Democratic Primaries
Related: About this forumWhen was the last time you paid more than you had to for airline tickets?
Several threads are going around about Warren being unwilling to say that taxes would go up to support MfA, and saying that Democrats should endorse a tax rise while pointing out that total out of pocket costs would go down. Let me offer an analogy to explain why this won't work.
Older travelers will fondly recall the "golden age of air travel" with spacious seating (including lounges), free meals and drinks and generous luggage allowances. What they tend to forget is that ticket prices (regulated by the Government) were substantially higher than they are today.
When airlines were deregulated prices became market based and dropped significantly. Airlines then compensated by squeezing in more passengers, charging $25-50 for each piece of luggage, and introducing buy on board food. Whenever an airline attempted to charge more for more services (setting aside First Class and Business Class) the plan inevitable failed, because the only thing passengers responded to was the ticket cost. They never calculated the total trip costs (luggage, seat choice, food and drinks) to see what the difference would be.
That's the situation we are in with MfA. People respond to tax rates, partly because it's tangible (you fill lout a form and see the numbers). The notion that a tax increase would result in lower non-tax expenses doesn't work. First, many people don't trust the competence of the Government to implement a plan (reminder: the people you're trying to win over aren't currently in Medicare, so they don't have an opinion as to how it works). Second, the elimination of employer-funded insurance plans doesn't automatically result in an income transfer to the employee, so there's no assurance that their income will go up. Third, the assumption that MfA is a truly single-payer program that covers ALL doctor visits is not proven (Co-pays serve as a friction charge to prevent frivilous visits).
primary today, I would vote for: Joe Biden
dsc
(52,164 posts)Currently the insurance provided to an employee by an employer is tax deductible to the employer and not taxed for the employee but even if the employee gets that extra money (and I know for a fact I won't) that money will be taxed as the income it is. I am not necessarily against MFA but I do think we need to be honest.
primary today, I would vote for: Joe Biden
Hassin Bin Sober
(26,330 posts)People skipping medications is way more tangible than taxes.
Seeing donation jars in stores for kids with cancer is more tangible than taxes
Camping out in a parking lot for three days to get care is more tangible than taxes.
primary today, I would vote for: Undecided
brooklynite
(94,610 posts)...the average voter doesn't experience any of those things.
primary today, I would vote for: Joe Biden
Hassin Bin Sober
(26,330 posts)Average voters dont experience premiums and deductibles?
primary today, I would vote for: Undecided
brooklynite
(94,610 posts)Premiums are paid by their employer, and if the employee pays a share, it gets lost in they paycheck total (I have no idea what my share is). And people who aren't chronically sick don't encounter deductibles.
primary today, I would vote for: Joe Biden
Hassin Bin Sober
(26,330 posts)People who are chronically ill meet their deductible more often and sooner. Everyone else, especially people with kids, complain about the deductible all year.
This is a bizarre conversation.
primary today, I would vote for: Undecided
wysimdnwyg
(2,232 posts)I see a handful of posts every few months about Go Fund Me pages for someone's sick child (or the sick child of a friend) who cannot afford treatments without help. So no, I've been lucky enough in my life that I haven't experienced the threat of bankruptcy because of medical bills. But I certainly am very familiar with the idea, as I see these requests for assistance frequently.
Now, I'm far from saying that MFA has been adequately explained in a way that the average voter will understand that it's better for them overall. Quite the opposite, actually. But don't discount the average person's ability to sympathize with their fellow person - and their ability to understand that we're all just one event (headache, car accident, whatever) away from being in a very similar position.
primary today, I would vote for: Joe Biden
aidbo
(2,328 posts)primary today, I would vote for: Undecided
George II
(67,782 posts)...I flew out of LaGuardia. At that time there were three flights per hour - United, American, and TWA (shows how old I am!!) When I got to the airport with a ticket from one of those three, I could walk up to the gate for the next departing flight and the ticket was honored. Round trip was less than $200 with no luggage charge and a halfway decent HOT meal.
primary today, I would vote for: Joe Biden
SLClarke
(42 posts)Other countries, who have the equivalent of MFA, pay a lot less for "health care" than we do. So the comment that it, in the long run, won't make a difference to the average Joe or Joey, is not looking at the rest of the world. We pay a "tax" to the insurance companies to give us sub-standard care (not always, but frequently). For instance, a client of mine pays $300.00 a month for access to her health policy. That comes to $3,600.00 a year - a significant "tax" for anyone to manage, let alone someone earning under $20.00 per hour.
primary today, I would vote for: Joe Biden
JCMach1
(27,559 posts)Doesn't pay significantly more than my adjunct work but a bit. I had great Obamacare.
Now, due to the insane rules I have to take the crappy high deductible plan from the company and can't afford to take the insurance for my family.
Yes, MFA please. I am tired of the evil joke that is our current system.
primary today, I would vote for: Undecided
brooklynite
(94,610 posts)primary today, I would vote for: Joe Biden
JCMach1
(27,559 posts)The only unviable part comes from.special interests annd their thralls in Congress
primary today, I would vote for: Undecided