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Joe BidenCongratulations to our presumptive Democratic nominee, Joe Biden!
 

crazytown

(7,277 posts)
Sat Apr 27, 2019, 09:14 PM Apr 2019

Why Warren is calling out Biden

Last edited Sat Apr 27, 2019, 09:51 PM - Edit history (1)

In evaluating VP Biden as a candidate we should consider how much Biden will be diminished by Elizabeth Warren’s critique of his Bankruptcy Act. She will not go softly, and no one should expect her to. As Professor, it was her speciality and a large part of her life’s work. She argues then and now that women were hardest hit by the 2005 legislation.

President Clinton vetoed the 1999 version of the Bill with Hillary leading the opposition

In 2005 only 12 Democratic Senators voted for it.

Amongst other things the Act locked students to their debt regardless of their economic circumstances, threw sick, unemployed and divorced women out of their homes, and, on the Fed’s analysis, contributed to the financial crisis. A real vote winner don’t you think?

Washington Post, 26 April 2019
https://www.washingtonpost.com/amphtml/opinions/2019/04/26/why-warren-is-calling-biden-out/

Why Warren is calling Biden out

It didn’t take long for Sen. Elizabeth Warren (D-Mass) to go on the offensive against newly declared presidential contender Joe Biden reminding everyone that before the former vice president was everyone’s beloved Uncle Joe, he was a senator who did the bidding of big finance at the expense of the American people. “Our disagreement is a matter of public record,” Warren said Thursday. “I got in that fight because [families] just didn’t have anyone, and Joe Biden is on the side of the credit card companies.”

(Snip)Warren began studying families in bankruptcy in the 1980s, while teaching law at several universities. Expecting to find a bunch of loose-living people taking advantage of the system (a belief many Americans shared), she instead discovered Americans beset by stagnant incomes and increasing medical bills. The experience didn’t just change her mind about why Americans seek protection from creditors in the courts; it led her to ultimately change her party registration from Republican to Democrat.

Warren took Biden on both in the New York Times and in a book she co-authored, “The Two-Income Trap.” She repeatedly pointed out that standing up for women’s interests didn’t simply mean supporting the right to choose an abortion, or backing legislation to protect women from domestic violence, but it also meant looking out for their economic rights, too. And women were more likely to turn to bankruptcy than men — hit hard by what she described as a combination of “unemployment, medical bills and divorce.”

Warren eventually lost the battle in 2005, when more than a dozen Democratic senators joined Biden in voting for the change, which, among other things, all but eliminated the right for student loan debtors to offload privately issued student loans in court, substantially raised the cost of filing for protection from creditors and made it harder to discharge unsecured debt such as credit card bills. The change, according to the New York Federal Reserve, contributed to the subprime mortgage crisis.The reason? It made it both harder for people to afford their mortgage bills, while reducing their incentive to prioritize their housing payment over other monies owed. That’s as much a part of Biden’s legacy as his time as vice president.

