ehrnst Jul 2019 #18
Subsidies cost money. Massive subsidies that Biden is promising cost even more. nt Autumn Jul 2019 #19
Um... so that's supposed to solve the problems and answer questions about Bernie's MFA plan ehrnst Jul 2019 #20
Couple things. HerbChestnut Jul 2019 #21
A couple of things. ehrnst Jul 2019 #22
Medicare pays only 80%. Medicare for All has to figure a way to close that gap. brush Jul 2019 #3
re: "Sanders never talks about the actual funding." thesquanderer Jul 2019 #4
Ok, but on the stump and in public he speaks in sound bites that don't explain... brush Jul 2019 #5
The problem is, 4+ pages on how to pay for it doesn't reduce to a soundbite. thesquanderer Jul 2019 #8
I am on Medicare leftieNanner Jul 2019 #6
I contributed to my medicare plan from age 16 til 65. comradebillyboy Jul 2019 #10
Yes, it is a lot of money leftieNanner Jul 2019 #12
I'm all for allowing younger people to buy into medicare. comradebillyboy Jul 2019 #13
Yes. A way to close that 20% gap AND fund coverage for the 290 million people.... George II Jul 2019 #7
And rightly so. comradebillyboy Jul 2019 #9
Why did he just single out Sanders when several candidates support MFA? FloridaBlues Jul 2019 #11
This message was self-deleted by its author Otto Lidenbrock Jul 2019 #15
KR! Cha Jul 2019 #16
7/30 CNN debate. Delaney will hopefully pry more details out of Bernie. nt oasis Jul 2019 #23
What does he think of Biden's massive subsidies that he's promising? Autumn Jul 2019 #24
John Delaney is on fire TSIAS Jul 2019 #25
 

oasis

(49,429 posts)
1. If Delaney gets on the debate stage with any MFAers he could do us
Wed Jul 17, 2019, 11:48 AM
Jul 2019

all a favor by insisting they explain where the trillion$ will come from.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

Autumn

(45,120 posts)
2. I would think the same place the Obama/Bidencare subsidies come from?
Wed Jul 17, 2019, 11:57 AM
Jul 2019
Joe Biden is proposing massive new subsidies to make health coverage through Obamacare's exchanges cheaper -- as well as a new "public option" that would allow people to buy into a program his campaign says would be similar to Medicare.


https://www.cnn.com/2019/07/15/politics/joe-biden-health-care-plan-obamacare-public-option/index.html
If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

Nanjeanne

(5,003 posts)
14. I'm always amazed that it's ok for we the people to pay taxes that go to private insurance companies
Wed Jul 17, 2019, 04:04 PM
Jul 2019

so they can then pay out incredible amounts of money to their CEOs and upper management and no one mentions that these subsidies are our money. I'd prefer the money went to healthcare and healthcare professionals in the form of taxes --- cause subsidies are taxes.

If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

Autumn

(45,120 posts)
17. Yet with MFA it's always "how is it going to be paid for?" or "we can't afford it".
Wed Jul 17, 2019, 07:07 PM
Jul 2019
If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

ehrnst

(32,640 posts)
18. Because it has to be paid for, and those are not details to be brushed off
Thu Jul 18, 2019, 04:26 PM
Jul 2019

with faulty math, an impossible timeline and claims that patient expericence will not suffer at all.

https://www.urban.org/research/publication/sanders-single-payer-health-care-plan-effect-national-health-expenditures-and-federal-and-private-spending

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

Autumn

(45,120 posts)
19. Subsidies cost money. Massive subsidies that Biden is promising cost even more. nt
Thu Jul 18, 2019, 04:29 PM
Jul 2019
If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

ehrnst

(32,640 posts)
20. Um... so that's supposed to solve the problems and answer questions about Bernie's MFA plan
Thu Jul 18, 2019, 04:34 PM
Jul 2019

financing?

Whataboutism?



Currently, Medicare is financed in large part by the vast majority of people who are paying into it not actually participating in it.


https://www.urban.org/research/publication/sanders-single-payer-health-care-plan-effect-national-health-expenditures-and-federal-and-private-spending

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

HerbChestnut

(3,649 posts)
21. Couple things.
Thu Jul 18, 2019, 11:34 PM
Jul 2019

1. M4A would be paid for by transitioning people from private insurance to public insurance. Instead of their money going to a private insurance company it would go into Medicare. Since M4A is likely going to be cheaper than our current healthcare system, this will save people money on a per month basis.

