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In reply to the discussion: Capital One's new contract says it can show up at cardholders' homes, workplaces [View all]letmebefrank
(16 posts)And every single person here thinks it's perfectly ok - or that somehow, if the creditor has the audacity to stop by to see what is going on, that is worse than the person who ran up a huge bill they couldn't pay and then defaulted? I really think everyone here on this thread is nuts. If someone owes me thousands of dollars, stops replying to mail, phone calls, or email - of course I am going to make an attempt to track them down and figure out what's going on.
In reading the posts here, it sounds like people on this board think walking away from a contractual obligation and hiding from a creditor is FINE but dear god, if the creditor actually tries to find out why they're being swindled, it's pitchforks?
When I started my business back in 1998, I went stretches of several MONTHS between any measureable income. One day someone from my mortgage company stopped by, because I hadn't made a payment in almost 2 months. With a disconnected phone, nobody could reach me. They had every right to do so - and truth be told it probably saved my house AND my credit.