If I were to vote in a presidential
primary today, I would vote for:
Undecided
163 replies = new reply since forum marked as read
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Why Warren is calling out Biden (Original Post) crazytown Apr 2019 OP
all good points. But we only have one question: who is more likely to beat trump? AlexSFCA Apr 2019 #1
There are lots of arguments in favor of Biden as a candidates crazytown Apr 2019 #3
You're right on the money crazy... we just can't take a chance on status quo...Joe is not the InAbLuEsTaTe Apr 2019 #26
You know I don't think Bernie is the right candidate either crazytown Apr 2019 #33
That's ok crazy...I respect your opinion on Bernie... glad we share an appreciation for Eliazabeth. InAbLuEsTaTe Apr 2019 #39
Agreed loves_da_dems Apr 2019 #131
Yeah. crazytown Apr 2019 #135
Biden will be the candidate in my opinion. Demsrule86 Apr 2019 #43
If that's the case, so be it!! We can debate that, but, the voters will have the final say!! InAbLuEsTaTe Apr 2019 #47
Very true. Demsrule86 Apr 2019 #55
Agree. nt gateley Apr 2019 #59
It's not about who you could live with. It's about who most of the country could live with. ancianita Apr 2019 #88
That's fine... I'm willing to re-examine ALL of our Democratic candidates. InAbLuEsTaTe Apr 2019 #90
Will be very hard for Trump to use this TheFarseer Apr 2019 #70
who is more likely is unknowable and dynamic. think Howard Dean. get behind your candidate Kurt V. Apr 2019 #4
I could get excited by Elizabeth's progressive policies... Joe's status quo normalcy, not so much!! InAbLuEsTaTe Apr 2019 #27
We don't have a clue at this point. We won't know who can beat Trump until the election. Autumn Apr 2019 #10
Exactly. nt Blue_true Apr 2019 #14
Why should we assume that Biden, with all his baggage, will be a stronger candidate pnwmom Apr 2019 #12
We absolutely should NOT make that assumption!! InAbLuEsTaTe Apr 2019 #29
Three rustbelt states will deny Trump the presidency ...Biden can win those states. Demsrule86 Apr 2019 #52
I'm not sure Biden would be TheFarseer Apr 2019 #73
I don't think Biden supporters are able to see how his past can hurt him. marylandblue Apr 2019 #86
Couldn't agree more. Nt TheFarseer Apr 2019 #87
The heartland turned to rust before their eyes crazytown Apr 2019 #89
Well if Biden doesn't get the nomination...Four more years of Trump. Demsrule86 Apr 2019 #114
Yeah, you keep saying that, but I don't believe it. marylandblue Apr 2019 #123
You all want what you want, but it is simple really. There are three states that can stop Trump. Demsrule86 Apr 2019 #128
"Simple reality" is you are not God to declare what reality is. marylandblue Apr 2019 #129
I said really not reality. Demsrule86 Apr 2019 #137
Sorry, I misread it. marylandblue Apr 2019 #144
No problem . I gave you my rational. Demsrule86 Apr 2019 #146
Well, your rationale seems to be that he can win those three states, and nobody else can. marylandblue Apr 2019 #147
No ...Ryan might. The rest of our very talented candidates will not for a number of Demsrule86 Apr 2019 #149
MF45 didn't win the rustbelt loves_da_dems Apr 2019 #139
Maybe or maybe he weaopnized the electoral college. Demsrule86 Apr 2019 #153
No he would be effective. He has an 85% rating from AFL-CIO. Demsrule86 Apr 2019 #113
It boils down to the swing states Dotard managed to barely win treestar Apr 2019 #104
Exactly. And I dont think she can. Demsrule86 Apr 2019 #115
What is Biden doing to overcome voter suppression in those states? And Russian interference? pnwmom Apr 2019 #107
Elections are state matters. You know that. But the three states have Democratic Demsrule86 Apr 2019 #116
And that means that Biden's chances might not be greater than ANY other Democrat's. pnwmom Apr 2019 #121
The OP posted the details of a discussion that must happen in debates. Blue_true Apr 2019 #13
So true Blue true...let the voters decide, then vote blue, no matter who!! InAbLuEsTaTe Apr 2019 #30
I would prefer to discuss more recent issues...buy whatever. I would Demsrule86 Apr 2019 #117
No it doesn't mean that. You still need a candidate who can win the state, Demsrule86 Apr 2019 #154
The primary needs to be about issues. mjvpi Apr 2019 #22
Right on!! The Bankruptcy bill was an utter disaster!! Elizabeth is dynamite on this issue InAbLuEsTaTe Apr 2019 #31
No they won't. A laundry list of policy won't stop Trump. Demsrule86 Apr 2019 #53
Thank you. I see BIG problems coming a year from now if this continues. oldsoftie Apr 2019 #77
Of course a laundry list of policy by itself won't win. marylandblue Apr 2019 #82
Biden has a message. Demsrule86 Apr 2019 #118
It would help if someone could tell me what it is, because I've been asking for days, and marylandblue Apr 2019 #122
Tune in on Monday...we don't need a laundry list... Demsrule86 Apr 2019 #130
I didn't ask for a laundry list, and I don't care what he did 20 years ago. marylandblue Apr 2019 #133
I posted an OP where he discusses some of his views. Demsrule86 Apr 2019 #136
First and foremost, its about who can beat trump. The rest doesnt matter if you cant do THAT. nt oldsoftie Apr 2019 #75
Beat Trump? not Biden who sacrificed us economically delisen Apr 2019 #34
Well, current polls show him having a good lead over trump. Better than the rest of the field. oldsoftie Apr 2019 #76
....and Russia is just gearing up. delisen Apr 2019 #78
They're at a disadvantage now; we all know about them. oldsoftie Apr 2019 #93
Russia not at a disadvantage. Still active; delisen Apr 2019 #98
Where is this "trump may not be the candidate" stuff coming from? I've seen it a few times today. oldsoftie Apr 2019 #148
Weld already declared; Kasich may be gearing up delisen Apr 2019 #157
They may be tiring of him, but Weld & Kasich will go nowhere trying to defeat trump. oldsoftie Apr 2019 #159
I think hiding Republican connections to Russia delisen Apr 2019 #160
Hilary had a much more unbeatable lead over Obama at this point in 2008. hedda_foil Apr 2019 #111
And i said its still very early. But you can only go by whats happening right now. oldsoftie Apr 2019 #145
Such drama. Demsrule86 Apr 2019 #119
It's hard enough to make the case that only Joe Biden is likely KPN Apr 2019 #132
Simple: Biden's way ahead of her. Welcome to the 2020 race. oldsoftie Apr 2019 #2
And the Republicans are going to take up her criticisms. crazytown Apr 2019 #6
The GOP cant say a word about student debt; they've done nothing to help with it. oldsoftie Apr 2019 #23
Republicans will say anything crazytown Apr 2019 #24
Biden worked closely with Republicans in indebting us delisen Apr 2019 #44
If you blame Biden for something as VP, then you've gotta also blame Obama, who was his boss. oldsoftie Apr 2019 #74
This is all about when he was in the Senate. hedda_foil Apr 2019 #112
Not according to the post i was responding to: oldsoftie Apr 2019 #143
It is a matter of analyzing facts not blaming anyone delisen Apr 2019 #161
LEGIT criticisms BTW... Elizabeth is dead on when it comes to the issue of bankruptcy. InAbLuEsTaTe Apr 2019 #32
We should not let Republicans silence our discussion delisen Apr 2019 #99
Warren isn't going to damage Biden. she is focusing on issues JI7 Apr 2019 #5
She will attack the Bankruptcy Act full bore IMO. crazytown Apr 2019 #7
so what ? JI7 Apr 2019 #8
Graduates, Biden handcuffed you to debt. crazytown Apr 2019 #9
Republicans all voted with the banks. blm Apr 2019 #11
And Biden will get a chance to respond back. If he can't do that effectively, should we nominate Blue_true Apr 2019 #15
Understandable - but she needs more than that. gateley Apr 2019 #65
True dat... Elizabeth will just point out where Joe is wrong on this and many other issues. InAbLuEsTaTe Apr 2019 #35
+1. It is a valid and important issue affecting millions dalton99a Apr 2019 #36
She will try to make him seem out of touch and a creature of Wall Street. marylandblue Apr 2019 #37
Bankruptcy act affected people claiming multiple bankruptcies BlueFlorida Apr 2019 #16
that is a bald faced lie dsc Apr 2019 #28
Elizabeth nailed it on bankruptcy law...she's who we should be listening to when it comes that issue InAbLuEsTaTe Apr 2019 #41
Actually you can discharge student loans....prove undue hardship. Demsrule86 Apr 2019 #126
Of the 72,000 student loans in Bankruptcy proceedings crazytown Apr 2019 #151
Those stats are 10 years old. Demsrule86 Apr 2019 #155
She's speaking truth backtoblue Apr 2019 #17
THIS!! InAbLuEsTaTe Apr 2019 #42
Her right. She's a brilliant defender for sure. Not sure Laura PourMeADrink Apr 2019 #18
Excellent points. zentrum Apr 2019 #19
It's not coronation time just yet Boomer Apr 2019 #20
Thank you. This is NOT a normal time. Anything can happen, including the re-election Nay Apr 2019 #38
Democratic Senators who voted for the 2005 Bankruptcy Abuse Prevention and Consumer Protection Act Celerity Apr 2019 #21
Wonder why Brownback voted against it? TheFarseer Apr 2019 #85
Desperation move? MineralMan Apr 2019 #25
Elizabeth "doing the Republican's oppo work"?! You can't be serious MM!! InAbLuEsTaTe Apr 2019 #45
Bankruptcy is her specialty and a good part of her life's work crazytown Apr 2019 #48
She's been vocal on this issue for years, in books, articles, and op-eds. Demit Apr 2019 #51
We need to protect ourselves against delisen Apr 2019 #67
I don't think we'll be seeing a Biden/Warren ticket. ucrdem Apr 2019 #40
Or Biden/Beto dalton99a Apr 2019 #50
Well, his chances will be better if he doesn't go nuclear on Biden ucrdem Apr 2019 #54
He never blamed Biden dalton99a Apr 2019 #56
In that case he'd make a good veep who could speak honestly to the issue when it arises. ucrdem Apr 2019 #62
the bankruptcy discharge issue is distinct treestar Apr 2019 #81
Good aeromanKC Apr 2019 #64
For better or for worse ... Laelth Apr 2019 #46
In another Warren vs Biden thread you posted earlier, also criticizing Biden -- an OP you deleted highplainsdem Apr 2019 #49
Well said. nt gateley Apr 2019 #58
I deleted that OP because a number of people found it distressing crazytown Apr 2019 #60
Okay. Understandable, and thanks for explaining. I found the deletion frustrating because I'd highplainsdem Apr 2019 #66
I have reposted screenshots of the discussion crazytown Apr 2019 #68
Just saw that. Wow. Thank you! I didn't mean for you to have to go to that much trouble. highplainsdem Apr 2019 #71
The medical device tax issue is very interesting. ucrdem Apr 2019 #63
I have reposted screenshots of the discussion crazytown Apr 2019 #69
Thank you. I think it's an important addendum to the discussion. ucrdem Apr 2019 #72
Who could get elected Senator who didn't? treestar Apr 2019 #83
Elizabeth might be a politician like everyone else... but, at least she puts InAbLuEsTaTe Apr 2019 #96
Wow that makes it very hypocritical treestar Apr 2019 #105
I HATE that Joe supported the Bankruptcy Act -- gateley Apr 2019 #57
Hence her proposal to retire student debt crazytown Apr 2019 #79
No you still can try to make out a case of hardship treestar Apr 2019 #84
It's a catch 22 crazytown Apr 2019 #94
That is not an issue in Bankruptcy court treestar Apr 2019 #95
Yes. Not illness. Not unemployment. Not being divorced. crazytown Apr 2019 #97
I fully support Elizabeth in that effort... everyone should!! InAbLuEsTaTe Apr 2019 #91
Me too... that & the Iraq War vote. The rationale of the credit card companies' presence in Delaware InAbLuEsTaTe Apr 2019 #92
But Bernie voted for military intervention in Iraq. Twice. ehrnst Apr 2019 #110
BS voted in favor of military intervention in Iraq? N/T lapucelle Apr 2019 #138
Twice in 1998. Go figure. (nt) ehrnst Apr 2019 #158
it's over? Skittles Apr 2019 #134
Joe still more qualified. LakeArenal Apr 2019 #61
Sorry, tell us why you should be POTUS treestar Apr 2019 #80
Because they are champions for women and working families crazytown Apr 2019 #100
not 'serving credit card companies and big banks' treestar Apr 2019 #101
From the same article crazytown Apr 2019 #102
So what is wrong with that? treestar Apr 2019 #103
Look, Senator Biden represented the interests of his constituents, crazytown Apr 2019 #106
We also can't discharge medical debt through bankruptcy because of the Biden law. Honeycombe8 Apr 2019 #108
I am not sure that is a result of the 2005 Act crazytown Apr 2019 #109
It is not true... all debts except taxes can be discharged...even student loans Demsrule86 Apr 2019 #141
That is untrue. My sister had a medical bankruptcy. Demsrule86 Apr 2019 #124
BUT... If you ever come OUT of that hardship... Beartracks Apr 2019 #156
I don't know about that...once discharged it's gone is my understanding Demsrule86 Apr 2019 #163
I agree that the 2005 changes to bankruptcy hit poor people the hardest Buckeyeblue Apr 2019 #120
That is untrue also. Poor people easily qualify. The higher your income the more difficult Demsrule86 Apr 2019 #125
I thought that people came under stricter scrutiny of their debt vs their assets Buckeyeblue Apr 2019 #127
Poor people don't have huge assets if any and it also inludes living expenses ,income Demsrule86 Apr 2019 #140
Student Loans - what's wrong with this analysis crazytown Apr 2019 #142
I know how it works and it can be done my niece did it. Demsrule86 Apr 2019 #150
See 151 crazytown Apr 2019 #152
The WaPo opinion writer links to Daily Caller and The National Review lapucelle Apr 2019 #162
 

AlexSFCA

(6,137 posts)
1. all good points. But we only have one question: who is more likely to beat trump?
Sat Apr 27, 2019, 09:18 PM
Apr 2019

yes, policies and voting record are important but they come in to ply only after we can assess who is more likely to beat trump. We only have one goal in this election.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

crazytown

(7,277 posts)
3. There are lots of arguments in favor of Biden as a candidates
Sat Apr 27, 2019, 09:23 PM
Apr 2019

But we should consider that Elizabeth’s pithy attacks on the Bankruptcy Act will be taken up by the Republicans. She won’t tone it down and no one should expect her to.