2. Referencing your quote, "Currently, Medicare is financed in large part by the vast majority of people who are paying into it not actually participating in it."

That is how insurance works even in the private sector. Groups of people pay into a pool which the insurance company then uses to pay doctors, hospitals, car mechanics, etc. The reason the insurance model works is because only a fraction of the people that pay into the pool actually use the benefits.

If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

ehrnst

(32,640 posts)
22. A couple of things.
Fri Jul 19, 2019, 09:41 AM
Jul 2019
M4A would be paid for by transitioning people from private insurance to public insurance


Actually, that's a huge oversimplifcation. The transition will cost money on top of medical care and before it can be delivered, and requires businesses to pay in as well - which has not been mapped to savings for them from their current subsidies. Did you read the actual bill? One of the reasons that Green Mountain Care was scuttled in VT was that it was going to raise taxes more than was tolerable, and out of state businesses were not going to be required to pay the fees that businesses large and small in VT were going to be required to. Trillions of dollars being redistributed will not happen quickly or without impact on health care, and not without consequences to delivery of health care.

Since M4A is likely going to be cheaper than our current healthcare system, this will save people money on a per month basis.


Again.. "likely" doesn't cut it. The CBO will score it, and they will take into account the other economic consequences of upending 17% of th GDP - which will include the full consequences that the MFA bill has not worked through - layoffs of people in insurance industries, supporting businesses, salary cuts, closing of rural hospitals that are currently kept afloat by higher private insurance payments, etc. Also, it's easier to keep costs down than it is to slash them. But while a single-payer system would undoubtedly produce efficiencies, it would also bring huge disruptions. Especially if, as Bernie states, it would all happen within 8 years.


That is how insurance works even in the private sector. The reason the insurance model works is because only a fraction of the people that pay into the pool actually use the benefits.


Actually no. Once again - an oversimplification. Everyone paying into a private insurance group can get care now. Under the ACA, they get copay free yearly checkups, and subsidized contraception. The vast, vast majority of people paying into Medicare are guaranteed not to participate and use the services. That's a huge distinction when you are talking about insurance statistics and metrics.

The time for all of this to have been done the way Sanders claims was during the Truman era. Unless there is a time machine, there isn't a way to replicate what the majority of the rest of the world took 50+ years to develop, growing alongside and with technology.

It's like someone from Boston looking at Chicago's grid street layout, and saying, "It's so much more efficient! Easier plowing of roads, first responders getting there more quickly, pedestrians can look at an address and know immediately how far away it is, fewer curves and traffic circles mean fewer accidents... if they did it, so can we!" You'd understand the challenges and the obstacles to retrofitting that onto Boston. The consequences of doing that with our baked in system are not so obvious, leading people to become experts on health care, the way that tea partiers became instant constitutional experts the minute Obama got elected.

Most countries with UHC involve employers in the funding and administration of health care coverage. The larger ones don't handle it at the federal level, even those with populations higher than our current Medicare population. Many use private - yes, not for profit, but not governmental - entities to administer and deliver services such as reimbursing physicians. MFA includes none of that.

Australia, for instance, has 80% of their population in a few densely populated areas, making centralized delivery more efficient - fewer facilities needed. However, those in rural areas, get substandard care because of the expense of creating numerous care centers that treat fewer people. Our population is 60% urban or suburban.






If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

brush

(53,924 posts)
3. Medicare pays only 80%. Medicare for All has to figure a way to close that gap.
Wed Jul 17, 2019, 11:58 AM
Jul 2019

Also those on Medicare pay into it over a career of working until they reach age 65. How will Medicare for All fund itself if people of every age aren't paying into it? And as Delaney said, Medicare pays less to hospitals than private, employer and union plans pay.

There are a lot of things to solve for Medicare for All to work, and prohibiting private plans under it is just silly. If people want to keep their plan, let them. If Medicare for All solves all the above problems and proves itself, people will eventually opt for it. This of course will take years.

