General Discussion

brooklynite

(94,571 posts) Sun Jul 4, 2021, 05:23 PM Jul 2021

How many credit cards do you have? [View all]

I've see some discussion at Experian that five cards are optimal for your Credit Score. Personally, I have two in my name, each with a purpose: an Amex which gets me status points on Delta, and a Barclays card with Chip and PIN technology for Europe.

60 votes, 2 passes \| Time left: Unlimited
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	7 (12%)
	1
	10 (17%)
	2
	17 (28%)
	3
	10 (17%)
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	6 (10%)
	5 or more
	10 (17%)
	2 DU members did not wish to select any of the options provided.
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44 replies

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How many credit cards do you have? [View all] brooklynite Jul 2021 OP

This thread is useless without PIN numbers included. Solly Mack Jul 2021 #1

Fair point, but the Nigerian bank I'm in touch with says not to reveal it... brooklynite Jul 2021 #3

Ha! Well played. Solly Mack Jul 2021 #4

I have 4 that I only use for balance transfers when they are offered. yellowdogintexas Jul 2021 #2

I work in finance, at least for the next 5 days until my new job on the 12th. Jedi Guy Jul 2021 #5

2 cards with a 820 fico SYFROYH Jul 2021 #6

I've lost track, but only one has a balance and that's paid off in full every month. Most are Vinca Jul 2021 #7

Your credit utilization dropped so your score did as well. Jedi Guy Jul 2021 #10

Thanks. I appreciate the information. Never thought I'd be penalized by the credit reporting Vinca Jul 2021 #34

You're welcome! Jedi Guy Jul 2021 #35

I have one just for priority boarding on United liberal N proud Jul 2021 #8

Two debit bank cards. Scottie Mom Jul 2021 #9

Just One ProfessorGAC Jul 2021 #11

I don't believe the number of cards is all that important. tritsofme Jul 2021 #12

About 5 or 6. roamer65 Jul 2021 #13

I have two cards... I never use one, and the other is paid off monthly... secondwind Jul 2021 #14

2 cards, both of which I use regularly Mr. Ected Jul 2021 #15

Four KentuckyWoman Jul 2021 #16

Here is a smart person. roamer65 Jul 2021 #17

4 cards DetroitLegalBeagle Jul 2021 #18

We use one cash back credit card to buy just about everything marie999 Jul 2021 #19

I've never had one. Debt free for the last 25 years. BluesRunTheGame Jul 2021 #20

Just two cards. Tomconroy Jul 2021 #21

17. I'm a points hacker, and I open cards to get the signup bonuses. Dial H For Hero Jul 2021 #22

Can you explain how I can become you? Tomconroy Jul 2021 #23

HA!!!! MyOwnPeace Jul 2021 #24

I have 8 of them. DenaliDemocrat Jul 2021 #25

Same card, since 1998. MerryBlooms Jul 2021 #26

Old school, just like me! Tomconroy Jul 2021 #27

I'm only 58, but yeah, super old school when it comes to finances! MerryBlooms Jul 2021 #28

Bravo! Tomconroy Jul 2021 #31

None... Mike Nelson Jul 2021 #29

I hate credit/debit cards, but have three DFW Jul 2021 #30

We have 3. One we never use and should cancel. GulfCoast66 Jul 2021 #32

Don't cancel it; it will bring your credit score down JenniferJuniper Jul 2021 #33

just got a Lowe's card scarytomcat Jul 2021 #36

Credit cards are a threat to democracy. Roisin Ni Fiachra Jul 2021 #37

Making them illegal would be absurd. Dial H For Hero Jul 2021 #40

Mine are all small limit and mostly store cards Marrah_Goodman Jul 2021 #38

Two credit cards Norbert Jul 2021 #39

I have two and my H has two. Raftergirl Jul 2021 #41

I get "free stuff" from LLBean if I use their MasgterCard. I use it to order stuff. I fine it useful CTyankee Jul 2021 #42

I would never give out this kind of info on the internet. milestogo Jul 2021 #43

I have eight credit cards PlanetBev Jul 2021 #44