If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

InAbLuEsTaTe

(24,122 posts)
26. You're right on the money crazy... we just can't take a chance on status quo...Joe is not the
Sun Apr 28, 2019, 10:20 AM
Apr 2019

right candidate for this time in history. I could live with Elizabeth... her deep thinking on issues like bankruptcy is the right way to go.


Bernie & Elizabeth 2020!!!
Welcome to the revolution!!!

If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

crazytown

(7,277 posts)
33. You know I don't think Bernie is the right candidate either
Sun Apr 28, 2019, 10:33 AM
Apr 2019

but this bandwagon for Biden is really annoying me.

If we elect a steady as she goes, return to normal candidate, we will get creamed in 2022, like we did in 1994 and 2010. People have had it with Reagans normal. I agree with Pete here- defending a system that is failing people waters the garden for another Trump, or worse.

All those years of people watching the heartland rust. It is wrong.

If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

InAbLuEsTaTe

(24,122 posts)
39. That's ok crazy...I respect your opinion on Bernie... glad we share an appreciation for Eliazabeth.
Sun Apr 28, 2019, 10:44 AM
Apr 2019

This return to the status quo with Joe is definitely NOT the way to go. Why play it safe with "normalcy" when we should be delivering what The People are clamoring for!! Of course, they'll decide through this primary process... it's called "democracy."


Bernie & Elizabeth 2020!!!
Welcome to the revolution!!!

If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

loves_da_dems

(67 posts)
131. Agreed
Sun Apr 28, 2019, 05:23 PM
Apr 2019

Joe is a good guy, and a loyal democrat. But people want change, not a return to normalcy. MF45 stole the election but the support he got was because he promised change (and the racism). Listen to AOC she's super smart and plugged in, she gets it. Free healthcare (no more private insurance), abolish ICE, the Green New Deal. Almost everyone I talk to thinks these are great ideas.

We should be worrying about getting new voters (about half of the country doesn't vote). We don't need MF45s voters. I don't know why our party is so scared of progressive ideas, they're really popular with sane people.

If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

crazytown

(7,277 posts)
135. Yeah.
Sun Apr 28, 2019, 05:40 PM
Apr 2019

I do qualify my judgments on previous administrations. The defeat in 2010 meant Obama had to shelve his infrastructure plans. The same happened to WJC.

But to avoid those defeats the new Administration has to strike down Reagans economics from the outset, and beak from the past. The next Dem President will have to master Twitter too.

AOC might have some ideas here

If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

Demsrule86

(68,582 posts)
43. Biden will be the candidate in my opinion.
Sun Apr 28, 2019, 10:51 AM
Apr 2019

I think Sanders will be forced out fairly early in the primary.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

InAbLuEsTaTe

(24,122 posts)
47. If that's the case, so be it!! We can debate that, but, the voters will have the final say!!
Sun Apr 28, 2019, 10:54 AM
Apr 2019

May the best candidate win... then, as I always say, vote blue, no matter who!!


Bernie & Elizabeth 2020!!!
Welcome to the revolution!!!

If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

ancianita

(36,060 posts)
88. It's not about who you could live with. It's about who most of the country could live with.
Sun Apr 28, 2019, 01:05 PM
Apr 2019

You're right. Her call out is right. But rightness doesn't usually win across this country.

Her call out demands the kind of memory that makes people feel not up to the task of deciding whether her economics stands can win.

They'll also consider overall governance experience, first. Name recognition domestically. Status internationally.

Just pointing out some mitigating ground to re-examine your support with.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

InAbLuEsTaTe

(24,122 posts)
90. That's fine... I'm willing to re-examine ALL of our Democratic candidates.
Sun Apr 28, 2019, 01:15 PM
Apr 2019

Bernie & Elizabeth 2020!!!
Welcome to the revolution!!!
If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

TheFarseer

(9,323 posts)
70. Will be very hard for Trump to use this
Sun Apr 28, 2019, 11:40 AM
Apr 2019

He would have to make the case that you can only declare bankruptcy if you overleveraged your casino and you already used the money you borrowed for vacations and private planes.

If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

Kurt V.

(5,624 posts)
4. who is more likely is unknowable and dynamic. think Howard Dean. get behind your candidate
Sat Apr 27, 2019, 09:23 PM
Apr 2019

bc they excite you. next thing you know lots ppl are excited about your candidate

If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

InAbLuEsTaTe

(24,122 posts)
27. I could get excited by Elizabeth's progressive policies... Joe's status quo normalcy, not so much!!
Sun Apr 28, 2019, 10:21 AM
Apr 2019

Bernie & Elizabeth 2020!!!
Welcome to the revolution!!!
If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

Autumn

(45,097 posts)
10. We don't have a clue at this point. We won't know who can beat Trump until the election.
Sat Apr 27, 2019, 09:46 PM
Apr 2019
If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

pnwmom

(108,980 posts)
12. Why should we assume that Biden, with all his baggage, will be a stronger candidate
Sat Apr 27, 2019, 11:15 PM
Apr 2019

once he comes out from under Obama's reflected glory?

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

InAbLuEsTaTe

(24,122 posts)
29. We absolutely should NOT make that assumption!!
Sun Apr 28, 2019, 10:22 AM
Apr 2019

Bernie & Elizabeth 2020!!!
Welcome to the revolution!!!
If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

Demsrule86

(68,582 posts)
52. Three rustbelt states will deny Trump the presidency ...Biden can win those states.
Sun Apr 28, 2019, 10:59 AM
Apr 2019

I see no other candidate except maybe Ryan who can do this. Aso I do not believe any woman can be elected president in 20...too much sexism. I am going for the win. We must get rid of aTrump.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

TheFarseer

(9,323 posts)
73. I'm not sure Biden would be
Sun Apr 28, 2019, 12:14 PM
Apr 2019

Strong in rust belt states. He’s for nafta, cafta, TPP etc and that doesn’t play well there. Also, he was for the bankruptcy bill, as pointed out. I know he has/tries to have a blue collar persona but his positions on the issues could definitely be used against him.

If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

marylandblue

(12,344 posts)
86. I don't think Biden supporters are able to see how his past can hurt him.
Sun Apr 28, 2019, 12:48 PM
Apr 2019

All they see is the experienced, likeable establishment savior. They don't see how people are unhappy with what the establishment has been doing for the last 25 years and how Trump exploits that without offering real solutions.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

TheFarseer

(9,323 posts)
87. Couldn't agree more. Nt
Sun Apr 28, 2019, 12:55 PM
Apr 2019
If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

crazytown

(7,277 posts)
89. The heartland turned to rust before their eyes
Sun Apr 28, 2019, 01:14 PM
Apr 2019

all of them.


... we need to make sure ... strategically as a party that we don't come to be viewed as the defenders of a system that is letting people down. And we wouldn't be here if the economic and political system hadn't failed people.

... The system needs to be changed profoundly. I guess that's my point. We can't just nibble around the edges and expect people to be happy with us. Now, I've got a slightly different account than my competitors do about how best to do it, but the fundamental lesson is that our economic and political system has been letting people down I would say for my entire lifetime.


Pete Buttigieg

If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

Demsrule86

(68,582 posts)
114. Well if Biden doesn't get the nomination...Four more years of Trump.
Sun Apr 28, 2019, 04:36 PM
Apr 2019

Trump ran on fixing manufacturing in the rustbelt.i see no other candidate that can. Compete on this issue other than Biden. Sure we vote for whoever em emerges but it won't be enough.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

marylandblue

(12,344 posts)
123. Yeah, you keep saying that, but I don't believe it.
Sun Apr 28, 2019, 05:00 PM
Apr 2019
If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

Demsrule86

(68,582 posts)
128. You all want what you want, but it is simple really. There are three states that can stop Trump.
Sun Apr 28, 2019, 05:12 PM
Apr 2019

Biden can take those states.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

marylandblue

(12,344 posts)
129. "Simple reality" is you are not God to declare what reality is.
Sun Apr 28, 2019, 05:15 PM
Apr 2019

So get over yourself.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

Demsrule86

(68,582 posts)
137. I said really not reality.
Sun Apr 28, 2019, 05:53 PM
Apr 2019

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

marylandblue

(12,344 posts)
144. Sorry, I misread it.
Sun Apr 28, 2019, 06:18 PM
Apr 2019

But I still don't believe it. Repeating sometjing over and over doesn't make it true.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

Demsrule86

(68,582 posts)
146. No problem . I gave you my rational.
Sun Apr 28, 2019, 06:22 PM
Apr 2019
If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

marylandblue

(12,344 posts)
147. Well, your rationale seems to be that he can win those three states, and nobody else can.
Sun Apr 28, 2019, 06:29 PM
Apr 2019

But that's not a rationale, that's a conclusion. I'm not saying he can't win, I just don't think it is so simple.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

Demsrule86

(68,582 posts)
149. No ...Ryan might. The rest of our very talented candidates will not for a number of
Sun Apr 28, 2019, 06:33 PM
Apr 2019

reasons.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

loves_da_dems

(67 posts)
139. MF45 didn't win the rustbelt
Sun Apr 28, 2019, 05:57 PM
Apr 2019

He stole the election with the help of the Russians. Mantafort gave polling data to the Russians so they would know what votes to change. Everyone hates MF45, in a fair election any of our candidates will win. Let's nominate the most progressive candidate to help the country. The Green New Deal is the most important issue.