Medicare for All sounds good but it's not an easy fix by any means.

Sanders never talks about the actual funding.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

thesquanderer

(11,996 posts)
4. re: "Sanders never talks about the actual funding."
Wed Jul 17, 2019, 12:05 PM
Jul 2019
If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

brush

(53,924 posts)
5. Ok, but on the stump and in public he speaks in sound bites that don't explain...
Wed Jul 17, 2019, 12:09 PM
Jul 2019

how it will be paid for. That's why people get that impression.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

thesquanderer

(11,996 posts)
8. The problem is, 4+ pages on how to pay for it doesn't reduce to a soundbite.
Wed Jul 17, 2019, 01:02 PM
Jul 2019

There's no way to really explain that even in the 60 seconds they'd give him in a debate.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

leftieNanner

(15,179 posts)
6. I am on Medicare
Wed Jul 17, 2019, 12:31 PM
Jul 2019

And it's not free. I pay monthly premiums for basic Medicare, a supplemental plan, and for drug coverage. That adds up to around $300 per month. I had thought that this coverage wouldn't cost me anything when I got to 65. Wrong!

So some of the funding comes from the premiums- just like you pay every month for private health insurance. Plus the administrative costs are much lower for Medicare than private insurance.

If more people were on M4A, that would put more $ in the system. I think it should be an option, along with private employment based insurance. My guess is that employers would ditch the insurance benefit for their workers to save money.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

comradebillyboy

(10,179 posts)
10. I contributed to my medicare plan from age 16 til 65.
Wed Jul 17, 2019, 01:10 PM
Jul 2019

So I paid into medicare for 49 years before I could use it. And I am still paying plenty to cover what basic medicare doesn't. That's a lot of money.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

leftieNanner

(15,179 posts)
12. Yes, it is a lot of money
Wed Jul 17, 2019, 01:25 PM
Jul 2019

And current workers have been paying into Medicare as well. My feeling is that if younger workers choose Medicare for All and begin paying into the system, that will infuse it with more funding. The younger workers will likely not use as many services as we "oldsters" do, so it would make the system solvent for longer.

This is only my thinking on the matter, I would be interested to see what a specialist in the area would do with the data.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

comradebillyboy

(10,179 posts)
13. I'm all for allowing younger people to buy into medicare.
Wed Jul 17, 2019, 01:59 PM
Jul 2019

I guess that's what the public option is supposed to be. But putting the whole nation on a full coverage version of medicare would mean Americans would have to accept European levels of taxation and I don't see that happening anytime soon.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

George II

(67,782 posts)
7. Yes. A way to close that 20% gap AND fund coverage for the 290 million people....
Wed Jul 17, 2019, 12:40 PM
Jul 2019

....who currently are on Medicare. It's simply not going to happen.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

FloridaBlues

(4,009 posts)
11. Why did he just single out Sanders when several candidates support MFA?
Wed Jul 17, 2019, 01:13 PM
Jul 2019
If I were to vote in a presidential
primary today, I would vote for:
Joe Biden

Response to FloridaBlues (Reply #11)

 

oasis

(49,429 posts)
23. 7/30 CNN debate. Delaney will hopefully pry more details out of Bernie. nt
Fri Jul 19, 2019, 10:04 AM
Jul 2019
If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

Autumn

(45,120 posts)
24. What does he think of Biden's massive subsidies that he's promising?
Fri Jul 19, 2019, 10:05 AM
Jul 2019
What about if you like your insurance you can keep it? And your doctor?


…Democrats aren't just running on good old ideas, like a higher minimum wage…They're running on GOOD NEW IDEAS--LIKE MEDICARE-FOR-ALL."

-Pres. Obama, Sep. 7, 2018
If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

TSIAS

(14,689 posts)
25. John Delaney is on fire
Fri Jul 19, 2019, 11:32 AM
Jul 2019

This is a perfect opportunity for Delaney to have a Sister Souljah moment at the debate.

With his self funding and very popular message on health care Delaney might be able to take his case all the way to the Convention, unless Biden promises him the vice presidency or a cabinet position.

If I were to vote in a presidential
primary today, I would vote for:
Undecided
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