If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

Demsrule86

(68,582 posts)
153. Maybe or maybe he weaopnized the electoral college.
Sun Apr 28, 2019, 06:47 PM
Apr 2019
If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

Demsrule86

(68,582 posts)
113. No he would be effective. He has an 85% rating from AFL-CIO.
Sun Apr 28, 2019, 04:29 PM
Apr 2019
If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

treestar

(82,383 posts)
104. It boils down to the swing states Dotard managed to barely win
Sun Apr 28, 2019, 02:04 PM
Apr 2019

There's no way out of that. Warren can go on about the Bankruptcy issue until the cows come home, but she needs to convince us she can win those states instead.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

Demsrule86

(68,582 posts)
115. Exactly. And I dont think she can.
Sun Apr 28, 2019, 04:37 PM
Apr 2019
If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

pnwmom

(108,980 posts)
107. What is Biden doing to overcome voter suppression in those states? And Russian interference?
Sun Apr 28, 2019, 02:41 PM
Apr 2019

That was the difference between Obama in 2012 and Hillary in 2016.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

Demsrule86

(68,582 posts)
116. Elections are state matters. You know that. But the three states have Democratic
Sun Apr 28, 2019, 04:38 PM
Apr 2019

Governors now thanks to the midterm.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

pnwmom

(108,980 posts)
121. And that means that Biden's chances might not be greater than ANY other Democrat's.
Sun Apr 28, 2019, 04:53 PM
Apr 2019

If there had been Democratic governors in place in 2016, Hillary could have won. As it is, she only lost by less than 80K votes across three states.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

Blue_true

(31,261 posts)
13. The OP posted the details of a discussion that must happen in debates.
Sat Apr 27, 2019, 11:26 PM
Apr 2019

Biden has to defend his record, all of it. That is why we have primaries, to filter through stuff like what the OP posted.

It is not about who the polls say can beat Trump now, but about who people think can beat him after the debates happen.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

InAbLuEsTaTe

(24,122 posts)
30. So true Blue true...let the voters decide, then vote blue, no matter who!!
Sun Apr 28, 2019, 10:24 AM
Apr 2019

Bernie & Elizabeth 2020!!!
Welcome to the revolution!!!
If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

Demsrule86

(68,582 posts)
117. I would prefer to discuss more recent issues...buy whatever. I would
Sun Apr 28, 2019, 04:41 PM
Apr 2019

advise Sanders to address his vote for the criminal justice bill too...and some of his votes on immigration and gun laws.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

Demsrule86

(68,582 posts)
154. No it doesn't mean that. You still need a candidate who can win the state,
Sun Apr 28, 2019, 06:48 PM
Apr 2019
If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

mjvpi

(1,388 posts)
22. The primary needs to be about issues.
Sun Apr 28, 2019, 12:13 AM
Apr 2019

Trump offers only fear. No legislative solutions for the problems facing our country. Any candidate that comes out of an issue/ solution based primary will beat Trump. I want to seeBiden’s ideas and how they will help our country. I’m afraid that I see the bankruptcy bill as one of the worst bills for working class Americans, students and small entrepreneurs. I’m looking forward to hearing his perspective on what he did.

If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

InAbLuEsTaTe

(24,122 posts)
31. Right on!! The Bankruptcy bill was an utter disaster!! Elizabeth is dynamite on this issue
Sun Apr 28, 2019, 10:28 AM
Apr 2019

and reps the best interests of the People, which does not include corporations.


Bernie & Elizabeth 2020!!!
Welcome to the revolution!!!

If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

Demsrule86

(68,582 posts)
53. No they won't. A laundry list of policy won't stop Trump.
Sun Apr 28, 2019, 11:01 AM
Apr 2019

If this were so Warren would be winning.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

oldsoftie

(12,553 posts)
77. Thank you. I see BIG problems coming a year from now if this continues.
Sun Apr 28, 2019, 12:25 PM
Apr 2019
If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

marylandblue

(12,344 posts)
82. Of course a laundry list of policy by itself won't win.
Sun Apr 28, 2019, 12:37 PM
Apr 2019

But neither will a blue collar messenger without a message.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

Demsrule86

(68,582 posts)
118. Biden has a message.
Sun Apr 28, 2019, 04:43 PM
Apr 2019
If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

marylandblue

(12,344 posts)
122. It would help if someone could tell me what it is, because I've been asking for days, and
Sun Apr 28, 2019, 04:55 PM
Apr 2019

so far all I've gotten is "Trump sucks, Biden can win, and the sooner everyone realizes that, the better." I think there must be more, but nobody seems to want to tell me. Or maybe that's all we need to know?

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

Demsrule86

(68,582 posts)
130. Tune in on Monday...we don't need a laundry list...
Sun Apr 28, 2019, 05:17 PM
Apr 2019

Biden is for climate change legislation, healthcare (BFD), and he wrote the violence against women law...so woman's rights. He is for economic justice and criminal justice reform...and or course civil rights and

On January 21, 2019, Vice President Biden, the Chair of the Biden Institute at the University of Delaware, delivered remarks and was honored with the Lifetime of Excellence in Public Service Award at the annual Martin Luther King, Jr. Day breakfast hosted by Rev. Al Sharpton's National Action Network.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

marylandblue

(12,344 posts)
133. I didn't ask for a laundry list, and I don't care what he did 20 years ago.
Sun Apr 28, 2019, 05:32 PM
Apr 2019

But I sure hope he isn't running as a generic Democrat. That's not a very exciting message.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

Demsrule86

(68,582 posts)
136. I posted an OP where he discusses some of his views.
Sun Apr 28, 2019, 05:51 PM
Apr 2019
If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

oldsoftie

(12,553 posts)
75. First and foremost, its about who can beat trump. The rest doesnt matter if you cant do THAT. nt
Sun Apr 28, 2019, 12:23 PM
Apr 2019
If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

delisen

(6,044 posts)
34. Beat Trump? not Biden who sacrificed us economically
Sun Apr 28, 2019, 10:34 AM
Apr 2019

and stood with Republicans in doing it.

If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

oldsoftie

(12,553 posts)
76. Well, current polls show him having a good lead over trump. Better than the rest of the field.
Sun Apr 28, 2019, 12:24 PM
Apr 2019

But its still early & everyone hasnt yet begun to beat the hell out of each other.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

delisen

(6,044 posts)
78. ....and Russia is just gearing up.
Sun Apr 28, 2019, 12:27 PM
Apr 2019
If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

oldsoftie

(12,553 posts)
93. They're at a disadvantage now; we all know about them.
Sun Apr 28, 2019, 01:27 PM
Apr 2019
If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

delisen

(6,044 posts)
98. Russia not at a disadvantage. Still active;
Sun Apr 28, 2019, 01:39 PM
Apr 2019

still having influence.
Knowing about them is not tantamount to successfully doing anything about them.

Candidates are not even acknowledging or warning; many are trying to ignore or minimize-why? I consider such candidates weak on issues of democracy and equality

One answer is that candidates who believe their strength lies with harvesting the votes of male voters who may be disenchanted with Trump and prefer to vote for a male candidate.

Women were decisive in 2018 and will be decisive in 2020.

Trump may not be the candidate; so the meme of anyone who can beat Trump.





If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

oldsoftie

(12,553 posts)
148. Where is this "trump may not be the candidate" stuff coming from? I've seen it a few times today.
Sun Apr 28, 2019, 06:32 PM
Apr 2019

As of now, the only thing stopping him from running in '20 is if he says he's not going to.

Of course the russians are still active; but there are more people watching now than 2 yrs ago. And a candidate that harps on Russians wont look as strong IMO. Doesnt mean they cant have OTHERS bring it up though. I know its early, but i'm just a bit concerned about the direction of the campaign as a whole. Just not being trump isnt going to be enough. Too many people think he's going to lose to ANYONE by 10 points and i dont see it.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

delisen

(6,044 posts)
157. Weld already declared; Kasich may be gearing up
Sun Apr 28, 2019, 07:07 PM
Apr 2019

A former former staffer of Kasich was on NPR taking about the possibility.
(Boehner is warning Kasich against it). I see at least 3 camps in the Republican Party.

The Mueller report is making fault lines in the Republican Party more apparent. The investigations in the House may eventually make Trump's position untenable.

The Republican Party may reach a point where to save the party they will need to dump Trump. The party is not suicidal. I myself would like to see it become just a regional phenomenon but I don't see that happening in the near future.

There are still lots of Russian connection that may be revealed. I think we may have passed the point where Trump can do a war scare to tamp down opposition and that is good for us.

If Russia sees Trump becoming a liability Putin will support someone else; same with the Republican Party.

We can't afford to assume Trump will be there to run against.

We can't afford to not build on our 2018 gains in the House, or make gain in the Senate, nor can we afford to assume that a Democratic anti-Trump candidate will hurt Republicans in the house and senate-especially if our candidate builds a campaign geared too heavily to bipartisanship.



If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

oldsoftie

(12,553 posts)
159. They may be tiring of him, but Weld & Kasich will go nowhere trying to defeat trump.
Sun Apr 28, 2019, 08:03 PM
Apr 2019

His base is unchanged & no Dems will cross over this primary.
For whatever reason, shit that would sink anyone else still just bounces off trump. Its ridiculous but its the "fool born every minute" phenomenon.
The 1st time i thought he was done for was during the debates when he refused to say he'd support the GOP nominee if it wasnt him. I've always known the GOP to really dislike those who arent "team players". But it didnt slow him at all. Then the McCain comments. Again, nothing. MANY times i've thought, "Well, this is it for him".
At this point i really dont know what could be revealed that would really turn the tide against him. Him being gay? A muslim? And still i'm not sure anymore!!

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

delisen

(6,044 posts)
160. I think hiding Republican connections to Russia
Sun Apr 28, 2019, 08:13 PM
Apr 2019

motive.

If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

hedda_foil

(16,375 posts)
111. Hilary had a much more unbeatable lead over Obama at this point in 2008.
Sun Apr 28, 2019, 04:19 PM
Apr 2019

It's way too early to use polls as a measure of anything except name recognition at this point.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

oldsoftie

(12,553 posts)
145. And i said its still very early. But you can only go by whats happening right now.
Sun Apr 28, 2019, 06:20 PM
Apr 2019

And right now, he's leading everyone else. Its up to the rest of the field to show why they would be better. And up to him to get people to believe he should be there.
I want to vote FOR someone more than i want to vote AGAINST someone.

But theres nothing much that any candidate can do about their supporters slinging mud. They can only control their own staff folks.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

Demsrule86

(68,582 posts)
119. Such drama.
Sun Apr 28, 2019, 04:45 PM
Apr 2019

It won't work.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

KPN

(15,646 posts)
132. It's hard enough to make the case that only Joe Biden is likely
Sun Apr 28, 2019, 05:26 PM
Apr 2019

to beat tRump ... that you didn’t even try.

If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

oldsoftie

(12,553 posts)
2. Simple: Biden's way ahead of her. Welcome to the 2020 race.
Sat Apr 27, 2019, 09:19 PM
Apr 2019

Here we go, for the next several months.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

crazytown

(7,277 posts)
6. And the Republicans are going to take up her criticisms.
Sat Apr 27, 2019, 09:24 PM
Apr 2019

Graduates, Biden handcuffed you to debt and left women destitute.

If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

oldsoftie

(12,553 posts)
23. The GOP cant say a word about student debt; they've done nothing to help with it.
Sun Apr 28, 2019, 10:06 AM
Apr 2019
If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

crazytown

(7,277 posts)
24. Republicans will say anything
Sun Apr 28, 2019, 10:12 AM
Apr 2019

It’s up to Biden to get a good strong response out there early.

If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

delisen

(6,044 posts)
44. Biden worked closely with Republicans in indebting us
Sun Apr 28, 2019, 10:52 AM
Apr 2019

and he will be glad to take their votes .So his candidacy will work against us. Our voters will lose enthusiasm, many Republicans and independents will crossover to Biden if Trump is candidate, if Republicans replace Trump before 2020 they may stick with their new party candidate anyway.

Biden will be actively seeking Republicans votes if he is the candidate and will do so under guise of "working across the aisle".

He already helped a Republican win in the house in the crucial 2018 election and would not help the Democratic opponent. He signaled then what his strategy will be in 2018 and the Republican Party has taken notice.

A Biden presidency, dependent upon Republican votes is a loss for our party and a Biden candidacy may limit our success down ballot in many states and in Congress in a crucial re-apportionment year.

We lost the re-apportionment power in many states in 2010, when Biden was vp and it hurt us badly as Republicans massively gerrymandered districts-so we when into subsequent election cycles badly weakened.




If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

oldsoftie

(12,553 posts)
74. If you blame Biden for something as VP, then you've gotta also blame Obama, who was his boss.
Sun Apr 28, 2019, 12:20 PM
Apr 2019

And i guess you're also against O'rourke, since HE worked with republicans too.
If theres going to be a purity contest, guess what, NONE of the 20 candidates are going to pass it. I could list the biggest problems with the top candidates, but i'd get a hide for doing it.

The only think that matters is who can beat trump.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

hedda_foil

(16,375 posts)
112. This is all about when he was in the Senate.
Sun Apr 28, 2019, 04:21 PM
Apr 2019
If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

oldsoftie

(12,553 posts)
143. Not according to the post i was responding to:
Sun Apr 28, 2019, 06:15 PM
Apr 2019

"We lost the re-apportionment power in many states in 2010, when Biden was vp"

I dont know what Biden could have done about that.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

delisen

(6,044 posts)
161. It is a matter of analyzing facts not blaming anyone
Sun Apr 28, 2019, 08:29 PM
Apr 2019

The primaries are next year. Much can happen in between.

Nothing to do with purity contests

Nothing to do with working with Republicans -just whether aiming a campaign toward Republican voters helps them down ballot and endangers re-apportionment.

Losing in 2010 was extremely damaging to the Democratic Party. Republicans seized the opportunity to gerrymander and we lost even more seats.

The best way to accept Republican support is to tell them to become Democrats.

The best way to help Democratic candidates down ballot is to support them and not the opposition candidate.

I do not believed what Biden did in 2018 in his Michigan speech and his subsequent turning down the Democrat opponent who asked only that Biden offer a few word of support for him, is acceptable behavior.

To be a voter is to wield power - if we don not use our power what good is it?

If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

InAbLuEsTaTe

(24,122 posts)
32. LEGIT criticisms BTW... Elizabeth is dead on when it comes to the issue of bankruptcy.
Sun Apr 28, 2019, 10:30 AM
Apr 2019

She knows of what she speaks!!


Bernie & Elizabeth 2020!!!
Welcome to the revolution!!!

If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

delisen

(6,044 posts)
99. We should not let Republicans silence our discussion
Sun Apr 28, 2019, 01:41 PM
Apr 2019

of our issues.

If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

JI7

(89,250 posts)
5. Warren isn't going to damage Biden. she is focusing on issues
Sat Apr 27, 2019, 09:24 PM
Apr 2019

she isn't making him out to be some horrible immoral corrupt person.

If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

crazytown

(7,277 posts)
7. She will attack the Bankruptcy Act full bore IMO.
Sat Apr 27, 2019, 09:25 PM
Apr 2019
If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

crazytown

(7,277 posts)
9. Graduates, Biden handcuffed you to debt.
Sat Apr 27, 2019, 09:28 PM
Apr 2019

and left women destitute.

If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

blm

(113,063 posts)
11. Republicans all voted with the banks.
Sat Apr 27, 2019, 09:49 PM
Apr 2019
If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

Blue_true

(31,261 posts)
15. And Biden will get a chance to respond back. If he can't do that effectively, should we nominate
Sat Apr 27, 2019, 11:32 PM
Apr 2019

him? A primary is not a coronation.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

gateley

(62,683 posts)
65. Understandable - but she needs more than that.
Sun Apr 28, 2019, 11:19 AM
Apr 2019

I feel she's got a lot more to give than her opposition to Biden, so I hope there's more focus by the media on other stuff she's bringing to the table.

I hope it goes beyond the soundbite of "Biden was on the side of the credit card companies" and explain the bill, so people can understand and pressure whoever gets the nom to make changes and right the wrongs. When that's all we see/hear, I think it diminishes what/who she is. Just IMO, natch. :-7

We have so many good people running who are capable of helping this country heal.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

InAbLuEsTaTe

(24,122 posts)
35. True dat... Elizabeth will just point out where Joe is wrong on this and many other issues.
Sun Apr 28, 2019, 10:34 AM
Apr 2019

That's part of the primary process and splains why Joe lost in that process twice before. That's not damage... that's democracy!!


Bernie & Elizabeth 2020!!!
Welcome to the revolution!!!

If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

dalton99a

(81,513 posts)
36. +1. It is a valid and important issue affecting millions
Sun Apr 28, 2019, 10:40 AM
Apr 2019
If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

marylandblue

(12,344 posts)
37. She will try to make him seem out of touch and a creature of Wall Street.
Sun Apr 28, 2019, 10:42 AM
Apr 2019

"Creature of Wall Street" doesn't mean corrupt, but does mean he has a blind spot when it comes to banks.


Sanders will say he is a horrible member of The Establishment.

Various others or their surrogates will say he's a great guy but pick holes in his record to highlight their own advantages.

He could die the death of 1000 cuts.



If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

BlueFlorida

(1,532 posts)
16. Bankruptcy act affected people claiming multiple bankruptcies
Sat Apr 27, 2019, 11:39 PM
Apr 2019

like Trump.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

dsc

(52,162 posts)
28. that is a bald faced lie
Sun Apr 28, 2019, 10:22 AM
Apr 2019

Everyone who has median income or above who files for bankruptcy has to follow the law's requirement for credit counseling and no one can discharge student loans no matter what.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

InAbLuEsTaTe

(24,122 posts)
41. Elizabeth nailed it on bankruptcy law...she's who we should be listening to when it comes that issue
Sun Apr 28, 2019, 10:49 AM
Apr 2019

Bernie & Elizabeth 2020!!!
Welcome to the revolution!!!
If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

Demsrule86

(68,582 posts)
126. Actually you can discharge student loans....prove undue hardship.
Sun Apr 28, 2019, 05:09 PM
Apr 2019
If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

crazytown

(7,277 posts)
151. Of the 72,000 student loans in Bankruptcy proceedings
Sun Apr 28, 2019, 06:38 PM
Apr 2019

as at 11/2009, 276 debtors had brought an adverbial suit for discharge and up to 11/2009, of the 134 resolutions, 29 resulted in total or partial discharge.

http://www.law.uh.edu/ihelg/monograph/11-01.pdf

That’s 29 full or partial discharges 2006 - 2009.

If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

Demsrule86

(68,582 posts)
155. Those stats are 10 years old.
Sun Apr 28, 2019, 06:51 PM
Apr 2019
If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

backtoblue

(11,343 posts)
17. She's speaking truth
Sat Apr 27, 2019, 11:45 PM
Apr 2019

Warren's not going to be attacking our fellow Democrats. She's simply speaking of both her knowledge and her experience with opposing corporate greed.

Good people wind up on the wrong side of issues sometimes. Joe's good people. I love him and would be on his side if he goes to the general election.

Warren has been speaking up and doing everything she can to help the working class.

She is on the right side of these issues.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

InAbLuEsTaTe

(24,122 posts)
42. THIS!!
Sun Apr 28, 2019, 10:49 AM
Apr 2019

Bernie & Elizabeth 2020!!!
Welcome to the revolution!!!
If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

Laura PourMeADrink

(42,770 posts)
18. Her right. She's a brilliant defender for sure. Not sure
Sat Apr 27, 2019, 11:45 PM
Apr 2019

how it helps us get rid of a monster but guess that's secondary?

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

zentrum

(9,865 posts)
19. Excellent points.
Sat Apr 27, 2019, 11:46 PM
Apr 2019

I love Elizabeth. Wish it could be her.

If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

Boomer

(4,168 posts)
20. It's not coronation time just yet
Sat Apr 27, 2019, 11:51 PM
Apr 2019

In 2016, the presumptive Republican candidate was supposed to be Jeb Bush, not Trump.

The winner of the presidential race was supposed to be Hillary Clinton, not Trump.

So I'm not buying the argument that Biden is the only candidate who can beat Trump. Nothing has been going according to plan for years, traditional wisdom is out the window, and this early in the game no one is a sure bet for anything.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

Nay

(12,051 posts)
38. Thank you. This is NOT a normal time. Anything can happen, including the re-election
Sun Apr 28, 2019, 10:43 AM
Apr 2019

of a monster.

If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

Celerity

(43,402 posts)
21. Democratic Senators who voted for the 2005 Bankruptcy Abuse Prevention and Consumer Protection Act
Sat Apr 27, 2019, 11:53 PM
Apr 2019

(lol at Consumer Protection)

https://www.senate.gov/legislative/LIS/roll_call_lists/roll_call_vote_cfm.cfm?congress=109&session=1&vote=00044#position

Bold are still in the Senate

Baucus (D-MT)
Bayh (D-IN)
Biden (D-DE)
Bingaman (D-NM)
Byrd (D-WV)
Carper (D-DE)
Conrad (D-ND)
Inouye (D-HI)
Jeffords (I-VT)
Johnson (D-SD)
Kohl (D-WI)
Landrieu (D-LA)
Lincoln (D-AR)
Nelson (D-FL)
Nelson (D-NE)
Pryor (D-AR)
Reid (D-NV)
Salazar (D-CO)
Stabenow (D-MI)

Not Voting - 1
Clinton (D-NY) (supported its passage by was absent for final vote)


Hillary did urge Bill to veto the 1999 Bill, but then she changed and voted for the new version, in 2001 (the 2005 Bill simply made it even harder, and stripped away student loan protections), right after she was elected to the Senate. It became an issue in both 2008 and 2016.



Bankruptcy Reform Act of 2001

https://www.senate.gov/legislative/LIS/roll_call_lists/roll_call_vote_cfm.cfm?congress=107&session=1&vote=00036

these are the only Senators who voted against it

bold are still in the Senate

NAYs

Brownback (R-KS)
Hutchison (R-TX)

Corzine (D-NJ)
Dayton (D-MN)
Dodd (D-CT)
Durbin (D-IL)
Feingold (D-WI)
Harkin (D-IA)
Kennedy (D-MA)
Kerry (D-MA)
Nelson (D-FL)
Reed (D-RI)
Rockefeller (D-WV)
Sarbanes (D-MD)
Wellstone (D-MN)

Present - 1
Fitzgerald (R-IL)

Not Voting - 1
Boxer (D-CA)



Senators Adopt Tougher Rules On Bankruptcy

By PHILIP SHENON
Published: March 16, 2001

https://www.nytimes.com/2001/03/16/us/senators-adopt-tougher-rules-on-bankruptcy.html

snip

President Bill Clinton vetoed similar legislation in his final weeks in office, describing it as too harsh on consumers.

The bill's quick resurrection after Mr. Bush's inauguration was seen as evidence of the generous campaign contributions made to each party by the credit industry. It also reflected the growing power of lobbyists in a government in which the White House and Congress are run by business-friendly Republicans.

Some of the same lobbyists had a significant victory last week, when the House and Senate voted to overturn regulations intended to protect workers from repetitive-stress injuries.

For many of the more than one million Americans whose financial troubles are expected to force them into bankruptcy next year, the bill would end their ability to use the bankruptcy system to wipe out credit-card bills and other loans that are not secured by homes or other assets.

Instead, they would be forced to pay off some or all of those debts under a court-supervised plan, even if that puts the payment of old credit-card bills in competition with the payment of current child support, alimony and other court-ordered expenditures.

snip

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

TheFarseer

(9,323 posts)
85. Wonder why Brownback voted against it?
Sun Apr 28, 2019, 12:45 PM
Apr 2019

That turd Ben Nelson voted for it and anti-choice gay hating religious wackos still didn’t love him. Go figure.

If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

MineralMan

(146,317 posts)
25. Desperation move?
Sun Apr 28, 2019, 10:13 AM
Apr 2019

I don't know, but doing the Republican's oppo work is not a good look for Elizabeth Warren.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

InAbLuEsTaTe

(24,122 posts)
45. Elizabeth "doing the Republican's oppo work"?! You can't be serious MM!!
Sun Apr 28, 2019, 10:52 AM
Apr 2019

Bernie & Elizabeth 2020!!!
Welcome to the revolution!!!
If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

crazytown

(7,277 posts)
48. Bankruptcy is her specialty and a good part of her life's work
Sun Apr 28, 2019, 10:56 AM
Apr 2019

Do you expect her to pull her punches?

If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

Demit

(11,238 posts)
51. She's been vocal on this issue for years, in books, articles, and op-eds.
Sun Apr 28, 2019, 10:59 AM
Apr 2019

It's hardly a secret to be ferreted out by opposition researchers.

If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

delisen

(6,044 posts)
67. We need to protect ourselves against
Sun Apr 28, 2019, 11:22 AM
Apr 2019

having a Democratic president who will work for the credit card industry and against the people.

Biden is no longer the senator from Delaware-the credit card industry state.

Biden can let us know where he stands now and what he will do as president. Warren's criticism is an opportunity for Joseph Biden to address a crucial issue.

I think he should take that opportunity and be totally honest.

If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

ucrdem

(15,512 posts)
40. I don't think we'll be seeing a Biden/Warren ticket.
Sun Apr 28, 2019, 10:45 AM
Apr 2019

Just a hunch.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

dalton99a

(81,513 posts)
50. Or Biden/Beto
Sun Apr 28, 2019, 10:59 AM
Apr 2019

Student debt was a big rallying point for Beto during his Senate campaign


If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

ucrdem

(15,512 posts)
54. Well, his chances will be better if he doesn't go nuclear on Biden
Sun Apr 28, 2019, 11:04 AM
Apr 2019

Personally I think that would be a great ticket strategically. I think Warren and Harris are great but California is already a lock, MA too, and we need a veep who can bring in rust belt swing states.

(corrected)

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

dalton99a

(81,513 posts)
56. He never blamed Biden
Sun Apr 28, 2019, 11:05 AM
Apr 2019

But this is a real issue that Biden needs to acknowledge and address

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

ucrdem

(15,512 posts)
62. In that case he'd make a good veep who could speak honestly to the issue when it arises.
Sun Apr 28, 2019, 11:12 AM
Apr 2019

If it's going to be a problem especially.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

treestar

(82,383 posts)
81. the bankruptcy discharge issue is distinct
Sun Apr 28, 2019, 12:37 PM
Apr 2019

student debt is too high overall - whether nor not you can discharge it in bankruptcy only applies to a few cases. Nobody wants a bankruptcy on their record, and many, many debts are the usual reason for filing one. It's not just a routine after you graduate.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

aeromanKC

(3,322 posts)
64. Good
Sun Apr 28, 2019, 11:17 AM
Apr 2019

Would much rather see Warren at Treasury. (And Harris on the ticket)

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

Laelth

(32,017 posts)
46. For better or for worse ...
Sun Apr 28, 2019, 10:54 AM
Apr 2019

Joe has defended the banks since the time that a ton of them moved to Delaware to profit from Delaware's banker-friendly laws. Does the law referenced in the OP suck? Yes. Do I blame Biden for it? Only peripherally. As a Senator from Delaware, he was under enormous pressure to support it.

-Laelth

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

highplainsdem

(48,993 posts)
49. In another Warren vs Biden thread you posted earlier, also criticizing Biden -- an OP you deleted
Sun Apr 28, 2019, 10:57 AM
Apr 2019

so I can't link to it now -- there was a subthread pointing out that Warren opposed the medical device tax to help fund the ACA, sided with Republicans there, because of the importance of the medical device industry in her state.

MA Sen. Ed Markey also wanted to repeal that tax.

As was pointed out in that subthread, politicians typically will represent prominent industries in their state.

And, as President Obama said, Warren is "a politician like everyone else."

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

crazytown

(7,277 posts)
60. I deleted that OP because a number of people found it distressing
Sun Apr 28, 2019, 11:10 AM
Apr 2019

I am sensitive to criticism from those I respect. It wasn’t necessary to go into the latest sniping to make the point that Warren will be on the offensive on Bankruptcy.

I found the medical devices discussion quite informative. I didn’t delete the OP to cover that up.

If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

highplainsdem

(48,993 posts)
66. Okay. Understandable, and thanks for explaining. I found the deletion frustrating because I'd
Sun Apr 28, 2019, 11:19 AM
Apr 2019

searched for the thread with your user name, included several links to posts in that subthread in an earlier draft of my last message...and then discovered even those separate links to individual replies didn't work. Sigh...

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

crazytown

(7,277 posts)
68. I have reposted screenshots of the discussion
Sun Apr 28, 2019, 11:40 AM
Apr 2019
If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

highplainsdem

(48,993 posts)
71. Just saw that. Wow. Thank you! I didn't mean for you to have to go to that much trouble.
Sun Apr 28, 2019, 11:43 AM
Apr 2019

Linking to your new thread:

https://www.democraticunderground.com/128795812


Again, thank you for reposting those replies to your old thread.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

ucrdem

(15,512 posts)
63. The medical device tax issue is very interesting.
Sun Apr 28, 2019, 11:13 AM
Apr 2019

That was a good subthread.

p.s. it starts here: https://www.democraticunderground.com/?com=view_post&forum=1287&pid=95275

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

crazytown

(7,277 posts)
69. I have reposted screenshots of the discussion
Sun Apr 28, 2019, 11:40 AM
Apr 2019
If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

ucrdem

(15,512 posts)
72. Thank you. I think it's an important addendum to the discussion.
Sun Apr 28, 2019, 11:48 AM
Apr 2019

I don't think it's a good idea to make a moral crusade out of opposing a vote or position held by a fellow Democrat. Both Sanders and Warren did that with the TPP and down in flames it went. I think they were wrong and I think it hurt Clinton. In both cases it did grave damage. I don't know enough about this law to say whether Warren is 100% right or wrong but on principle I don't think she's taking a good approach.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

treestar

(82,383 posts)
83. Who could get elected Senator who didn't?
Sun Apr 28, 2019, 12:39 PM
Apr 2019

I know, it is stupid to attack them for these things and especially one who is a Senator also.

Be positive about it - they were doing what they should - represent their state. So it follows they would do the same for the entire country if elected POTUS.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

InAbLuEsTaTe

(24,122 posts)
96. Elizabeth might be a politician like everyone else... but, at least she puts
Sun Apr 28, 2019, 01:35 PM
Apr 2019

the interests of PEOPLE over that of corporations far more than your average moderate politician. This is not your aunt and uncle's Democratic Party anymore!!


Bernie & Elizabeth 2020!!!
Welcome to the revolution!!!

If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

treestar

(82,383 posts)
105. Wow that makes it very hypocritical
Sun Apr 28, 2019, 02:06 PM
Apr 2019

to say a word about Biden/Credit cards or Booker/pharmaceuticals.

They are all good, because they looked out for their state, which is the what a Senator is supposed to do. Thus they will look out for the nation when that is what they represent. Good grief, even Bernie has issues!

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

gateley

(62,683 posts)
57. I HATE that Joe supported the Bankruptcy Act --
Sun Apr 28, 2019, 11:05 AM
Apr 2019

My only (maybe?) rationale was that the credit cabal was the largest employer in his state -- justified it in his mind by convincing himself he was protecting the workers? I'm just projecting that on him because I'm hoping he's seen how it's affected so many people -- I actually have no idea, of course, where he's at on this.

I understand Warren's anger and frustration on this -- justified, IMO -- but it's done. It's over. We all know what happened in the past and what is important is what Joe -- or anybody -- will/can do to begin to right the wrongs NOW.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

crazytown

(7,277 posts)
79. Hence her proposal to retire student debt
Sun Apr 28, 2019, 12:28 PM
Apr 2019

which under the Bankruptcy Act they can not escape even if impoverished.

If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

treestar

(82,383 posts)
84. No you still can try to make out a case of hardship
Sun Apr 28, 2019, 12:41 PM
Apr 2019

and the courts have interpreted it to make it a very extreme hardship you have to claim.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

crazytown

(7,277 posts)
94. It's a catch 22
Sun Apr 28, 2019, 01:29 PM
Apr 2019

You have to bring an adverbial lawsuit against the loan provider, and then the question becomes, if you can afford to file and pay for a lawyer, why can’t you afford the loan repayments?

And if you can pass that test, a private provider will seek endless adjournments while all the while you are obliged to continuing paying the debt you can’t afford. 0.1% of student loans are discharged by court application.


Of course, the most impoverished can not afford it and proceed to Chapter 13.

If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

treestar

(82,383 posts)
95. That is not an issue in Bankruptcy court
Sun Apr 28, 2019, 01:34 PM
Apr 2019

that argument should never be used anywhere (I did have it used by Family court to deny a petition not to have to pay filing fees due to poverty which the excuse that the person had a lawyer) but you have a right to counsel and Bankruptcy court recognizes that. The lawyer is not going to cost so much that it would be enough to pay off the entire debt, anyway.

But it is very difficult to meet the test - a disability where you can't work is what it takes.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

crazytown

(7,277 posts)
97. Yes. Not illness. Not unemployment. Not being divorced.
Sun Apr 28, 2019, 01:37 PM
Apr 2019

That is what Warren is arguing.

If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

InAbLuEsTaTe

(24,122 posts)
91. I fully support Elizabeth in that effort... everyone should!!
Sun Apr 28, 2019, 01:18 PM
Apr 2019

Bernie & Elizabeth 2020!!!
Welcome to the revolution!!!
If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

InAbLuEsTaTe

(24,122 posts)
92. Me too... that & the Iraq War vote. The rationale of the credit card companies' presence in Delaware
Sun Apr 28, 2019, 01:25 PM
Apr 2019

is not a good one. A true leader leads his constituents - AND BUSINESS!! - in the right direction... protection of The People's rights is paramount!!


Bernie & Elizabeth 2020!!!
Welcome to the revolution!!!

If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

ehrnst

(32,640 posts)
110. But Bernie voted for military intervention in Iraq. Twice.
Sun Apr 28, 2019, 03:37 PM
Apr 2019

In 1998 Bernie Sanders voted in favor of the Iraq Liberation Act of 1998, which said: “It should be the policy of the United States to support efforts to remove the regime headed by Saddam Hussein from power in Iraq and to promote the emergence of a democratic government to replace that regime.”

Later that same year, Sanders also backed a resolution that stated: “Congress reaffirms that it should be the policy of the United States to support efforts to remove the regime headed by Saddam Hussein from power in Iraq and to promote the emergence of a democratic government to replace that regime.”

(see that link - that's what's known as backing up one's claims about politician's voting records with data. You're welcome!)

I am also not finding any statements he made about regretting those votes. Maybe you know if he did? Or maybe you can defend those votes Bernie cast for military action in Iraq?

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

lapucelle

(18,265 posts)
138. BS voted in favor of military intervention in Iraq? N/T
Sun Apr 28, 2019, 05:56 PM
Apr 2019
If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

ehrnst

(32,640 posts)
158. Twice in 1998. Go figure. (nt)
Sun Apr 28, 2019, 07:48 PM
Apr 2019
If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

Skittles

(153,164 posts)
134. it's over?
Sun Apr 28, 2019, 05:37 PM
Apr 2019

um....no it is not

If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

LakeArenal

(28,819 posts)
61. Joe still more qualified.
Sun Apr 28, 2019, 11:11 AM
Apr 2019
If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

treestar

(82,383 posts)
80. Sorry, tell us why you should be POTUS
Sun Apr 28, 2019, 12:29 PM
Apr 2019

Not why others shouldn't.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

crazytown

(7,277 posts)
100. Because they are champions for women and working families
Sun Apr 28, 2019, 01:42 PM
Apr 2019

and went to the Senate floor to argue the case against Senators serving credit card companies and big banks.

If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

treestar

(82,383 posts)
101. not 'serving credit card companies and big banks'
Sun Apr 28, 2019, 01:47 PM
Apr 2019

I lived in Delaware during that time. Small state, big employer (Maryland Bank).

Why is it so easy to incorporate in Delaware? The DuPont company. Are people here corporatists? Not really. They just wanted DuPont to profit because so many of them worked there.

And the small businesses profit from the fact that others were employed and could spend their money in the businesses.

Thus if Joe does as well for the US as for Delaware, then he's good. Be positive. Stop trying to make people evil - it may be fun, but also dumb, as if EW did a good job for her state, there is going to be something she was for that seemed to "serve" some big Corp or part of The Establishment.

Tired of this one, also with Booker and the pharmaceuticals. No way any Senator is going to be immune. Even Bernie has his issues on this one.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

crazytown

(7,277 posts)
102. From the same article
Sun Apr 28, 2019, 01:56 PM
Apr 2019

Biden, then a veteran senator from Delaware, was a lead supporter of the bankruptcy law changes sought by financial services giants. Indeed, he was such a staunch advocate of the credit card companies that he acquired the moniker “the senator from MBNA,” a reference to a large credit card company then based in Delaware that gave a substantial amount of money to Biden’s campaign coffers over the years. And he promoted the idea that too many people were simply seeking a way to skip out on their debts and stick the rest of us with the bill. “An awful lot of people are discharging debt who shouldn’t,” he said at one 2001 Senate hearing. “I am so sick of this self-righteous sheen put on anybody who wants to tighten up bankruptcy is really anti-debtor.” It’s worth noting that Biden’s son Hunter worked at MBNA for five years and was retained as a consultant for another five — all while Biden was backing the bankruptcy bill that would help MBNA.

If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

treestar

(82,383 posts)
103. So what is wrong with that?
Sun Apr 28, 2019, 02:02 PM
Apr 2019

That except admits it was a big DE employer.

If I wanted to be negative I could find similar things on others. I don't think being negative is a good thing in this cycle.

And we can't just have the loans made and then let them be discharged in bankruptcy as a routine. It is hard on everyone. The answer is not dischargeable debts in bankruptcy. That's when you are in extreme trouble. That issue needs to be attacked much closer to the root than the possibility of bankruptcy discharge.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

crazytown

(7,277 posts)
106. Look, Senator Biden represented the interests of his constituents,
Sun Apr 28, 2019, 02:10 PM
Apr 2019

and I would not expect anything less, but the operation of that legislation imposed undue hardship on vulnerable people, which was what Warren was arguing at the hearings. When the Lehman went under in 2008, the consequences were dire, unintended perhaps, but foreseeable.

The examples Warren raised, women unexpectedly ill, unemployed or subject to divorce were significant and ignored.

If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

Honeycombe8

(37,648 posts)
108. We also can't discharge medical debt through bankruptcy because of the Biden law.
Sun Apr 28, 2019, 03:05 PM
Apr 2019

If a person gets hit with an enormous medical bill, with no hope of paying it, faced with losing his home over it, he can't even file bankrtupcy, when in my mind that is precisely what bankruptcy is for.

I have to ask, if not for these two huge things, what can an ordinary person discharge in bankruptcy? A bunch of shopping bills he irresponsibly ran up? But someone, through no fault of his own, can't discharge a large medical debt? That makes no sense. And is just wrong. And hurts the average person.

People like Trump seem to have no trouble unloading their irresponsible debts from bad business decisions.



If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

crazytown

(7,277 posts)
109. I am not sure that is a result of the 2005 Act
Sun Apr 28, 2019, 03:07 PM
Apr 2019

Can you give me some references?

If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

Demsrule86

(68,582 posts)
141. It is not true... all debts except taxes can be discharged...even student loans
Sun Apr 28, 2019, 06:00 PM
Apr 2019

If you can prove undue hardship.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

Demsrule86

(68,582 posts)
124. That is untrue. My sister had a medical bankruptcy.
Sun Apr 28, 2019, 05:01 PM
Apr 2019

Any debt save taxes candidate be discharged. Student loans can be discharged if undue hardship can be proven.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

Beartracks

(12,814 posts)
156. BUT... If you ever come OUT of that hardship...
Sun Apr 28, 2019, 06:58 PM
Apr 2019

... I think they will come after you to reinstate the debt.

At least, that's how it is with student loan discharge for disability.

================

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

Demsrule86

(68,582 posts)
163. I don't know about that...once discharged it's gone is my understanding
Sun Apr 28, 2019, 08:52 PM
Apr 2019

But not the case with medical bills.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

Buckeyeblue

(5,499 posts)
120. I agree that the 2005 changes to bankruptcy hit poor people the hardest
Sun Apr 28, 2019, 04:51 PM
Apr 2019

Why weren't these laws re-examined with the banking reform bills in 2008?

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

Demsrule86

(68,582 posts)
125. That is untrue also. Poor people easily qualify. The higher your income the more difficult
Sun Apr 28, 2019, 05:04 PM
Apr 2019

Bankruptcy (7) is.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

Buckeyeblue

(5,499 posts)
127. I thought that people came under stricter scrutiny of their debt vs their assets
Sun Apr 28, 2019, 05:10 PM
Apr 2019

With the 2005 law. I'm going on memory here rather than facts (big mistake I know). Which means if you are trying to get out from under huge credit card debt, you might have to give up assets. So suddenly the unsecured credit card debt becomes secured.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

Demsrule86

(68,582 posts)
140. Poor people don't have huge assets if any and it also inludes living expenses ,income
Sun Apr 28, 2019, 05:58 PM
Apr 2019

And debts. You can keep your home almost always too. Even student loans can be discharged if undue hardship can be proven.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

crazytown

(7,277 posts)
142. Student Loans - what's wrong with this analysis
Sun Apr 28, 2019, 06:11 PM
Apr 2019

You have to bring an adversarial lawsuit against the loan provider, pleading undue hardship. So you have to have the funds to file and compensate a lawyer. Catch 22. If you can afford this, why can’t you afford your loan repayments?

After that, a private provider can seek an adjournment or three while you are still obliged to meet the repayments you can’t afford. Only 0.1% of student loans are discharged by court application.

The most impoverished don’t have the money to file anything and lose everything but the debt.

If I were to vote in a presidential
primary today, I would vote for:
Undecided
 

Demsrule86

(68,582 posts)
150. I know how it works and it can be done my niece did it.
Sun Apr 28, 2019, 06:37 PM
Apr 2019

And bankruptcy cost money before it was changed.

If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
 

lapucelle

(18,265 posts)
162. The WaPo opinion writer links to Daily Caller and The National Review
Sun Apr 28, 2019, 08:45 PM
Apr 2019

to support her point of view. Much of the information she links to is 11-17 years old.



If I were to vote in a presidential
primary today, I would vote for:
Joe Biden
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